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Avery Breyer - How to Stop Living Paycheck to Paycheck (2nd Edition): A proven path to money mastery in only 15 minutes a week! (Simple Personal Finance Books) (Smart Money Blueprint)

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Avery Breyer How to Stop Living Paycheck to Paycheck (2nd Edition): A proven path to money mastery in only 15 minutes a week! (Simple Personal Finance Books) (Smart Money Blueprint)
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Contents

Guide
The Smart Money Blueprint
How to Stop Living Paycheck to Paycheck
Second Edition

by Avery Breyer

Copyright 2016 Avery Breyer Inc. All rights reserved worldwide.

A note from the author: Personally, I'd rather leave things to common sense, good ethics, and everyone having a sense of personal responsibility for their actions. And like any decent person should do, obviously I do my best to provide accurate information at all times. But the experts say it's better to put proper disclaimers in place, so here goes...

ALL RIGHTS RESERVED. No part of this material may be used, reproduced, distributed or transmitted in any form and by any means whatsoever, including without limitation photocopying, recording or other electronic or mechanical methods or by any information storage and retrieval system, without the prior written permission from the author, except for brief excepts in a review.

DISCLAIMER. This, and other books by Avery Breyer are intended to provide only general information on personal finance, credit scores, building wealth, real estate, lifestyle design, work from home opportunities, and other topics. No investment, tax, legal, or insurance advice is intended or given. Investment decisions are subject to certain risk factors that may not be discussed completely, or at all, in this book. Your Investment decisions and strategies should be determined solely by you in the exercise of your own judgment based on your unique investment objectives and financial circumstances. If you need professional advice, you should consult your own professional advisers. Neither the author, Avery Breyer Inc. nor publisher provide any legal or other professional advice. If you need professional advice, you should seek advice from the appropriate licensed professional. This book does not provide complete information on the subject matter covered. This book is not intended to address specific requirements, either for an individual or an organization. This book is intended to be used only as a general guide, and not as a sole source of information on the subject matter. While the author has undertaken diligent efforts to ensure accuracy, there is no guarantee of accuracy or of no errors, omissions or typographical errors. Any slights of people or organizations are unintentional. Any reference to any person or organization whether living or dead is purely coincidental. The author and publisher shall have no liability or responsibility to any person or entity and hereby disclaim all liability, including without limitation, liability for consequential damages regarding any claim, loss or damage that may be incurred, or alleged to have been incurred, directly or indirectly, arising out of the information provided in this book.

The information presented herein represents the view of the author as of the date of publication. Because of the rate with which conditions change, the author reserves the right to alter and/or update her opinion based on the new conditions, and the author is not obligated to update this information.

Anything written in this book that contains the views of others has either been submitted to the author (or Avery Breyer Inc.), or found on the Internet and published as a fair use. Any views expressed in this book by 3rd party authors or contributors are solely those of 3rd party authors or contributors and do not in any way reflect the views of the author or Avery Breyer Inc. This book is solely a provider of useful information and hereby disclaims all liability for any damages or injury or other harm arising from this book. The author and Avery Breyer Inc. are not obligated to update any information attributable to 3rd party authors or contributors.

READ THIS FIRST!

Just to say thanks for downloading my book, Id like to give you my FREE special report, How to Save Money When You Dont Have Any.

It contains a really simple savings strategy that most people overlook.

Ill also give you a FREE copy of the Money Tracker. This is an insanely useful tool that Ive used for years to keep an eye on my budget. I can tell you from personal experience that using my Money Tracker is far easier than making your own from scratch, or using an old-fashioned notebook to keep tabs on your budget!

Ready?

Get it all here:

https://averybreyer.com/1hr-budget-how-to-stop-living-paycheck-to-paycheck-opt-in/

Introduction

Welcome to the Smart Money Blueprint: How to Stop Living Paycheck to Paycheck!

Do you want to learn proven techniques that will help you to stop living paycheck to paycheck and stop stressing out about money?

Do you want to be able to relax, knowing that all of your needs, today and in the future, can be paid for with ease?

Look, weve all gone through tough times with money, but the good news is that it doesnt have to be that way.

Maybe credit card debt is the only way you are able to keep afloat right now, although you know thats not a long-term solution. Maybe you feel ashamed that youre not doing a better job of managing your money you feel frustrated that you cant get ahead. And maybe youve tried budgeting, but it just didnt work for you.

This book is going to show you solutions that actually work.

This book will provide you with both the tools and the knowledge that you need to finally get ahead.

Youll learn a step-by-step system that is easy to implement, and takes only one hour a month to maintain (15 minutes once per week). I promise you that if you read this book and follow the advice in here, youll be set on a path to a world where you control your money, you have a plan that will ensure you dont run out of money, and you are no longer a slave to your bills.

Stand up to your obstacles and do something about them. You will find that they haven't half the strength you think they have. Norman Vincent Peale

Why I Wrote This Book

It kills me to see people in financial trouble, when they could have easily avoided it if only theyd had the tools and the knowledge to prevent it.

I was lucky to be raised in a family that believed in the power of saving and budgeting, and taught me all of their skills, tips, and tricks. And now I want to share those lucky teachings with you because they are life-changing, and they work. They work when you are starting out with no money, no assets, zip, zero, zilch. And they work later, when you pull yourself out of that situation to a life of more abundance.

This book is based on those lessons, and my success in implementing those strategies in my own life. Ive been successfully using these strategies for over 20 years now, and I can tell you, they work.

My hope is that if youre in a world of financial hurt right now, the strategies I share in this book will help you get out of it, and start living the life you want. Just remember that it will take time, practice, and hard work but all of it will be well worth it in the end!

He who would learn to fly one day must first learn to stand and walk and run and climb and dance; one cannot fly into flying. Friedrich Nietzsche

Who Should Read This Book

This book is for you if:

  • You are living paycheck to paycheck and struggling to pay your bills (but you know that so, onwards).
  • Youd like to use a budgeting system thats easy to use and actually works.
  • You want to be in control of your money, rather than have your money control you.
  • You feel like your money isnt stretching as far as it should.
  • You have one hour per month (15 minutes per week) to put towards maintaining the budgeting system that youll learn in this book.
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