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Pat Miles - Before All Is Said and Done

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Pat Miles Before All Is Said and Done

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For a culture that finds it difficult to talk about the end of life, Before All Is Said and Done is the roadmap we all need to navigate the practicalities of death while experiencing shock, loss, and grief. Lee Woodruff, NYT Bestselling authorWe prepare for the birth of a baby. We buy diapers, a crib, and clothes. But how many of us prepare for death?The notion of planning for ones death is intrinsically at odds with our human instinct to avoid considering our own mortality. Although we may contemplate the grief that our lifes impermanence would cause to our loved ones, we seldom consider the myriad of emotional legal issues that can arise afterward.Before All Is Said and Done begins with the experience of author Pat Miles Zimmerman and her husband, Charles Bucky Zimmerman. Pat and Bucky were fully set for life but, regrettably, not set for death. After Buckys death from an abrupt and short illness, Pat found herself with a plate full of legal problems that she had never anticipated. But, as she spoke with other widows, she learned she was not alone in finding herself adrift after losing a spouse. The shock and grief that erupt from the loss of someone dearly beloved do not create a state of mind fit for navigating the numerous challenges that follow an unexpected death.Before All Is Said and Done dutifully and courageously confronts a challenging topic head-onplanning for ones death. In helping readers navigate the pitfalls of death and dying, its a book that will prepare us for the oft-ignored problems that run in tandem with somber situations The shock of loss and what to expect Planning for a sudden death or a prolonged illness Facing a potential cognitive decline Finding support and healthy grieving during a complex time Connecting with ethical and morally sound attorneys/lawyers Family disputes and blended family issues Caring for yourself after the lossIn addition to Pats personal story, the book includes accounts and advice through the lens of widows and widowers, attorneys, doctors, financial advisors, and many other experts. Although we may initially shirk away from the notion of our lifes transience, it is powerfully beneficial to ready ourselves and our loved ones for every stage of lifeand death. Before All Is Said and Done weaves the definitive path on how to be set for both.

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PRAISE FOR BEFORE ALL IS SAID AND DONE

When you want the best advice, you go to the smartest people you know. Pat Miles is one of those people, and her story puts her in a unique position to offer honest, practical, and compassionate advice. This book is a blessing for survivors navigating the toughest days of their lives.

Harvey Mackay,
NYT #1 Bestselling Author of
Swim With the Sharks Without Being Eaten Alive

For a culture that finds it difficult to talk about the end of life, Before All is Said and Done is the roadmap we all need to navigate the practicalities of death while experiencing shock, loss, and grief.

Lee Woodruff,
NYT Bestselling Author

As a former lawyer and judge, I had neither thought about nor been intimidated by end-of-life financial issues. But Before All is Said and Done paints vividly the difficult realities my wife could encounter should I pass first. The books read, and the understandably difficult discussions with your spouse and others, are musts for married couples.

Rick Solum,
Retired Hennepin County Judge

Preparing for and navigating the wealth management challenges of losing a spouse is a critically important topic not adequately addressed by the financial industry. Pat Miles does us all a service in tackling this head-on in her honest, moving, and compelling personal narrative.

John Taft,
Vice Chair of Baird and Author of Stewardship: Lessons Learned from the Lost Culture of Wall Street and A Force for Good:
How Enlightened Finance Can Restore Faith in Capitalism

Through Pats personal experience with many of these issues, she has compiled an extremely insightful and empathic view of the role of the caregiver. I think this is a must-read for persons and families with loved ones experiencing cognitive challenges.

Ronald Petersen,
PhD, MD, Mayo Clinic Alzheimers Disease Research Center and the Mayo Clinic Study of Aging

Made for Success Publishing
P.O. Box 1775 Issaquah, WA 98027
www.MadeForSuccessPublishing.com

Copyright 2022

All rights reserved.

In accordance with the U.S. Copyright Act of 1976, the scanning, uploading, and electronic sharing of any part of this book without the permission of the publisher constitutes unlawful piracy and theft of the authors intellectual property. If you would like to use material from the book (other than for review purposes), prior written permission must be obtained by contacting the publisher at Thank you for your support of the authors rights.

Distributed by Made for Success Publishing

Library of Congress Cataloging-in-Publication data

Zimmerman, Pat Miles and Watson, Suzanne

BEFORE ALL IS SAID AND DONE: Practical Advice on Living and Dying Well

p. cm.

LCCN: 2022914422

ISBN: 978-1-64146-747-6 (Paperback)
ISBN: 978-1-64146-748-3 (eBook)
ISBN: 978-1-64146-749-0 (Audiobook)

For further information contact Made for Success Publishing
+14255266480 or email

This digital document has been produced by Nord Compo.

Introduction:
The Widows Web

W HEN AN ONCOLOGIST told my husband, Charles Bucky Zimmerman, that he had advanced and incurable cancer, the doctors advice was to go home and get our affairs in order. I thought our affairs were in order. We had a will and trust, and Bucky, who was already on a path to retirement, had a partnership agreement with his firm that would provide for a comfortable future.

In our minds, we were set for life. But as it turned out, we were not set for death.

I first met Bucky in the early seventies. I was a news anchor at major network television stations in Minneapolis, and he was an up-and-coming attorney. Those were heady days; we were madly in love and enjoyed being a power couple as our careers soared. Bucky founded a law firm in Minneapolis and built it into a national powerhouse. In addition to news anchoring, I hosted a radio show and later developed a series of TV documentaries focused on notable Minnesotans called A Pat Miles Special.

After a few years of dating, our personal goals began to diverge. Although Bucky and I cared for each other deeply, our differences were too much to overcome, and we parted ways. Within a few years, we both married other people, and while Bucky did not have children, I was blessed with two daughters, Kate and Betsy.

Fast forward to 2005 when our paths crossed again. Luckily, we were both single, and our relationship rekindled as if no time had passed. We cherished our second chance and resolved not to lose one another; we were married in Santa Fe in 2006. I felt so fortunate, partnered with a man I admired and with whom I shared so many memories. I retired from the news station in Minneapolis, and we split our time between Minnesota and Arizona. Life was one adventure after another: travel, socializing, and appreciating our good fortune. Then, almost overnight, everything changed.

In November 2018, we were on a cruise with my two daughters when something seemed different. Bucky was tired. He slept all the time. This was not the man I knew, the man who could not sit still for even a moment and was always planning the next activity. As a young man, he played against tennis icon Arthur Ashe in the US Open Tennis Championship. At the age of seventy-two, he still had athletic prowess; he exercised every day, had a thirty-two-inch waist, and prided himself on his healthy lifestyle.

I attributed Buckys fatigue to his relentless work schedule. His law firm had become the go-to firm for successful big class-action suits, including the tobacco and NFL concussion cases, so his workload was never-ending. But even after we returned home from that relaxing vacation, he remained weak and fatigued.

We realized that something was not right, so we went to the emergency room at the Mayo Clinic in Scottsdale, Arizona. One hour later, Bucky was diagnosed with stage four pancreatic cancer.

Bucky succumbed to the cancer on February 24, 2019.

I am sure his death was caused by a blood clot triggered by the cancer. I was trying to nap when the end came. There was not even a minute left for me to jump off the bed and reach Buckys side before he took his last breath. My daughter, Kate, was reading a poem to him when he became agitated. She called my name and said there was something wrong.

In an instant, it was over. To say I was not prepared would be an understatement. It was a shock in so many ways, both the suddenness and the finality.

Since then, I have made mistake after mistake in dealing with the aftermath of Buckys death. I have made financial and emotional blunders. I hired the wrong professionals and then lacked the will to fire them. I have spent countless nights lying awake with worryand thousands of dollars on useless or plain bad advice from people who saw me as easy prey.

I was not reluctant or afraid to ask for help and advice. But the truth is, there is not much out there that helped me face the practical challenges I encountered. Yes, there are many books written for widows, but most of them focus on grief. Many of them are authored by a woman about her singular experience.

I also found that while I could Google probate and right of survivorship, I could not Google how to be a widow for dummies. There was nothing that answered all the questions I had to face. If you have recently lost a partner, you may be faced with the same problems.

That is why I wrote this book. This is not the book I expected to write or the story I expected to tell. As a journalist and reporter who worked for thirty years in radio and television, I have great tales about the people I interviewed and the places I visited. I planned to someday write a book about those experiences. But as the saying goes, We plan, God laughs, and I learned firsthand that life is full of the unexpected.

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