THE NATIONAL UNDERWRITER COMPANY
Facilitating Financial Health, 2nd Edition
Brad Klontz, Psy.D., CFP, Rick Kahler, MS, CFP, ChFC, CCIM, and Ted Klontz, Ph.D.
With a newly revised second edition, Facilitating Financial Health remains a one-of-a-kind publication that bridges the gap between financial planners and mental health practitioners. The authors, two mental health professionals and a CFP-designated financial planner, pioneered the use of tools that help clients build healthy relationships with money.
This concise yet comprehensive guide enables financial planning and mental health practitioners to effectively integrate tools from the fields of psychotherapy, life coaching, and financial planning as they help their clients change destructive financial behaviors. Facilitating Financial Health, 2nd Edition will enable you to:
Address your clients money-driven problems from both financial planning and mental health perspectives
Learn the best techniques and recognize when to call in help from outside your field when dealing with clients financial issues
Focus on both interior (emotional and intangible aspects of money) as well as exterior (the tangible nuts and bolts of financial planning) financial health topics
Explore Money Scripts beliefs about money commonly held by clients, financial planners, and therapists that can lead to destructive financial habits
More effectively work with individuals and couples on difficult financial health topics
In addition to everything that made the first edition so popular, the new second edition delivers these enhancements:
Modern counseling tools are presented with references to updated research and publications for both financial planning and mental health professionals
A more comprehensive description of Money Scripts beliefs that hamper clients abilities to make sound financial planning decisions
Updated ethical information, including references to new CFP ethical guidelines
A newly enhanced chapter on creating an integrated financial practice
New tools for working with couples, including tips on working with nontraditional and unmarried couples
Content that has been enhanced by feedback from readers about the kinds of money-driven relationship issues that are most commonly seen by planners and therapists
Related Titles Also Available:
Tax Facts on Investments
Tax Facts on Individuals & Small Business
The Tools & Techniques of Income Tax Planning
The Tools & Techniques of Financial Planning
Tax Facts on Insurance & Employee Benefits
Social Security & Medicare Facts
The Advisors Guide to Annuities
The Advisors Guide to Long-Term Care
For customer service questions or to place orders for any of our products, please call 1-800-543-0874.
2nd Edition
Facilitating Financial Health
Tools for Financial Planners, Coaches, and Therapists
BRAD KLONTZ, Psy.D., CFP | RICK KAHLER, MS, CFP, ChFC, CCIM | TED KLONTZ, Ph.D.
This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting or other professional service. If legal advice or other expert assistance is required, the services of a competent professional should be sought. From a Declaration of Principles jointly adopted by a Committee of the American Bar Association and a Committee of Publishers and Associations.
Circular 230 Notice The content in this publication is not intended or written to be used, and it cannot be used, for the purposes of avoiding U.S. tax penalties.
ISBN 978-1-941627-89-1
Library of Congress Control Number: 2016938833
2nd Edition
Copyright 2008, 2016
The National Underwriter Company
4157 Olympic Blvd., Suite 225
Erlanger, KY 41018
All rights reserved.
No part of this publication may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without prior written permission of the publisher.
Printed in U. S. A.
About the National Underwriter Company
For over 110 years, The National Underwriter Company has been the first in line with the targeted tax, insurance, and financial planning information you need to make critical business decisions. Boasting nearly a century of expert experience, our reputable Editors are dedicated to putting accurate and relevant information right at your fingertips. With Tax Facts, Tools & Techniques, National Underwriter Advanced Markets, Field Guide, FC&S, FC&S Legal and other resources available in print, eBook, CD, and online, you can be assured that as the industry evolves National Underwriter will be at the forefront with the thorough and easy-to-use resources you rely on for success.
The National Underwriter Company Update Service Notification
This National Underwriter Company publication is regularly updated to include coverage of developments and changes that affect the content. If you did not purchase this publication directly from The National Underwriter Company and you want to receive these important updates sent on a thirty-day review basis and billed separately, please contact us at (800) 543-0874. Or you can mail your request with your name, company, address, and the title of the book to:
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To order any National Underwriter Company title, please
call 1-800-543-0874, 8-6 ET Monday Thursday and 8 to 5 ET Friday,
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We couldnt have written this book without the inspiration, support, and assistance of many individuals.
First, we would like to give thanks to our team at The National Underwriter for believing in us and our mission. The 2nd edition of FFH wouldnt have happened without them.
Our personal editor, Kathleen Fox, who has mothered us through this project by politely nagging, pushing, prodding, facilitating, encouraging, and (of course) editing and re-editing every word of this book.
Special thanks to Holly Gillian-Kindel, CFP; Sonya Britt, Dick Wagner, CFP, Margie Zugich, Joni Klontz Wada, and Olivia Mellon. Not only are they strong supporters of our work, but they also took time out of their busy lives to read and re-read our original manuscripts and give us valuable insight and feedback.
Thanks to Sheryl Garret, who introduced us to our publisher, and to Sonya King and Debbie Miner with the National Underwriter Company, who made this book happen.
Sincere thanks also to the Certified Financial Planners who have supported and participated in the development of our work. Thanks to Norm Boone, Susan Bradley, Grady Cash, George Chell, Aaron Coates, Gayle Colman, Rich Colman, Saundra Davis, Roy Diliberto, Paul Fain, Jon Guyton, Melissa Hammel, Mike Haubrich, Tahira Hira, Holly Hunter, Elizabeth Jetton, Janet Tyler Johnson, Nancy Langdon Jones, Troy Jones, Rick Kagawa, George Kinder, Marty Kurtz, Wayne Lear, Roberta Lee-Driscoll, Hugh Massie, Cicily Maton, Mary Ann McCready, Ron Miller, Bobbie Munroe, Debra Neiman, Kathy Parks, Steven Shagrin, Eileen Sharkey, Michel Smith, George Taylor, Rick Welke, Vernon Wong, Josh Yager, Marcee Yager, and Dave Yeske.
