Buffie Purselle - Crawl Before You Ball: Breaking the Cycle of Generational Poverty

Breaking the Cycle of Generational Poverty

BUFFIE PURSELLE

Crawl Before You Ball: Breaking the Cycle of Generational Poverty
2022, Buffie Purselle. All rights reserved.

Published by MrsMD, Atlanta, Georgia

979-8-9857598-0-8 (paperback)
979-8-9857598-1-5 (eBook)
Library of Congress Control Number: 2022903635

For more information, email .

No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law.

Although the author and publisher have made every effort to ensure that the information in this book was correct at press time, the author and publisher do not assume and hereby disclaim any liability to any party for any loss, damage, or disruption caused by errors or omissions, whether such errors or omissions result from negligence, accident, or any other cause.

Adherence to all applicable laws and regulations, including international, federal, state, and local governing professional licensing, business practices, advertising, and all other aspects of doing business in the US, Canada, or any other jurisdiction is the sole responsibility of the reader and consumer.

Neither the author nor the publisher assumes any responsibility or liability whatsoever on behalf of the consumer or reader of this material. Any perceived slight of any individual or organization is purely unintentional.

The resources in this book are provided for informational purposes only and should not be used to replace the specialized training and professional judgment of a health care or mental health care professional.

Neither the author nor the publisher can be held responsible for the use of the information provided within this book. Please always consult a trained professional before making any decision regarding treatment of yourself or others.

DEDICATION

To the love of my life, Louie Purselle, my fur son, who is the very reason I smile each day and who makes projects like this one even possible. No, really, to my beloved husband, Dr. David Purselle. I dont know what I did to con you into marrying me and blessing me with the miracle of this beautiful life that I get to live each day. Thank you for believing in me even when I stopped believing in myself.

CONTENTS

FOREWORD

AS A PSYCHIATRIST AND MENTAL HEALTH EXPERT, I have spent many years talking to people about their struggles with depression and anxiety as well as a variety of other illnesses. Identifying the stressors with which one is dealing is a routine part of any mental health assessment. One of the most common and particularly problematic stressors is financial stress. The constant worry about paying for rent, utilities, and the kids school supplies often leads to feelings of hopelessness and helplessness. These difficult feelings can impair one to the point of complacency and resignation to a life of financial struggle.

If you are reading this book, this probably sounds all too familiar. You may be thinking, Yeah, thats me, but how do I get out of this? You may say to yourself, I just need to make more money to make ends meet. While this sounds like a good (but maybe impractical) solution, the chances are that more income will not solve the problem. In this book, Buffie addresses this issue head-on. She has spent years in various financial services and is a nationally recognized financial and tax expert. Dont believe me? Well, all you have to do is look for her appearances on networks such as CNN, HLN, and CNBC. Throughout her career, Buffie has helped thousands of people with their financial needs. This has helped her develop a deep and unique understanding of the real cause for many money woesa dysfunctional relationship with money. Being married to Buffie for many years has given me the privilege of intimately witnessing the development and evolution of the Crawl Before You Ball program that helps you understand why you have money problems and what you can do about it.

Now, if all you want is a budgeting book, a guide to tell you how to add your income, subtract your expenses, balance your checkbook, or get your financial app to stop showing minus signs in front of the numbers, this may not be the book for you. But if you want to understand how you got into your financial mess, what keeps you there, and what you can do to make fundamental changes in your relationship with money, then keep reading. As a word of warning, I have seen firsthand that this program can be emotionally challenging, as it forces you to look at yourself and the behaviors that keep you in constant financial turmoil. It can be hard on you and possibly your significant others when you set the boundaries and make the necessary changes to achieve lasting success. But, if you want to make a real change, you have to understand and modify the maladaptive behaviors that keep you in constant money struggles. Crawl Before You Ball is the book that will get you there.

David C. Purselle, MD, MSCR

INTRODUCTION

IF YOU ARE SOMEONE WHO experiences relentless, gut-wrenching, paralyzing dread on the first and fifteenth of each month, I wrote this book for you. Whether your angst is derived solely from your own fiscal fuck-ups, or you are afraid to answer your phone, view text messages, or answer your front door for fear that someone you know, or love, will inundate you with their story of biweekly economic disaster, Crawl Before You Ball is for you. Most of our brains have been pre-programmed to think life equals survival, not fulfillment, not peace, and certainly not happiness. This deeply saddens me. I believe that anyone, no matter their socioeconomic status, can live a life full of joy and free from the economic stressors that cause us to be miserable for no damn reason.

I believe you can have it all as long as you and not others craft the definition of the word ALL. If someone is a financial guru, I believe theyve worked on their own monetary mental health and not by being a budgeting conformist. Again, life is for living, not only for surviving. Crawl Before You Ball is a way of truly living the life you wish to have. I believe we must crawl BEFORE we ball. There are some things in life that we have to do, and once we do them, we can do whatever the hell we desire later. Unfortunately, we are taught that delayed gratification is bad. We have been taught that instagramification is the way of the land. Everything we see, hear, smell, and taste reinforces this faux belief system, which is all by design to keep us in a constant state of helplessness.

Why You Should Listen to My Arse

1682 Likes

So, why should you listen to me? My name is Buffie Purselle. Yes, Buffie is my real name. My mother liked an old show from the early seventies called Family Affair. One of the daughters on the show was named Buffy, a cute little girl with pigtails, so thats from whence my name came. I have been a fintech expert specializing in tax and personal finance for over twenty years. I am a nationally recognized financial expert who has appeared on CNBC, HLN, and CNN.