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Rachel Cruze - Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want

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Rachel Cruze Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want
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Love Your Life

Not Theirs

7 Money Habits

for Living the Life You Want

Rachel Cruze

Godliness with contentment is great gain.

1 Timothy 6:6 niv

Love Your Life

Not Theirs

7 Money Habits

for Living the Life You Want

Rachel Cruze

2016 Lampo Licensing LLC Published by Ramsey Press The Lampo Group LLC - photo 1

2016 Lampo Licensing, LLC

Published by Ramsey Press, The Lampo Group, LLC

Brentwood, Tennessee 37027

All rights reserved. No portion of this book may be reproduced, stored in a retrieval system, or transmitted in any form or by any meanselectronic, mechanical, photocopy, recording, scanning, or otherexcept for brief quotations in critical reviews or articles, without the prior written permission of the publisher.

Dave Ramsey, The Dave Ramsey Show, EveryDollar, Financial Peace, Financial Peace University, The Legacy Journey, Smart Money Smart Kids, Rachel Cruze, The Total Money Makeover, and Retire Inspired are all registered trademarks of Lampo Licensing, LLC. All rights reserved.

This publication is designed to provide accurate and authoritative information with regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering financial, accounting, or other professional advice. If financial advice or other expert assistance is required, the services of a competent professional should be sought.

Unless otherwise noted, all Scripture quotations are from the Holy Bible, New International Version, NIV, Copyright 1973, 1978, 1984, 2011 by Biblica, Inc. Used by permission of Zondervan. All rights reserved worldwide.

Scripture quotations marked esv are from the ESV Bible (The Holy Bible, English Standard Version), copyright 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

Editors: Ben Stroup, Allen Harris, Jen Gingerich

Cover Design: Tim Newton

Interior Design: Mandi Cofer

ISBN: 978-1-9384-0013-1 (ePub)

Praise for Love Your Life, Not Theirs

Ive never read a book about money that takes this approachand thats a good thing! Comparison has a way of weaving itself throughout all aspects of our lives, including our money. In Love Your Life, Not Theirs , Rachel Cruze outlines the seven money habits that really matterand they have nothing to do with keeping up with the Joneses!

Candace Cameron-Bure , Actress, author, and co-host of The View

Love Your Life, Not Theirs is full of the kind of practical, straightforward advice weve come to expect from Rachel Cruze. She offers guidance on paying down debt, smart saving, and the right way to talk to your spouse about money. These indispensable tips can help with day-to-day spending decisions and put you on a path to establishing healthy financial habits.

Susan Spencer, Editor-in-Chief for Womans Day

Cruzes self-deprecating and honest voice is a great resource for anyone wanting to take charge of their money. With humor and approachability, she helps her readers set themselves up for success and happiness, no matter what current financial state they may be in.

Kimberly Williams-Paisley, New York Times best-selling author of Where the Light Gets In

In todays world of social media, the temptation to play the comparison game is stronger than ever. Love Your Life, Not Theirs is the perfect reminder that, when it comes to money, comparison is a game you cant win. A terrificand much neededread.

Jean Chatzky , Financial Editor, NBC TODAY and Host of HerMoney with Jean Chatzky Podcast

Your thinking has been bullied way too long by the stings of comparison and the strains of debt. Love Your Life, Not Theirs is the resource that will show you how to break free from the chains of an unrealistic lifestyle. I love how Rachel gives us practical yet powerful money habits that can be implemented in any situation. You still have the opportunity to create the beautiful life you want financiallythis book will show you how!

Lysa TerKeurst, New York Times best-selling author and president of Proverbs 31 Ministries

Comparison robs us of joy, contentment, and gratitude. Thankfully Rachel Cruze shows us how to crush the curse of comparisons in her brilliant and must-read book, Love Your Life, Not Theirs . Rachel explains seven simple habits to recalibrate how you see your finances and, ultimately, yourself. Read this book with an open heart to start living the life you really want.

Craig Groeschel, Pastor of Life.Church and New York Times best-selling author of #Struggles: Following Jesus in a Selfie-Centered World

The subtitle is no lie. Rachel Cruze articulately outlines seven money habits thatif you really embrace themwill allow you to live the life you want. Love Your Life, Not Theirs is a must-have book if you want to take control of your money once and for all.

Christine Caine , Founder, A21 Campaign

In Love Your Life, Not Theirs , Rachel Cruze elucidates one of the biggest traps into which each of us falls: competing with those around us in order to feel happy and valued. She beautifully articulates how to change destructive spending habits, enjoy our lives, and achieve real freedom. This book is a real winner!

Meg Meeker, M.D. , Author of the best seller Strong Fathers, Strong Daughters: Ten Secrets Every Father Should Know

Spoiler Alertthe Joneses are broke! In Love Your Life, Not Theirs , Rachel Cruze reinforces the healthy money habits that will allow you to live a life the Joneses only dream of!

Shay and Colette Carl

A verse in Scripture that impacted me deeply and one that I often share is 2 Corinthians 10:12, which says, When they measure themselves by themselves and compare themselves with themselves, they are without understanding (NASB). For me, when I pastored a church, would I let the larger size of another mans church bother me, causing me to conclude I was less important? Would I measure my worth based on the greater number of people who attended his church? Peter had this comparison problem with John, and Jesus said to him, What is that to you? You follow Me! I had to focus on my own life and not measure my worth based on my comparison with another. The same applies to a mother who watches another mother who seems to do everything right, or a husband who learns of a peer who just purchased a second home in the mountains. These comparisons can put us on a roller-coaster ride of negative emotions, as Rachel Cruze profoundly addresses in Love Your Life, Not Theirs . Each of us must learn to love the life God has given us. Otherwise we will make decisionsespecially financial onesto keep up with the Joneses.

Emerson Eggerichs, PhD , President of Love and Respect Ministries and author of Mother and Son: The Respect Effect

Money problems are the fruit of deeper issues. Rachel helps us deal not just with the fruit, but also with the root of financial mismanagement. She distills complex questions into understandable steps. Great book!

Max Lucado , Best-selling author of Before Amen: The Power of Simple Prayer

If you want to shake the comparison game and start building the life that you want, Love your Life, Not Theirs will be a kind and competent companion on that journey!

Ellie Holcomb, Singer-songwriter

Practical, actionable, personable, and inspiring, Rachel Cruze balances the perfect blend of tough love and encouragement. A money guide for the modern age, Love Your Life, Not Theirs is a book every Millennial needs to read.

Ruth Soukup, New York Times best-selling author of Living Well, Spending Less and Unstuffed

Dedication

To my daughter, Amelia.

You were with me every step of the way on this book. Finding out I was pregnant with you right as we started working on this project helped me see this book in a new light. Since I started the first drafts while I was pregnant and worked on it throughout your first year, I feel like we wrote this book together. You have brought more joy into my life than I could ever have imagined, and you are by far my greatest accomplishment. I love you more than youll ever know!

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