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The Writers of Wise Bread - 10,001 Ways to Live Large on a Small Budget

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The Writers of Wise Bread 10,001 Ways to Live Large on a Small Budget

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Filled with savvy tips on how to live, eat, shop, and have fun on a small budget, 10,001 Ways to Live Large on a Small Budget is a compilation of the juiciest tips from the #1 personal finance blog WiseBread.com, including:9 Ways to See the World For Free12 Ways to Live Rent or Mortgage Free6 Steps to Eliminating Your Debt Painlessly7 Ways to Score Free FoodBulk Buying 10110 Killer Ways to Feel Like a Million Bucks6 Horrible Financial Products to Avoid7 Beauty Secrets that Cost Almost Nothing50 Ways to Get the Most Out of Health Care12 Fabulous Frugal Party IdeasToo many frugal living books focus on the negative, throwing around words such as sacrifice and responsibility like there was a fire sale at the Boring Store. But the writers at Wise Bread believe the key to financial wellness isnt a ramen-eating, vacation-skipping, fun-depriving life. Far from it. The best way to ensure that readers will stick to a budget is to help them create a lifestyle that is as much fun as it is practical.

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Copyright 2009 2019 by Killer Aces Media LLC All Rights Reserved No part of - photo 1

Copyright 2009 2019 by Killer Aces Media LLC All Rights Reserved No part of - photo 2

Copyright 2009, 2019 by Killer Aces Media, LLC.

All Rights Reserved. No part of this book may be reproduced in any manner without the express written consent of the publisher, except in the case of brief excerpts in critical reviews or articles. All inquiries should be addressed to Skyhorse Publishing, 307 West 36th Street, 11th Floor, New York, NY 10018.

Skyhorse Publishing books may be purchased in bulk at special discounts for sales promotion, corporate gifts, fund-raising, or educational purposes. Special editions can also be created to specifications. For details, contact the Special Sales Department, Skyhorse Publishing, 307 West 36th Street, 11th Floor, New York, NY 10018 or .

Skyhorse and Skyhorse Publishing are registered trademarks of Skyhorse Publishing, Inc., a Delaware corporation.

Visit our website at www.skyhorsepublishing.com.

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It is always the responsibility of the individual to assess his or her own capabilities (fitness, financial, and so on) before starting any activity. While every effort has been made to ensure the contents of this is as technically accurate as possible, neither the authors nor the publishers can accept responsibility for any injury or loss sustained as a result of the use of this material.

Library of Congress Cataloging-in-Publication Data is available on file.

Print ISBN: 978-1-5107-5281-8

Ebook ISBN 978-1-5107-5282-5

Printed in China

To our friends and family: Your love and support make us the richest people in town.

To the readers and contributors of Wise Bread: Your amazing stories of frugal ingenuity inspire us on a daily basis. This book is for you.

Contents
$$$$
Introduction

T oo many books on frugal living focus on the negative, throwing around words like sacrifice and responsibility as if thered been a fire sale at the Boring Store.

We believe the key to financial wellness isnt a ramen-eating, vacation-skipping, fun-deprived life. In fact, we love to indulge in lifes pleasures whenever we canjust as long as they fit into our budget. The best way to stick to a budget, especially in tough economic times, is to create a lifestyle that is as much fun as it is practical. Are you ready to live large within your means, no matter how small they may be?

This book will show you how. We are the writers of WiseBread.comone of the most popular (and certainly the friendliest) personal finance communities online. We come from a rich array of backgrounds. Among our ranks there have been financial consultants, homemakers, journalists, career counselors, professors, and even professional hobos! Together, we will bring you the best tips based on our personal experiences, as well as savvy advice from other top financial gurus around the web.

While many personal finance tips focus on a one-size-fits-all approach, we understand that no two people are exactly alike. We enjoy different hobbies, maintain unique relationships, and care for our finances in ways that are relevant to our own lives. With our rich diversity of tips for living large on a small budget, we are certain you can find what you need here, regardless of where you are in life. And if you crave more, you can get tips on WiseBread.com.

Financial freedom is about making choices that are important to you, so you wont get a constant lecture from us of Dont buy this or Keep your money at home. Your money is yours, and the decisions you make are yours, as well. We hope that by getting a hint or two from us, you can have more of it to enjoy!

PART ONE Frugal Living F rugal used to be a dirty word reserved only for - photo 3

PART ONE
Frugal Living

F rugal used to be a dirty word, reserved only for those who reused paper plates and refused to tip at restaurants.

Now that saving money is a trendy subject, gracing the front pages of nearly every major magazine and newspaper, frugality is finally catching on.

You wont catch us telling you how to painfully squeeze the last drop out of everything in life. We wont be suggesting that cheap is synonymous with thrifty. In fact, if you are living a truly frugal lifestyle, youll only appear to be paying top dollar for the finer things in life, even as your wallet stays fat and happy.

We want to guide a new generation of money-conscious readersone that oozes class, loves having fun, and knows that life is exactly what you make of it (and not how much you make).

Well tackle food, entertainment, health, and education. And of course, well share the best ways to shop with what you have, not what you wish you had. By finding like-minded friends to share your frugal lifestyle, you wont be missing out on a thing. (Except maybe that high-balance credit card bill.)

FOOD DRINK I f variety is the spice of life then we should strive to create - photo 4

FOOD & DRINK

I f variety is the spice of life, then we should strive to create flavorful alternatives even on the smallest grocery budget. Finding the inspiration to prepare three or more meals a day can be difficult enough without the added task of trying to keep things affordable and authentic. Thats why weve dedicated a large portion of this book to food, from its purchase and preparation to its presentation. Budding chefs and professionals alike can take something away from this collection of practical tips and tricks.

6 Simple Tips for Buying Great Affordable Wine

On a budget Not wanting it to get in the way of a great wine and food pairing - photo 5

On a budget? Not wanting it to get in the way of a great wine and food pairing? Help is on the way. I was able to convince award-winning wine consultant Brad Haskel to share some of his inside industry knowledge.

Shopping for good wine without background knowledge can be intimidating. Everybody wants great flavor and good value, but where do you start? Wandering through the aisles of my friendly wine and spirits store with that deer in the headlights look has been my approach in the past. I dont recommend it, however, particularly in this economy. Dishing out for a special dinner or dessert wine when pennies are dear can feel like a major investment, and nobody wants to feel let down by an uninformed choice. Here are six simple recommendations from Brad.

1. Search out hidden gems

Look for wines from lesser-known regions like Argentina, Austria, Greece, South Africa, Israel, and Long Island. The world of wine is packed with terrific offerings that are sold at great prices. Some of the best values are not from the uber-trendy regions, but the countries and regions that focus on sustainability over commercial wine production. Undiscovered regions produce some of the worlds best wines, inflated price tag not included.

2. Trick of the trade

Read the back label. Wine importers are often listed on the back labels of wine bottles, so seeking out the ones you trust is one simple trick that even the professionals use to make smart selections. Some of the more popular importers that offer great wines at bargain prices are Robert Kacher Selections, Winebow, Kermit Lynch, Terry Theise, and Polaner.

3. Know your wine type

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