Brian Zeek - Theres More to Financial Planning Than Financial Planning

After dealing with a large firm that does not really listen to your needs and tries to push you into one of their categories, it is a real pleasure to deal with a group that listens and can translate that information into products that fulfill my needs. Im the guy in Sunny Santa Ana (). Read this book.

Jere Preuss

Now RETIRING owner, Bryco Building Systems

Santa Ana, CA

Any advisor can crow about how they did after 2008but SCFG placed me in a retirement program before the market crash. I lost nothing, and got the nice increase from 2009 to today. I am forty-seven years old, and I now have locked-in paychecks that I can count on for the rest of my life. We work on other items together now too, but what a wonderful feeling to have that taken care of for myself and my family.

Charlotte Le

Boomerang Transport

Santa Ana, CA

We have been working with the Surf City team for more than a decade now. They are heaven-sent! Not only are they extremely nice and easygoing, they are also knowledgeable and insightful professionals. They always accommodate our busy schedule and always, always make themselves available to us. They make us feel like we are their only client! Brian is a creative, out-of-the-box thinker, yet they take a conservative-values approach to financial planning that we appreciate. I am immensely grateful for his patience and skill in helping our family navigate the murky waters of college and financial planning. Truly exceptional professionals to work with.

Roger and Dina Tran

Advanced Geriatric Care and Family Practice Associates
23521 Paseo De Valencia #311

Laguna Hills, Ca. 92653

I cant begin to express how much I appreciate the help I received from Surf City. Like most people, I was at a loss when it came to financial planning. From day one they made a positive difference for me. They really took the time to look at all aspects of my finances and plan out the best course of action for my future. It was nice to have all my options explained to me, and not to have to guess at what was best for me. I can now stop worrying about my financial future. You can really make a difference in your life with a simple call to Surf City.

Robin Gray, Fresno CA

Owner-Operator, Robins Nest

Fresno, CA

My husband and I are knowledgeable and expert in our field. We know how to make money and how to use it, but we found we are inexperienced about financial and retirement planning, and worried about our familys financial legacy. Surf Citys expertise, their patience, their honesty, their depth of knowledge and caring demeanor and attention is unsurpassed. They have exceeded our highest expectations.

Their continued advice has saved us significant amounts of money and put us at ease now that we are in retirement. Read this book. Learn their system. You will achieve a better financial outcome. Travel, help your kids and grandkids and generations to come. You can relax now.

Payandeh Abadee (Sobhani)

Health & Science Clinical Professor

Department of Physical Medicine & Rehabilitation

University of California, Irvine

March 2018

THERES MORE TO

THAN FINANCIAL PLANNING

BRIAN ZEEK AND
DEE DEE BROOKS

SURF CITY FINANCIAL GROUP

NEW YORK

LONDONNASHVILLEMELBOURNEVANCOUVER

Theres More to Financial Planning Than Financial Planning

2018 Brian Zeek and Dee Dee Brooks

All rights reserved. No portion of this book may be reproduced, stored in a retrieval system, or transmitted in any form or by any meanselectronic, mechanical, photocopy, recording, scanning, or otherexcept for brief quotations in critical reviews or articles, without the prior written permission of the publisher.

Published in New York, New York, by Morgan James Publishing. Morgan James is a trademark of Morgan James, LLC. www.MorganJamesPublishing.com

The Morgan James Speakers Group can bring authors to your live event. For more information or to book an event visit The Morgan James Speakers Group at www.TheMorganJamesSpeakersGroup.com.

ISBN 9781683506010 paperback

ISBN 9781683506027 eBook

Library of Congress Control Number: 2017908016

Cover Design by:

Megan Dillon

Interior Design by:

Chris Treccani

www.3dogcreative.net

In an effort to support local communities, raise awareness and funds, Morgan James Publishing donates a percentage of all book sales for the life of each book to Habitat for Humanity Peninsula and Greater Williamsburg.

Get involved today! Visit
www.MorganJamesBuilds.com

T here are a million investment advisors out there, but most of them will not talk about whats in this book. Theres More to Financial Planning Than Financial Planning covers every detail of your financial life, from your mortgage to your car to health care to the little-known benefits of life insuranceand shows exactly why all of it matters. Unless you want to waste thousands of dollars every year on fine print that you otherwise wouldnt notice, this book is for you. Youll find a resounding case for a smarter and truly comprehensive approach to building a watertight financial plan and to making your money work for you.

B rian Zeek and Dee Dee Brooks have been successfully working together since Brian joined Dee Dee and the Surf City Insurance team in 2003 to create the Surf City Financial Group. With an open mind and a guiding commitment to serving their clients best interests, the team began offering a wide variety of financial planning services based on the principles of improving efficiency, minimizing losses, and taking charge of ones own money. Brian and Dee Dee, who take pride in always going the extra mile, work alongside their clients to listen and plan together and to establish a lifelong strategy for building wealth while maintaining financial control.

Brian Zeek and Dee Dee Brooks

D r. Barry referred his mom, who referred Mike and Sonia. Their CFO, Marlene, introduced us to Michael and Suzanne, and this book was made possible by their colleague, Mattea. Thank you, Dr. Barry!

First, thank you to our clientsmany of whom have become our friends over the yearsfor entrusting us with your legacy. I hope reading this book makes you glad you chose to work with us.

It is a pleasure to thank the following team of wonderful mentors, friends, software designers, and just plain invaluable supporters. This book would not have been possible without the special people who offered their amazing talents, inspired me, mentored us throughout our careers, and have certainly shaped Surf City Financial Group forhopefullymore generations to follow.

To Bill Zimmerman and the LifePro team: Ben, Heather, Jordan, Brian M., Dan T., Kevin and Sal, Dave J., Mike, Xica, Sarah, Laurence, Desiree, Greg, Julian, and others: You are hardworking, honest, and the best visionary group a fellow like me can stumble upon.

To Don Blanton and the Moneytrax people: Dee Dee, my partner in life, said to me that she now understands why Don Blanton does what he does. In the decade or so that we have been working with the Moneytrax team, you have listened and strive to continuously improve our ability to provide communication tools to overcome the noise out there and help bring sense to everyday planning. Don, thank you for your work ethic and your desire to logarithmically deliver your common-sense wisdom to the masses through planners like us. Well, we now get it and continue to appreciate your hard work and commitment to the cause.