Andrew Hallam - The Global Expatriates Guide to Investing: From Millionaire Teacher to Millionaire Expat

This book is a must-read for expatriates or anyone thinking of becoming one. Whether you're an investor from Canada, the U.S., South America, Asia, Europe, Great Britain, Australia or New Zealand, you'll find the advice well-researched, useful, and easy to understand. Thanks to Andrew's wry sense of humor, it's surprisingly easy to digest too.

Duncan Hood, Editor-in-Chief, MoneySense magazine

A brilliantly written uncommon common sense guide to protecting your nest egg from both predators and yourself.

Allan Roth, author of How a Second Grader Beat Wall Street

Millionaire Teacher resonated with so many investors because Andrew Hallam lives what he teaches. This new book has that same credibility, and it fills a huge gap in the marketplace. Expats don't just need to overcome the usual investment hurdles: they also face an extra logistical and tax burden when building their portfolios. Hallam is the ideal guide, because he's been there, and he's already cleared the trail.

Dan Bortolotti, Investment advisor with PWL Capital (Toronto), author Canadian Couch Potato blog

This book is a must read by expats and their human resources departments if they hope to get on the path for a successful retirement. It covers all the bases including the egregious costs of the offshore pension schemes, country specific information on how to set up a low cost index investment approach and pitfalls expats need to avoid.

Robert Wasilewski, RW Investment Strategies, author of DIY Investor Blog

Employers of expatriates, whether they're businesses or international schools, should give their employees a copy of this book. Hallam's investment strategies are aligned with academic evidence, and not the sales driven rhetoric to which so many nave investors fall victim.

Larry Swedroe, Author of Think, Act and Invest Like Warren Buffett, principal and Director of Research for Buckingham Asset Management Alliance

While Andrew Hallam's book is aimed at Expats, it's for anyone. It's a wonderful and breezy how-to book which will help Expats and homebodies alike to avoid the myriad financial landmines that can derail our plans. It is, of course, must-read material for anyone thinking of moving or retiring in a foreign land. One thing I love about the book is the way that Andrew gleefully eviscerates sacred cows, whether they are widely accepted dogma or powerful interest blocs. It's fun to read truth that's not wrapped in caution.

Rob Arnott, Chairman and CEO, Research Affiliates; co-author, The Fundamental Index

A good follow up book by Andrew Hallam, extoling the need to be self-reliant in our investing for our retirement. Andrew writes with a clear and logical thought process

Jenny Chiam, Senior Vice President, Head of SecuritiesSingapore Exchange

This is a great book for expatriates looking to grow and protect their hard-earned money. This book will help you avoid many costly and risky pitfalls with your life savings.

Craig Rowland, co-author The Permanent Portfolio, Harry Browne's Long-Term Investment Strategy

In the opening lines of his book The Global Expatriate's Guide to Investing, Andrew Hallam reveals that at the tender age of nineteen, I planned how much money I wanted to save, and why. If you gain nothing else from this bookand you will glean a great deal moreHallam's reminder that saving is a critical part of the long-term wealth creation equation is priceless. And, the best part? Andrew will keep you laughing while you are learningthe mark of a great teacher who knows the material cold. This book is a must-read part of your investing library!

Nancy Tengler, Author The Women's Guide to Successful Investing, investing columnist for The Arizona Republic, former Chief Executive Officer and Chief Investment Officer, Fremont Investment Advisors

Cover image: iStock.com/spfoto
Cover design: Wiley

Copyright 2015 by Andrew Hallam. All rights reserved.

Published by John Wiley & Sons, Inc., Hoboken, New Jersey.
Published simultaneously in Canada.

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Library of Congress Cataloging-in-Publication Data:

Hallam, Andrew (Teacher)
The global expatriate's guide to investing : from millionaire teacher to millionaire expat/Andrew Hallam.
pages cm
Includes bibliographical references and index.
ISBN 978-1-119-02098-1 (cloth); ISBN 978-1-119-02100-1 (ebk); ISBN 978-1-119-02099-8 (ebk)
1. Finance, Personal. 2. Investments. 3. Retirement incomePlanning. I. Title.
HG179.H238 2015
332.6dc23

2014030762

This book is dedicated to the millions of people who have
taken the global road less traveled.

And to those who have purchased inflexible,
expensive offshore pensions: May the cold calls stop ringing.
And may global employers get wise to the investment foxes
so many have invited into their own henhouses.

Scott Burns

Some people like investing. Most people don't. They would rather do something else. Almost anything else, in fact. People clean their ovens, sweep the garage and clean out old files to avoid it. Others will fold socks, return used printer cartridges or visit their in-laws. They will do all this to avoid thinking about saving and investing.