Black Wealth Renaissance - Manage Your Money Like The 1%: A Step By Step Guide To Managing Your Money

BWR

MANAGE YOUR MONEY LIKE THE 1%

A STEP BY STEP GUIDE TO MANAGING YOUR MONEY

PRESENTED BY

BLACK WEALTH RENAISSANCE

Our Company

In 2019, Adrian Kennedy began publishing books for independent authors from his office in Charlotte, North Carolina. His goal was to provide authors with more options and control over the publishing process at prices anyone could afford.

Today, the family owned and operated, Xscape Publishing company still continues to honor the founders tradition of providing high-quality products and valuable services to the community.

Copyright 2017 Kelly Rhodes, Jared Spiller, David Bellard, Jalen Clark

ISBN 978-1-7351852-0-0

All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording or by any information storage and retrieval system, without written permission from the author.

LIMIT OF LIABILITY/DISCLAIMER OF WARRANTY: THE AUTHOR MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE ACCURACY OR COMPLETENESS OF THE CONTENTS OF THIS WORK AND SPECIFICALLY DISCLAIM ALL WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE. NO WARRANTY MAY BE CREATED OR EXTENDED BY SALES OR PROMOTIONAL MATERIALS. THE ADVICE AND STRATEGIES CONTAINED HEREIN MAY NOT BE SUITABLE FOR EVERY SITUATION. THIS WORK IS SOLD WITH THE UNDERSTANDING THAT THE AUTHOR IS NOT ENGAGED IN RENDERING LEGAL, ACCOUNTING, OR OTHER PROFESSIONAL SERVICES. IF PROFESSIONAL ASSISTANCE IS REQUIRED, THE SERVICES OF A COMPETENT PROFESSIONAL PERSON SHOULD BE SOUGHT. NEITHER THE PUBLISHER NOR THE AUTHOR SHALL BE LIABLE FOR DAMAGES ARISING HEREFROM. THE FACT THAT AN ORGANIZATION OR WEBSITE IS REFERRED TO IN THIS WORK AS A CITATION AND/OR A POTENTIAL SOURCE OF FURTHER INFORMATION DOES NOT MEAN THAT THE AUTHOR ENDORSES THE INFORMATION THE ORGANIZATION OR WEBSITE MAY PROVIDE OR RECOMMENDATIONS IT MAY MAKE. FURTHER, READERS SHOULD BE AWARE THAT INTERNET WEBSITES LISTED IN THIS WORK MAY HAVE CHANGED OR DISAPPEARED BETWEEN WHEN THIS WORK WAS WRITTEN AND WHEN IT IS READ.

Hello, everyone, Im Kelly Rhodes, Im from Fort Worth, Texas. I grew up going to private school all my life until middle school when I moved to Burleson Texas. In high school, I played sports specifically Football where I think I started my ridiculous work ethic. Im a very competitive person so I genuinely feel Im always the hardest working person in whatever I do. After graduating high school I went to Louisiana Tech due to their quarter system. This is where really my interesting journey begins. During my first year of college, I was an engineering major and hated it. I almost flunked out my first quarter finishing with a 2.1 GPA. At that point I knew engineering was not the major for me. I ended up changing my major to business management after my first quarter. After my 2nd quarter at tech I had to leave school for a quarter due to financial issues. I came back during the summer session and never looked back. Despite not selecting the right major and sitting out a quarter, I still was able to graduate with a business management degree in three years. After graduation, I moved to West Texas where I am currently working in the oil field as a safety professional. I became part of BWR back in January of 2019 and it has been a wild and amazing ride. I wanted to get involved because I knew that the black community consistently has been overlooked when providing information about wealth. So I wanted to create a platform that shows people that there are people out there that look like us doing amazing things financially. Not only did I want to highlight those people I also wanted people to learn thousands of ways in which they could take action to build generational wealth. I have also begun my investment investing journey in 2019 becoming a silent investor and I am curious to see what the future holds.

Whats good yall its Jared. I was born in Richardson, Texas and moved to Ruston, Louisiana when I was young. I grew up in Ruston and attended Louisiana Tech University which was where I met David and Kelly and eventually would end up leading me to meet Jalen through my fraternity. I came across the book Rich Dad Poor Dad from a fraternity brother of mine (S/O Henry). And, after reading the book I was hooked on financial education. I always had an interest in money and my roommates and I were notorious for our money-making schemes. But, after reading RDPD our mindsets changed forever. Fast forward one year later and while talking about our business plans and lack of support David and I start Black Wealth Renaissance as a passion project to raise awareness about financial literacy. Fast forward another year and weve built a huge community dedicated to the education of our people. Weve grown so much and continue to grow and Im so happy about that because to me it means that we are reaching more people and hopefully helping more people, which was why we started. Personally, I use different micro-investing methods as of now while increasing my income to purchase my first property or househack. Im currently going into my first tax season as a preparer and Im studying for my notary exam in June. I hope that you find this book to be helpful and insightful and if you need anything else feel free to reach out you know where to find Black Wealth Renaissance!

Whats up fam, my name is David Fitzgerald Bellard, Jr. I was born on December 7, 1994, in the rural town of Opelousas, LA. From a young age, I have always shown a high aptitude for learning and an understanding of the value of hard work. I was the smart kid. The one that everyone votes as Most Likely To Succeed. You know, the kid everyone expected to be a doctor, lawyer, engineer, or something like that.

Like many people, I thought that this would be my path, so I worked hard and earned an academic scholarship along with a chance to play football at Louisiana Tech University. Against the advice of just about everyone at the university, I decided to major in engineering & quickly found myself overwhelmed by my workload as a student-athlete. This challenged me to try harder, but I ultimately concluded that engineering wasnt for me and ended up changing my major to Biology during my sophomore year.

My major pivot was not well planned and was done with the intention of keeping me on track to graduate in 4 years. Shortly after changing my major, I made the decision to leave football and get a job. This provided me with income and an improvement in my grades but I still had an issue. I did not have a real plan. During my junior year, I realized that I would much rather do business & marketing, but I wasnt trying to get a bunch of student loan debt. So during the summers, Jared, Kelly & I began to work on various side ventures trying everything from dropshipping to forex to making an influencer page. We didnt know it at the time, but those summers began to sow the seeds of what would grow to be BWR.