Ken Moraif - Buy, Hold, and Sell!

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Diversified Allocations - Figures :

The hypothetical historical returns were created with the benefit of hindsight using the percentage allocations shown in the appendix. Simulated performance results do not reflect actual trading and have inherent limitations. Please see additional disclosures. Any changes will have an impact on the hypothetical historical performance results, which could be material. Hypothetical performance results have many inherent limitations and no representation is being made that any investor will, or is likely to achieve, performance similar to that shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved. Portfolios are comprised of underlying indices.

Disclosures

• All content is based upon investment strategies and financial planning methods utilized by Ken Moraif, Money Matters with Ken Moraif, and MMWKM Advisors, LLC. Direct and indirect references to market returns do not represent the performance of these entities or any of their advisory clients.
• MMWKM Advisors, LLC is the independent advisory firm created after Money Matters with Ken Moraif left Cambridge Investment Research. The persons who manage accounts at MMWKM Advisors, LLC are the same investment advisor representatives with that responsibility at Money Matters with Ken Moraif. MMWKM Advisors, LLC accounts are being managed now using the same strategy as was utilized at Money Matters with Ken Moraif.
• Backtesting was used to test the validity of the advisor's exit strategy. Backtesting involves a hypothetical reconstruction, based on past market data, of how the strategy would have operated had it been used during a specified time frame. Returns do not show the impact of advisory fees and do not reflect actual trading in clients' accounts. Backtesting differs from actual performance, because it utilizes the retroactive application of a model that was designed with the benefit of hindsight. It is not indicative of the advisor's skill and does not reflect the impact that material economic and market factors might have placed on the advisor's decision making.
• Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects presented in this book. All expressions of opinion reflect the judgment of the author as of the date of publication and are subject to change. A professional advisor should be consulted before implementing any of the strategies suggested. Content should not be construed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities or services discussed in this book.
• MMWKM Advisors, LLC is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the advisor has attained a particular level of skill or ability.
• All investment strategies have the potential for profit or loss. Furthermore, having a sell strategy does not ensure that an investor's portfolio will be profitable.
• Past performance is not a guarantee of future investment success. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor's portfolio.
• Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results.
• Economic factors, market conditions, contributions and withdrawals, and investment strategies will affect the performance of any portfolio. There are no assurances that a portfolio will match or outperform any particular benchmark.
• Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.
• Third-party ratings are no guarantee of future investment success. Working with a highly-rated advisor does not ensure that an investor will experience a higher level of performance. These ratings should not be construed as an endorsement of the advisor by any client. Generally, ratings are based on information prepared and submitted by the advisor.
• This manuscript was written with the assistance of a freelance writer.

1. Account statement
2. Action-plan checklist
3. Advisor. See Financial advisor(s)
4. After-tax income
5. Age. See also Longevity
   1. age
   2. age
   3. age
   4. over and(See also Defensive plan)
   5. risk and
6. Alarms, false
7. American ingenuity
8. Americas Most-Admired Companies
9. Amnesia, generational
10. Apple stock
11. Appreciation, future
12. Arab oil embargo
13. Asset(s):
    1. amalgamation of
    2. market risk and
14. Baby boomers:
    1. buy-hold myth and
    2. good fortune of
    3. retirement contributions and
15. Backtesting
16. Bank valuations
17. Bear market(s)
    1. in 1987
    2. of 20082009
    3. action-plan checklist and
    4. avoiding
    5. best trading days and
    6. big bad
    7. breaking even and
    8. buy-hold strategy and
    9. cash and
    10. diversification and
    11. DOW and
    12. earnings and
    13. event-driven drops and
    14. false alarms for
    15. holding investments and
    16. losses and
    17. out-of-control
    18. preparing for
    19. retirement goals and
    20. during retirement years
    21. riding to the bottom
    22. selling in a
    23. sell strategy and
    24. smaller
    25. sticking with
    26. tech bubble
    27. timing of, generally
    28. worst trading days and
    29. year after
18. Being whipsawed
19. Belief systems
20. Best trading days
    1. about
    2. bear days, avoiding
    3. dates
    4. doing the impossible
    5. missing worst and
    6. pattern and
    7. pig in a poke
    8. riding market during
    9. worst trading days and
21. Beta
22. Birinyi, Laszlo
23. BlackBerry
24. Black Monday
25. Bogle, John
26. Bonds
27. Boomers. See Baby boomers