Paul Katzeff - AARP Getting Started in Rebuilding Your 401(k) Account

Table of Contents

Getting Started in Online Day Trading by Kassandra Bentley
Getting Started in Asset Allocation by Bill Bresnan and Eric P. Gelb
Getting Started in Online Investing by David L. Brown and Kassandra Bentley
Getting Started in Investment Clubs by Marsha Bertrand
Getting Started in Internet Auctions by Alan Elliott
Getting Started in Stocks by Alvin D. Hall
Getting Started in Mutual Funds by Alvin D. Hall
Getting Started in Estate Planning by Kerry Hannon
Getting Started in Online Personal Finance by Brad Hill
Getting Started in Internet Investing by Paul Katzeff
Getting Started in Security Analysis by Peter J. Klein
Getting Started in Global Investing by Robert P. Kreitler
Getting Started in Futures, Fifth Edition by Todd Lofton
Getting Started in Financial Information by Daniel Moreau and Tracey Longo
Getting Started in Emerging Markets by Christopher Poillon
Getting Started in Technical Analysis by Jack D. Schwager
Getting Started in Real Estate Investing by Michael C. Thomsett and Jean Freestone
Getting Started in Tax-Savvy Investing by Andrew Westham and Don Korn
Getting Started in Annuities by Gordon M. Williamson
Getting Started in Bonds, Second Edition by Sharon Saltzgiver Wright
Getting Started in Retirement Planning by Ronald M. Yolles and Murray Yolles
Getting Started in Online Brokers by Kristine DeForge
Getting Started in Project Management by Paula Martin and Karen Tate
Getting Started in Six Sigma by Michael C. Thomsett
Getting Started in Rental Income by Michael C. Thomsett
Getting Started in REITs by Richard Imperiale
Getting Started in Property Flipping by Michael C. Thomsett
Getting Started in Fundamental Analysis by Michael C. Thomsett
Getting Started in Hedge Funds, Second Edition by Daniel A. Strachman
Getting Started in Chart Patterns by Thomas N. Bulkowski
Getting Started in ETFs by Todd K. Lofton
Getting Started in Swing Trading by Michael C. Thomsett
Getting Started in Options, Seventh Edition by Michael C. Thomsett
Getting Started in A Financially Secure Retirement by Henry Hebeler
Getting Started in Candlestick Charting by Tina Logan
Getting Started in Forex Trading Strategies by Michael D. Archer
Getting Started in Value Investing by Charles Mizrahi
Getting Started in Currency Trading, Second Edition by Michael D. Archer
Getting Started in Options, Eighth Edition by Michael C. Thomsett
Getting Started in 401(k) Plans, Second Edition by Paul Katzeff

I wish to thank the many people who helped make this book a reality. In particular: Wes Mann, Susan Warfel, Chris Gessel, and Paul Sperry of Investors Business Daily for their collegial support; Doug Rogers of IBD for invaluable feedback; Carrie Coghill of D. B. Root & Company, whose significant contributions made the income work sheet possible; David Wray of the Profit Sharing/401(k) Council of America for his generosity of time and input; Lipper, Inc., CDA/Wiesenberger, Hewitt Associates LLC, The Vanguard Group, Spectrem Group, T. Rowe Price, Putnam Investments, Morningstar Inc., and Towers Perrin for data; Don Roberts of the IRS; Gloria Della and Sharon Morrissey of the U.S. Department of Labor; and Clark M. Blackman II, then of Deloitte & Touche LLP, for his extensive contributions regarding tax consequences of distributions. I also want to thank the following for their in-depth contributions, generosity of time, and patience with my questions: Stuart Ritter, Christine Fahlund, Jesse Wilson, and Brian Bankert of T. Rowe Price, whose contributions included explanations of the ins and outs of Roth 401(k) accounts, of single-participant 401(k) plans, and of savings strategy; Tom Foster of The Hartford, for translating the intricacies of vesting rules into plain English; Jeff Maggioncalda of Financial Engines and Stephen Utkus of Vanguard Group for their expertise regarding automatic enrollment; John Ameriks of Vanguard Group for advice about coping with market gyrations; Ralph Vizl of John Hancock Retirement Plan Services for detailing safeguards against fraud; Ed Slott, editor of IRA Advisor newsletter; Mark LaVangie, IRA technical consultant with Ed Slott and Company; Tom Kmak, chief executive of Fiduciary Benchmarks, for calculations comparing tax impact on savings inside a 401(k) account vs. a taxable account; and Mark Nash, personal finance partner in PricewaterhouseCoopers private company services, for detailed explanations of distributions, and Debra Englander of John Wiley & Sons.

I also want to thank my friends and family for their patience. And, of course, Janet for her encouragement and patience (yet again) while I invested so many of our hours into this book.

Picture yourself in a perfect world....

Your bank account is bigger than the sultan of Bruneis.