Points of view or opinions in this publication do not necessarily represent the official policies or positions of the American Bar Association.
This book is not a substitute for an attorney, nor does it attempt to answer all questions about all situations you may encounter.
Copyright 2001 by the American Bar Association
All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system, without permission in writing from the publisher.
Published by Three Rivers Press, New York, New York.
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THREE RIVERS PRESS is a registered trademark and the Three Rivers Press colophon is a trademark of Random House, Inc.
Library of Congress Cataloging-in-Publication Data
The ABA complete and easy guide to health care law : your guide to protecting your rights as a patient, dealing with hospitals, health insurance, Medicare, and more / by the American Bar Association.1st ed.
1 . Medical careLaw and legislationUnited StatesPopular works.
I. American Bar Association.
KF3821.Z9 A22 2001
344.730321dc21
2001027350
eISBN: 978-0-676-79399-4
v3.1
THE AMERICAN BAR ASSOCIATION
Robert A. Stein
Executive Director
Sarina A. Butler
Associate Executive Director, Communications Group
Mabel C. McKinney-Browning
Director, Division for Public Education
Charles White
Series Editor
S TANDING C OMMITTEE ON P UBLIC E DUCATION
Allan J. Tanenbaum
Chair
P RINCIPAL A UTHOR
Cindy J. Moy
Golden Valley, Minnesota
R EVIEWERS
Samia J. Amamoo Administrator
Department of Obstetrics & Gynecology
Evanston Northwestern Healthcare
Evanston Hospital
Evanston, Illinois
George J. Annas
Utley Professor and Chair
Health Law Department
Boston University School of Public Health
Boston, Massachusetts
Jeff Atkinson
Professor of Law
DePaul University School of Law
Chicago, Illinois
Marcelo Corpuz Attorney
Ross & Hardies
Chicago, Illinois
Lawrence O. Gostin
Professor of Law and Public Health
Georgetown University, The
Johns Hopkins University
Co-Director, Georgetown/
Johns Hopkins Program on
Law and Public Health Washington, DC
Charles B. Inlander President
Peoples Medical Society
Allentown, Pennsylvania
Ami S. Jaeger
Principal
BioLaw Group
Santa Fe, New Mexico
Timothy Stoltzfus Jost
Newton D. Baker, Baker &
Hostetler Professor of Law and Health Services
Management and Policy
Ohio State University School of Law
Columbus, Ohio
John J. Lombard, Jr. Attorney
Morgan, Lewis & Bockius LLP
Philadelphia, Pennsylvania
Joan Polachek
Attorney
McDermott, Will & Emery
Chicago, Illinois
Robert L. Roth
Attorney
Michaels & Bonner, PC
Washington, DC
Jack A. Rovner
Attorney
Michaels, Best and Friedrich,
LLC
Chicago, Illinois
Salvatore J. Russo
Executive Senior Counsel
New York City Health &
Hospitals Corporation
New York, New York
Charles P. Sabatino
Assistant Director
ABA Commission on Legal
Problems of the Elderly
Washington, DC
Lois Snyder
Director, Center for Ethics and
Professionalism
American College of
PhysiciansAmerican Society
of Internal Medicine
Philadelphia, Pennsylvania
Bethany Spielman
Department of Medical Humanities
SIU School of Medicine
Springfield, Illinois
THE AMERICAN BAR ASSOCIATION
STANDING COMMITTEE ON
PUBLIC EDUCATION
Allan J. Tanenbaum, Chair
General Counsel, AFC Enterprises
Atlanta, Georgia
Honorable Rosemary Barkett
U.S. 11th Circuit Court of Appeals
Miami, Florida
Honorable Judith M. Billings
Utah Court of Appeals
Salt Lake City, Utah
N. Kay Bridger-Riley
Bridger-Riley & Associates
Tulsa, Oklahoma
Howard M. Kirshbaum
Judicial Arbiter Group, Inc.
Denver, Colorado
Alan S. Kopit
Hahn Loeser & Parks
Cleveland, Ohio
Dennis J. Lehr
Hogan & Hartson, LLP
Washington, DC
Margaret Kuroda Masunaga
Office of the Corporation Counsel, County of Hawaii
Kaelakekua, Hawaii
Rachel F. Moran
University of California School of Law
Berkeley, California
Honorable James A. Noe
Superior Court Judge (Ret.)
Mercer Island, Washington
William S. Sessions
Holland & Knight, LLP
Washington, DC
Gary D. Slaiman
Swidler & Berlin
Washington, DC
Georgina Verdugo
Executive Director
Americans for a Fair Chance
Washington, DC
Karen D. Walker
Holland & Knight, LLP
Tallahassee, Florida
W. Scott Welch, III
Butler, Snow, OMara, Stevens & Canada, PLLC
Jackson, Mississippi
CONTENTS
1. Confidentiality/Privacy and the Patients Bill of Rights
Your Guide to the Complicated Legal World of Medical Privacy
2. Emergency Care
You Have Rights to Emergency CareKnow How to Use Them
3. Informed Consent
How to Understandand ApproveYour Treatment
TWO: Paying for Medical Care
Your Options: From Insurance to HMOs and Government Programs
4. Insurance and Managed Care
A Quick Guide to the Rapidly Changing World of HMOs
5. Medicare and Medicaid
Government Programs to the RescueIf You Qualify and Know How to Use Them
6. COBRA
Keeping Your Benefits for a While After Your Job Is Gone
THREE: Reproduction
The Birds, the Bees, and the Deep Freeze
7. Assisted Reproductive Technology
Having Babies Aint What It Used to Beand the Law Is Struggling to Catch Up
8. Wrongful Birth and Wrongful Pregnancy
Cases Raise Difficult Issues, Including the Monetary Value of a Child
9. Sterilization
Difficult Issues Involve Religion and Involuntary Procedures