Debra Lipphardt - The Scholarship & Financial Aid Solution: How to Go to College for Next to Nothing with Short Cuts, Tricks, and Tips from Start to Finish

The Scholarship & Financial Aid Solution

How to Go to College for Next to Nothing with Short Cuts, Tricks, and Tips from Start to Finish

By Debra Lipphardt

The Scholarship & Finanical Aid Handbook: How to Go to College for Next to Nothing with Short Cuts, Tricks, and Tips from Start to Finish

Copyright 2007 by Atlantic Publishing Group, Inc.
1210 SW 23rd Place Ocala, Florida 34471 800-814-1132 352-622-1875Fax

Web site:
SAN Number: 268-1250

No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without the prior written permission of the Publisher. Requests to the Publisher for permission should be sent to Atlantic Publishing Group, Inc., 1210 SW 23rd Place, Ocala, Florida 34471.

ISBN-13: 978-1-60138-261-0 ISBN-10: 1-60138-261-8

Library of Congress Cataloging-in-Publication Data

Lipphardt, Debra, 1954

The scholarship & financial aid solution : how to go to college for

next to nothing with short cuts, tricks, and tips from start to finish /

by Debra Lipphardt.

p. cm.

Includes bibliographical references and index.

ISBN-13: 978-1-60138-261-0 (alk. paper)

ISBN-10: 1-60138-261-8 (alk. paper)

1. Scholarships--United States--Handbooks, manuals, etc. 2. Student

aid--United States--Handbooks, manuals, etc. I. Title. II. Title:

Scholarship and financial aid solution.

LB2338.L57 2008

378.34--dc22

200800013

LIMIT OF LIABILITY/DISCLAIMER OF WARRANTY: The publisher and the author make no representations or warranties with respect to the accuracy or completeness of the contents of this work and specifically disclaim all warranties, including without limitation warranties of fitness for a particular purpose. No warranty may be created or extended by sales or promotional materials. The advice and strategies contained herein may not be suitable for every situation. This work is sold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional services. If professional assistance is required, the services of a competent professional should be sought. Neither the publisher nor the author shall be liable for damages arising herefrom. The fact that an organization or Web site is referred to in this work as a citation and/or a potential source of further information does not mean that the author or the publisher endorses the information the organization or Web site may provide or recommendations it may make. Further, readers should be aware that Internet Web sites listed in this work may have changed or disappeared between when this work was written and when it is read.

A few years back we lost our beloved pet dog Bear, who was not only our best and dearest friend but also the Vice President of Sunshine here at Atlantic Publishing. He did not receive a salary but worked tirelessly 24 hours a day to please his parents.

Bear was a rescue dog who turned around and showered myself, my wife, Sherri, his grandparents Jean, Bob, and Nancy, and every person and animal he met (well, maybe not rabbits) with friendship and love. He made a lot of people smile every day.

We wanted you to know a portion of the profits of this book will be donated in Bears memory to local animal shelters, parks, conservation organizations, and other individuals and nonprofit organizations in need of assistance.

Douglas and Sherri Brown

PS: We have since adopted two more rescue dogs: first Scout, and the following year, Ginger. They were both mixed golden retrievers who needed a home.

Want to help animals and the world? Here are a dozen easy suggestions you and your family can implement today:

• Adopt and rescue a pet from a local shelter.
• Support local and no-kill animal shelters.
• Plant a tree to honor someone you love.
• Be a developer put up some birdhouses.
• Buy live, potted Christmas trees and replant them.
• Make sure you spend time with your animals each day.
• Save natural resources by recycling and buying recycled products.
• Drink tap water, or filter your own water at home.
• Whenever possible, limit your use of or do not use pesticides.
• If you eat seafood, make sustainable choices.
• Support your local farmers market.
• Get outside. Visit a park, volunteer, walk your dog, or ride your bike.

Five years ago, Atlantic Publishing signed the Green Press Initiative. These guidelines promote environmentally friendly practices, such as using recycled stock and vegetable-based inks, avoiding waste, choosing energy-efficient resources, and promoting a no-pulping policy. We now use 100-percent recycled stock on all our books. The results: in one year, switching to post-consumer recycled stock saved 24 mature trees, 5,000 gallons of water, the equivalent of the total energy used for one home in a year, and the equivalent of the greenhouse gases from one car driven for a year.

Dedication

I would like to dedicate this book first to all of the hundreds and hundreds of students who have touched my life. Getting to know you and watch you grow into young adults is something that will be with me forever. Whether I had the opportunity to assist you in scholarships, careers, colleges, or just to talk to you, all of you will always have a special place in my heart. If it was not for you, this book would never have been written. And to those of you who had such faith in me during the past two years, thanks so much for your belief in me.

And to my family my husband Jim and my wonderful children Jessica and Michael I just want to thank you three for putting up with all my late nights of working on scholarships and this book and for all your love and understanding. And thanks to my mom, Joanne, and my sister, Mary Lou, who have always encouraged my writing and my dreams. And to my Aunt Lois for always asking how it was going, along with all my walks and talks with Jeanine, and to all the rest of my very good friends, young and old, who all believed in me and my desire to write this book.

And lastly, Dad, thank you for teaching me to face lifes challenges with unwavering determination; to dream the impossible dream and to reach the unreachable star.

Thanks to all of you I love you!

Table of Contents

Introduction

I have always enjoyed writing short stories and have entertained the thought of writing a novel one day. But my idea of writing always leaned toward fairy tales and suspense. So what is my first attempt at an actual book? A non-fiction book about scholarships a big surprise to me! I have always read that, when writing, you should write about something you are familiar with and something you enjoy. Well, I love working with scholarships, have done a lot of research, and I have given countless lectures and workshops on them. When deciding to finally start my great American novel, I sat down and started this book. So much for fairy tales, but the endings are both happily ever after.