Beth Akers - Making College Pay: An Economist Explains How to Make a Smart Bet on Higher Education
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- Book:Making College Pay: An Economist Explains How to Make a Smart Bet on Higher Education
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Making College Pay: An Economist Explains How to Make a Smart Bet on Higher Education: summary, description and annotation
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Full of easy-to-understand advice grounded in deep expertise and research.Martin West, William Henry Bloomberg Professor of Education, Harvard University
The cost of college makes for frightening headlines. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuitions continue to rise. And on the heels of a pandemic that nearly dismantled the traditional college experience, we have to wonder: Is college really worth it?
From a financial perspective, says economist Beth Akers, the answer is yes. Its true that college is expensive, but once we see higher education for what it isan investment in future opportunities, job security, and earningsa different picture emerges: The average college graduate earns an additionalmillion dollars over their career (compared to those who stopped their education after high school), and on average, two- and four-year schools deliver a 15 percent return on investmentdouble that of the stock market.
Yet these outcomes are not guaranteed. Rather, they hinge upon where and how you opt to invest your tuition dollars. Simply put, the real problem with college isnt the costits the risk that your investment might not pay off.
In Making College Pay, Akers shows how to improve your odds by making smart choices about where to enroll, what to study, and how to pay for it. Youll learn
why choosing the right major can matter more than where you enroll
the best criteria for picking a school (hint: not price, selectivity or ranking)
why working part-time while enrolled might set you back financially
why its often best to borrow, even if you dont have to
the pros and cons of innovative alternatives to traditional college
how to take advantage of new, low-risk financing tools
Full of practical advice for students and parents, Making College Pay reminds us that higher education remains an engine for opportunity, upward mobility, and prosperity.
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