Sid Miramontes - Retirement: Your New Beginning: Leveraging Over 1,000 Clients Through Their Retirement for the Past 20 Years

I consider the insight from this book a gift that all of us needIt is important to you, those you love and influence and to the world.

Lee Brower , Empowered Wealth, LC

A whole new approach delivered sincerely, clearly and with true-life insights to help understand and prepare for retirement. A tool and reference to keep going back to - genuinely insightful!

Ike Elimsa , Director Twelve12

L EVERAGING O VER

1000

CLIENTS

T HROUGH T HEIR R ETIREMENT
FOR THE P AST 20 Y EARS

SID MIRAMONTES

RETIREMENT: YOUR NEW BEGINNING

L EVERAGING O VER 1000 CLIENTS

T HROUGH T HEIR R ETIREMENT FOR THE P AST 20 Y EARS

2017 SID MIRAMONTES

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To my wife Ari, thank you for your love and support throughout all the time I have dedicated to this project. You inspire me to aspire to my best.

To my children Julian, Jenna, and Noah, I want you to know that with dedication and focus you can do anything.

To my team, Danielle, Isaiah, Paul, Teresa, and Victoria, thank you for all your input, research, advice, and all the hours you spent collectively on this project. Without you this project would not have come to fruition.

Albert Szent-Gyrgy, known as the discoverer of Vitamin C, and Nobel Prize winner from the 1930s is quoted as saying Discovery is seeing what everybody else has seen, and thinking what nobody else has thought.

In my experience, one of lifes great challenges is dealing with the unknown. For many of us the concept of retirement, although aggressively sought after, falls into that category of the unknown. The literal definition of retire is to withdraw, to go away, to retreat. If we were to choose a word today for what life looks like when we hit the so-called retirement age, what is the likelihood we would select retirement?

So, what word would we end up with? Second Half? Transformation? The Next Act? Metamorphosis? The Next Stage? Last Chance? At least these names are closer to what retirement really is. Retirement is mostly about transforming, or elevating or freedom or change or maybe it looks very much like what preceded it.

As you will read in the pages ahead, Sid Miramontes, as Albert Szent-Gyrgy said, sees what everybody else sees yet paints a new picture of retirement. In fact, if Sid had his way, he would actually obliterate the word from our language entirely. Crafting a mindset shift that has evolved over several decades of working with over a thousand retiring individuals, Sid has settled on the concept of a New Beginning.

Promoters of retirement programs and services like to paint the picture of retirement as sitting on the beach next to your loved one with a cold drink in hand wistfully pondering lifes blessings or hours on end of sinking 20 foot putts or frequent checking of the temperature of the pool. Even when you have more than enough money to live that way, it doesnt take too long for most people to realize that you can only check the temperature in the pool so many times.

According to the Pew Research Center, 10,000 baby boomers turn 65 every day. Why should they withdraw, go away, or retreat from the very things that they have learned and the principles that allowed them to thrive in their daily lives up to that point? The New Beginning should be a continuation of a lifetime of learning, sharing and growing.

I have often said that the enemy of thriving is arriving. When we take on the attitude of arriving, we surrender our growth, productivity and meaningfulness along with the opportunity to joyfully thrive. The New Beginning Mindset embraces lifelong learning, productivity and purposefulness. A thriving New Beginning can be and should be a time for amazing engagement, growth, connections, contributions and increased possibilities.

I congratulate you, the reader, for making the effort to be prepared. Retirement: Your New Beginning is a must read for anyone who endeavors to live in retirement and not be retired. Whether you are already retired, approaching retirement or retirement seems far away, the pages that follow will help prepare you for your personal New Beginning.

Right now three quarters of American workers believe theyll continue working past their retirement age. For some, they will keep working because they have to financially. And, as Arianna Huffington says, Others will keep working because the gold in our so-called golden years doesnt have to come from watching sunsets.

People are living longer. Todays 70 is yesterdays 50. Most people want the same meaningfulness and purpose in this New Beginning as they had in their working years- and in many cases, they desire even more meaning and purpose.

I consider the insight from this book a gift that all of us need. I commend it to you. It is important to you, those you love and influence and to the world. Retirement: The New Beginning is like a nutrition and exercise book. It will give you great insight, a new mindset and new questions to ask. But, you cant benefit from just reading it. You have to do it. You have to eat it. It is nutritious.

Lee M. Brower
Founder
Empowered Wealth, LC

Empowered Wealth is a global leader in optimizing Gratitude, Leadership and True Wealth. Everything that Empowered Wealth does, they believe in empowering leaders, families and organizations.

Helping someone plan for retirement is a very personal process. One of the cornerstones of my business has always been to educate the client something we take very seriously at Miramontes Capital. Maybe because of this Ive often had clients suggest that I write a book. The idea of putting together a book of commonly shared information was simple enough, but I wanted it to be more than just financial advice.

Over the years, I have met a lot of clients. Some situations are similar for each person, but others are totally unique to each individualthe personal, the exceptional, the human side of retirement. Its this part that finally made me decide to write this book.