Sam Henderson - The One Page Financial Plan: Everything You Need to Successfully Manage Your Money and Invest for Wealth Creation

About the author

Sam Henderson is CEO and Senior Financial Adviser at Henderson Maxwell. Henderson Maxwell is a multi-award winning, independently owned financial advisory firm with clients across Australia.

Sam is the financial expert on Network Tens The Project , and can be seen as the host of Foxtels Sky News Business program Your Money , Your Call (the retirement segment) once a week. He is the author of the best-selling books; Financial Planning DIY Guide (2011) and SMSF DIY Guide (2012) published by John Wiley & Sons. Since publication, Sams books have consistently been listed in the top 100 business book sales in the Nielsen Bookscan listings.

Sam regularly contributes to a host of print media including Money magazine, Optus Insights , The Australian Financial Review, Independent Financial Adviser Magazine and Asset Magazine and is a regular keynote speaker for the Australian Securities Exchange (ASX). Sam is also a regular presenter and an expert in financial planning practice management within the financial planning industry.

Sam has a Master of Commerce, a Commerce Degree (Accounting and Financial Planning), a Diploma and Advanced Diploma of Financial Services, an Advanced Diploma of Marketing Management and is an Accredited Mortgage Consultant, direct share specialist and an expert in Self Managed Superannuation Funds. He is also an SMSF Specialist Adviser accredited through SMSF Professional Association Australia.

Sam lives on Sydneys northern beaches with his wife and two children. He enjoys surfing, swimming, boating, snow skiing and reading about business and finance.

For more about Sam Henderson see www.samhenderson.com.au or www.hendersonmaxwell.com.au. You can follow Sam on Twitter: @henderson_sam.

Introduction: your personal financial revolution

The borrower is servant to the lender.

The Bible, Proverbs 22:7

Before take off, every airline gives a safety message and demonstration that instruct you on the procedures you need to follow and how to act in the event of an emergency. As Im sure you know, there is also a safety card in your seat pocket that describes what to do in emergency situations in both illustrated and written format for ease of comprehension. Those instructions are clearly designed to save lives in an extreme situation that may arise from a multitude of different and complex scenarios when people would be in a highly anxious state of mind.

Both the written and illustrated nature of the safety cards, combined with the flight attendants demonstration, acknowledge that people learn in different ways, which increases the effectiveness of the message and minimises harm to passengers. The distinct methods appeal to tactile, visual or auditory means of learning. Some people learn better by reading, some by seeing and many by hearing, but often its a combination of these methods, with the added factor of personal experience, that completes the learning process. Its complex, but a universal approach works best.

My wish for you

My chief objective for The One-Page Financial Plan (a revamped and updated version of my book Financial Planning DIY Guide ) is to allow you to create a written financial plan using whichever of the diverse ways of learning work for you, to ensure as many people as possible can discover the importance of good personal financial management. Creating a physical, easy-to-read and comprehensive document that is functional and adaptable is my primary aim for you.

To accommodate the style of the flight attendants safety demonstration on a plane, I will also be providing educational videos on the website and I also offer a free subscription to a weekly newsletter to help keep you up to date with the latest news and views on all things financial. You will also find information on the website about seminars, webinars (web-based seminars), and my radio and television appearances, which may also offer additional ways of learning about the one-page financial plan. An educated client makes a good client. An educated investor makes a sound investor.