Rosell - Failure Is Not an Option Creating Certainty In the Uncertainty of Retirement

Acclaim for Failure Is Not an Option

If youre at or near retirement, this is a must read. Failure Is Not an Option provides a compass for making the most of the second half of your financial journey. After reading David Rosells book, youll want to explore all that life has to offer.

Charles R. Schwab, Jr .

David Rosells guide to retirement planning shows you not only how to get your finances in order, but also how to bring meaning and purpose to these very special years.

Ken Blanchard, co-author of The One Minute Manager and Trust Works!

This powerful, practical book gives you a step-by-step guide to retiring in comfort and never worrying about money again.

Brian Tracy, author, Change Your Thinking, Change Your Life

After summiting Mt. Everest seven times I know that the second half of the journeythe descentencompasses a majority of the risk. David does an effective job sharing this same concept when it comes the second half of ones financial journey as we all plan for retirement. There are no shortcuts to the top, but the real challenge is getting down safely. Failure Is Not an Option provides the game plan to not only survive but to thrive!

Ed Viesturs, Americas foremost high-altitude mountaineer, National Geographics Adventurer of the Year, Author of No Shortcuts to the Top and Motivational Speaker

I thought I would be reading another financial book. It didnt take long to realize that I was instead reading a book about lifes grand journeys, and how getting the financial part right compliments our higher aspirations. I am not yet on the descent but David Rosell has challenged me to prepare for that time in my life. He has done so in a way that not only offers profound financial planning advice (which he certainly does) but keeps things in perspective of what life is all about. Read the book, follow the advice, and buy a copy for someone you care about!

Jeff Shore, sales expert and author of Be Bold and Win the Sale

Though Ive always had the ability to accomplish my athletic feats, I would have never realized them without a coach. Knowledgeable through experience, seasoned observation and technical expertise, a coach provides that critical perspective that turns ability into accomplishment. David Rosell is the perfect coach for the training phase of life we call retirement.

Ashton Eaton, 2012 Olympic Gold Medal in decathlon, current world record holder in both the decathlon and heptathlon events, worlds greatest athlete

The Road Less Traveled meets Think and Grow Rich . Achie-ving greatness in your retirement years can now be available to all of us after reading Failure Is Not an Option.

Don Yaeger, New York Times bestselling author, former associate editor of Sports Illustrated

Wow! What an exciting and refreshing read in an ever
growing sea of mundane retirement books. Failure Is Not an Option combines the spirit of my audio program Making Your Life an Adventure and the win-win philosophy of my bestseller Secrets of Power Negotiating . This expert guided tour of the retirement youve always imagined is for every successful baby boomer and anyone who wants to live the dream.

Roger Dawson, author and Hall of Fame speaker

Our financial journey lasts a lifetime and is made up of two parts: Working years and retirement years. While our working years get us halfway to our destination, Davids book is a step-by-step guide on planning our retirement years to successfully complete the trip in comfort. It should be mandatory reading for everyone 30 and above.

Jim Ruff, president, OppenheimerFunds Distributors, Inc. (Retired)

This book brings important financial lessons to life using highly entertaining and insightful travel stories.

Dan Sullivan, president, The Strategic Coach Inc.

Through engaging real-life travelogues and practical advice, David Rosell charts a clear and defined course to successful retirement. Entrepreneurs like me understand that the failure is not an option mantra is a necessary component of survival. Davids book provides the recipe for financial success that we all need to not just survive in retirement, but to thrive. Ill lift a glass to that.

Gary D. Fish, Founder and CEO, Deschutes Brewery, Inc.

Failure is not an option is not just a catch phrase; it is a concept of life fulfillment for all of us. Being in the fourth quarter of my own journey, I believe David Rosells wisdom is so critical to embrace for the second half of life that I am sharing it with all of my children and grand-children as they climb toward their own summits, yearning for achievement and financial independence.

Denis Waitley, author Seeds of Greatness

In ski racing the guy who studies the course, chooses the right line, carries speed through the flats while overcoming the ruts and weather conditions wins the goldmedal. Failure is not an option when flying down the mountain at over 80 mph! This takes a great deal of training and advice from exceptional coaches. Rosells book provides the kind of guidance in the financial world that my coaches provided me in the ski world. Go for the gold in your exciting years of retirement!

Ken Read, Two time Olympic skier, 5 time World Cup winner, former Canadian Athlete of the Year

Failure Is Not an Option:

Creating Certainty in the Uncertainty of Retirement

2013 by David Rosell

3rd Edition

ISBN: 978-0-9893881-2-2

All rights reserved. No part of this book may be reproduced in whole or in part without written permission from the publishers, except by reviewers who may quote brief excerpts in connection with a review in a newspaper, magazine, or electronic publication; nor may any part of this book be reproduced, stored in a retrieval system, or transmitted in any form or by any means electronic, mechanical, photocopying, recording, or other, without written permission from the publisher.

The advice provided by the author is based on personal and professional experience in dealing with issues surrounding financial planning and investing; however, it is not a substitute for paid professional guidance. The studies and statistics quoted are, to the best of the authors knowledge and belief, accurate. This book is sold without warranties of any kind, express or implied, and both the author and publisher disclaim any liability, loss, or damage caused by its contents.

Cover design by Lieve Maas

Cover photo by Jill Rosell

Published by

Incubation Press

Bend, OR

Incubationpress.com

To Grandma Ruth who crossed over before this project could be completed. Your contribution to my life has been priceless. I love you up the sky and down again.

And to every person, young and old, who dreams of becoming financially independent and building a happy, successful and rewarding life.

The goal of climbing big, dangerous mountains should be to attain some sort of spiritual and personal growth, but this wont happen if you compromise away the entire process.

Yvon Chouinard

Acknowledgments

This book is the product of many peoples time, energy and input. I would like to express my gratitude to the many people who have supported and encouraged me.

Thanks go out to

My wife Jill, and children Sophie and Jack. Of all who walk the earth, you are most precious to me. Jill, I couldnt have found a better friend or partner to share this journey with. You have been an inspiration for my book and your cover photo is absolutely beautiful. Sophie and Jack, your growth provides a constant source of joy and pride. May your life be filled with happiness and adventure. I know you will continue to appreciate the differences in people around the globe and make this world an even better place.