Ben Anderson - Homeowner NOW: The 7 True Steps To Home Ownership

Homeowner NOW

The 7 True Steps To Home Ownership

Ben Anderson

Americas Favorite Loan Officer

For details on how to be a Homeowner NOW visit

www.Homeownernow.com

Copyright2019 Ben Anderson

All Rights Reserved. This book or any portion thereof may not be reproduced or used in any manner whatsoever without written permission of the publisher except for the use of brief quotations in a book review.

Printed in the United States of America First printing, 2019

ISBN: 978-0-692-03626-6

Ben Anderson

9920 Research Drive

Irvine, CA 92618

DEDICATION

I want to give a special "thank you" to my wife, Morgan, who has loved me through all of the market ups and downs, sharing the pain and celebrating the success. I have worked many long days and nights, and none of it would ever have been possible without the support and understanding you have given me. You are the greatest partner a man could ever have. I love you eternally.

Table of Contents

INTRODUCTION .........................................................................13

CHAPTER 1 RULE #1: NEVER QUIT ........................................21

CHAPTER 2 THE GREAT RECESSION

WHAT REALLY HAPPENED .......................................................

CHAPTER 3 HOMEOW N ERSHIP BOUNCES BACK

BUT THE PROCESS IS STILL BROKEN ......................................3

CHAPTER 4 YOUR CHOICE IS BROKEN, TOO .......................

CHAPTER 5 BEWARE OF HOME OWNER SITES ...................4

CHAPTER 6 ALL THE RIGHT MOVES .................................

CONCLUSION HOW WE CAN FIX THE PROCESS,

TOGETHER ..................................................................................67

MY GIFT TO YOU..........................................................................71

ACKNOWLEDGEMENTS............................................................73

ABOUT THE AUTHOR ................................................................75

FOREWORD

by David Meltzer

Americas #1 Business Coach & Strategist

The homeownership process today is disconnected. It appears that long gone are the days when one relies solely on relationships to buy and sell, nowadays youll find companies and corporations trying to eliminate the real estate sales professional, both loan officer and realtor.

I have bought and sold over 100 million dollars in properties over the years and have always relied on my relationships to maximize every opportunity. I would much rather rely on the advice of a trusted friend and expert than machine learning and artificial intelligence. This book will show you why home buying needs to get back to the fundamentals of using local experts.

Working with and creating a friendship with Ben Anderson, the author, I have seen his situational knowledge and relationship capital in action. There are many homeowners today that wouldnt have homes without Ben.

If you are reading this book and desire to be a homeowner, you will learn how to make all the right moves and Ben will teach you how to land your dream home.

My advice for todays aspiring homeowner is to shop with a real expert. Sit back enjoy this book, youll see homebuying in a whole new light, I know I did.

Dave Meltzer Founder/CEO Sports 1 Marketing

PREFACE

"The most important purchase you will ever make is your home." Virtually no one will argue with that statement. But the problem is, the process is broken and you, the consumer, dont have control. In a modern world, buying a home still requires a lot of hand-holding for the consumer to navigate the process that nowadays is like a minefield. And why is that?

Did you know that very few home buyers get the best deal? Thats right, many get a bad deal; they get ripped off and the saddest part of all is they dont even know it until it's too late to do anything about it. Then they're stuck with a loan they can't afford, or a house they didn't really want absolutely, positively, not their dream loan and especially not their Dream Home.

Some buyers even fall into a ruthless trap that will cause them identify theft, or credit fraud. As a result, many of you will spend thousands of dollars and years of your lives trying to fix your disastrous credit rating which disqualifies you from buying a home.

"No more!" I say. Because I am going to help you avoid these pitfalls when you set out to buy your Dream Home.

My name is Ben Anderson, I'm America's Favorite Loan Officer; and in this book I'm going to show you what you

can do to beat a broken process. I'll teach you how to get the best deal, and take control over your own home buying future. You are going to learn the tricks and tactics that many loan officers and realtors arent willing to tell or show you. I am going to hack into the process and expose what you should do, and what you should avoid, in order to come out on top.

These secrets will ensure you get the best deal. Why am I so sure and why should you listen to me? Out of over 1 million loan officers in the U.S., I've been in the Top 20s consistently for years. Ive closed $3 billion dollars helping my clients obtain the very best, and for 15 years and they continue to come back to me. I am also the #1 coach for loan officers in the U.S., because not only do I coach, mentor, and train loan officers around the U.S., I am still originating loans myself, so I am coaching and playing which allows me ultimate perspective.

It's time for the truth! I am going to open my vault of knowledge and experience, and show you how to beat the badly broken process. But be careful what I am about to show you may just force you to question everything you think you know about loan officers or real estate agents and the home buying process, and will leave you wondering why youve been forced do to things their way for years.

INTRODUCTION

"From the ghetto streets to the executive streets," my good friend, Burrel Lee Wilks III (Floyd Mayweathers business partner) has said of me. And it applies to my journey all too well.

Inner city crime and injustice is not just a made-for-TV show it was my reality. "What does this have to do with the home buying process?" you may be wondering. I'll get to that.

One might think war exists only on a battlefield captured by a reporter and aired on the evening news. Not so. I grew up in a war zone, Richmond and Rodeo, California. It's not called Richmond because people are Rich, and it's not called Rodeo, because of Rodeo Drive.

Both of these cities have their inner-inner cities, where there is poverty and crime. Gangs and violence were the norm. For example, at 16 years old I was coaching a youth baseball team of 11-13 year olds thats right, they were only three years my junior. Why did I coach them? Nobody else would, so I did.

One day at practice, our center fielder didnt show up.

I asked the other kids, Wheres Tianni?

The answer: He caught one, which is aka a "drive-by" shooting. And it was considered business as usual.

The very next day is our championship game. We drive to and play a team in North Richmond, the deep hood. We win the game! But talk about poor sportsmanship: the fans of the home team start throwing beer bottles at my kids!

We run to our van and I floor it to get the heck out of town. I'm driving as fast as I can and still be safe; the kids are screaming in the back of the van. The North Richmond ballplayers are chasing us on their bikes, swerving, trying to get me to pull over. If there's one thing I know it's never pull over when the enemy flags you down. They're not gonna say, "Hey, you left town without your trophy!" So I step on the gas even harder.

What happens next? The van's back window gets blown out. The kids hit the floor, close their eyes and pray they dont take a bullet. I just keep driving, totally focused on getting the kids home safe and sound.