Barry Golson - Retirement Without Borders: How to Retire Abroad — in Mexico, France, Italy, Spain, Costa Rica, Panama, and Other Sunny, Foreign Places (And the Secret to Making It Happen Without Stress)
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Barry Golson knows all about retiring abroad -- he and his wife, Thia, have lived in six different countries. Now they choose expatriate-friendly locales around the world for their low cost and their high quality of living and explain how to investigate and settle in each country with minimum hassle and maximum pleasure.
Taking you step-by-step through the process of researching, testing, and finally living abroad, the Golsons practical how-to guide covers all the major issues, including health care, finances, real estate, taxes, and immigration. Each location is profiled by an expatriate writer who has made that country his or her home and who knows how to answer all the questions about living richly and economically in some of the worlds most beautiful places.
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We wish to thank the hundreds of expats and international travelers who gave us so much time, practical advice, and great stories over the past four years. Although bylines accompany each country chapter, we want to express our gratitude to our contributing writers, as well as to the many expats who freely answered our questionnaires so generouslyand vividly. In Mexico, gracias to Barbara Kirkwood and Eileen Pierce. In the States, thanks to Michael Pixley for the maps; Paul and Cindy Prewitt for advice; my nurturing agent, Ellen Geiger; and of course our editor, Beth Wareham, and associate editor, Whitney Frick, at Scribner, and our copyeditors Kathleen Rizzo and Phil Bashe.
Americans Living Abroad: Selected Countries From the Bureau of Consular Affairs
Compiled in July 1999. Does not count U.S. military or government personnel.
Note: Since so many Americans live overseas part-time, or in multiple locations, or without registering with consulates, these numbers are decade-old approximations at best. They especially do not reflect the numbers of Americans believed to be moving to Latin America since 1999.
This list is meant only to give a relative idea of the pattern of expatriation. How many are retirees is unknown; the vast majority are assumed to be Americans working for local or international firms.
Argentina 27,000 | Honduras 10,000 |
Bahamas 7,000 | Italy (four cities) 170,000 |
Barbados 12,000 | Mexico (nine cities) 1,000,000 |
Belize (one city) 3,000 | Nicaragua 5,000 |
Costa Rica 20,000 | Panama 20,000 |
Croatia 2,000 | Philippines 100,000 |
Dominican Republic 82,000 | Portugal 2,000 |
Ecuador (two cities) 13,000 | Spain 100,000 |
France (three cities) 105,000 | Thailand 20,000 |
Greece (two cities) 72,000 | Uruguay 3,500 |
Quality of Life: Countries
Selected from the Economist Intelligence Unit
(Numbers in parentheses = rank on overall lists)
Best to Worst
Based on costs versus average wages, crime, health, available goods, and services
- Measured in 2005
- Out of 111 countries
- Ireland, Switzerland #1 and #2
- Worst: Iraq and Zimbabwe
Italy (8)
Spain (10)
USA (13)
Canada (14)
Portugal (19)
Greece (22)
France (25)
Mexico (32)
Barbados (33)
Costa Rica (35)
Argentina (40) Thailand (42)
Philippines (44) Uruguay (46)
Panama (47)
Croatia (49)
Ecuador (52)
Nicaragua (76)
Quality of Life: World Cities
Selected from Mercer Surveys
Best to Worst
(Economic and political strength, freedoms, climate, distribution of health care, food, housing)
- Measured in 2007
- Zurich, Switzerland, and Geneva, Switzerland, ranked #1 and #2; Baghdad, Iraq, last #215
- Out of total of 215 countries
Paris, France (33) | Buenos Aires, Argentine (79) |
Lyon, France (34) | Panama City, Panama (92) |
Barcelona, Spain (41) | San Jos, Costa Rica (106) |
Madrid, Spain (42) | Pula, Croatia (107) |
Lisbon, Portugal (47) | Quito, Ecuador (118) |
New York, U.S. (48) | Manila, Philippines (123) |
Milan, Italy (49) | Mexico City, Mexico (188) |
Rome, Italy (61) | Managua, Nicaragua (170) |
Montevideo, Uruguay (76) | San Pedro Sula, Honduras (180) |
Athens, Greece (78) |
Ranking of Health Systems
Selected from the World Health Organization (WHO)
Best to Worst
- (a) general health level, (b) health inequalities, (c) system responsiveness, (d) distribution of responsiveness (how system serves all people), (e) proportionate costs
- Out of a total of 191 countries
- Last surveyed in 2000. Latin American countries, especially Mexico and Panama, considered to have improved.
France (1)
Italy (2)
Spain (7)
Portugal (12)
Greece (14)
Canada (30)
Costa Rica (36)
USA (37)
Croatia (43)
Thailand (47)
Philippines (60)
Mexico (61)
Belize (69)
Nicaragua (71)
Argentina (75)
Panama (95)
Ecuador (111)
Honduras (131)
Total Crimes per Capita
Selected from UN Survey, 2000
Highest Reported Crimes to Lowest
(Special Note: This list is a better indication of crime reporting than of actual crimes.)
- Out of 60 countries surveyed
- Largest total of crimes reported: USA
U.S. (8)
Canada (12)
France (14)
Italy (19)
Portugal (21)
Spain (28)
Uruguay (30)
Mexico (39)
Costa Rica (41)
Greece (45)
Thailand (45)
Cost of Living: World Capitals
Selected from Mercer Surveys
Lowest to Highest
- Measured in 2006
- Most expensive city in world: Moscow
Buenos Aires, Argentina | Mexico City, Mexico |
Manila, Philippines | Pula, Croatia |
Montevideo, Uruguay | Melbourne, Australia |
Quito, Ecuador | Athens, Greece |
San Jos, Costa Rica | San Juan, Puerto Rico |
Santo Domingo, Dominican | Madrid, Spain |
Republic | Miami, U.S. |
Panama City, Panama | Paris, France |
St. Louis, U.S. | Milan, Italy |
Lisbon, Portugal | New York, U.S. |
Perception of Corruption
Selected from Transparency International (www.transparency.org)
Least Corrupt to Most Corrupt
- Measured in 2006
- Out of 163 countries surveyed
- Finland, Iceland, New Zealand #1
- Worst: Iraq, Myanmar, Haiti, #163
Canada (14)
France (18)
USA (20)
Spain (23)
Portugal (26)
Uruguay (28)
Italy (45)
Greece (54)
Costa Rica (55)
Thailand (63)
Croatia (70)
Mexico (70)
Panama (84)
Argentina (93)
Dominican Republic (99)
Nicaragua (111)
Honduras (121)
Philippines (121)
Global Peace Index
Selected from Vision of Humanity
Most Peaceful to Least Peaceful
(Measures twenty-four indicators, including ease of access to guns, military expenditure, local corruption, war and conflict, homicide, and the level of respect for human rights.)
- Out of 121 countries measured
- Norway #1
- Russia, Israel, Sudan, Iraq, #118 to #121
Canada (8)
Portugal (9)
Spain (21)
Costa Rica (31)
France (34)
Greece (44)
Panama (45)
Argentina (52)
Nicaragua (66)
Croatia (67)
Mexico (79)
Ecuador (87)
USA (97)
Honduras (98)
Thailand (105)
A Chat with the Professor of Expatology
At fifty-seven, sporting a ponytail and the look of a rock musician (which he was), David Truly, PhD, is undoubtedly a leading expert on the behavior habits and patterns of North American retirees in Mexicoin Lake Chapala, to be exact. A short ride from Guadalajara, Lakeside is a chain of small villages around a picturesque body of (sadly, polluted) water, inhabited by an estimated 25,000 gringo retirees, more part-time. Its thought to be the largest single group of retirees outside of American and Canadian borders. Truly, whose doctorate is in geography and is affiliated with Central Connecticut State University, has lived in the Lakeside village of Ajijic with his wife and two young children.
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