Nicolò Bolla - The Italian Home Buyers Guide: The definitive guide for English speakers, expats, and non-Italian residents to owning property in Italy
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The Italian Home Buyers Guide
The definitive guide for expats and non-Italian residents to owning property in Italy
By Nicolo Bolla and Ryan Lynn
Index
The Authors
Nicolo is from Parma, Italy. He holds a degree in Accounting, an MBA, and a Master of Accounting, along with multiple certifications. He is passionate about helping world travelers live the life they desire. Nicolo has experience helping individuals and businesses navigate tax compliance across international borders, and he is experienced in helping individuals navigate many of the financial compliance nuances of living in Italy. Among the clients Nicolo has provided services to, many have expressed a discomfort regarding the risk associated with buying property in Italy. Nicolo has helped multiple clients navigate the steps of buying an Italian home. There are many approaches to purchasing Italian property, and Nicolo has advised clients on these different approaches given their unique situation. After many successful home buying engagements for clients who were not Italian citizens, Nicolo realized the need for a definitive guide so that his advice could reach more people wishing to live their dream of becoming an Italian property owner.
Ryan is from Pensacola, Florida. He holds an Accounting degree and MBA. Ryan is also passionate about helping world travelers live the live they desire. He is an Accounting Manager at a firm that works with businesses and individuals navigating the laws and regulations that come with being spread across multiple borders. Ryan personally provides financial advice to clients on investment strategy and believes that property ownership can be one of the most rewarding investment opportunities. Ryan is an experienced traveler himself and has traveled around the Italian peninsula multiple times. As an aspiring Italian homeowner himself, Ryan has studied the nuances of Italian property ownership for non-Italian citizens, so he will one day have the knowledge necessary to navigate the various steps required to own Italian property.
Together, Nicolo and Ryan have turned their skills, knowledge, and passion into The Italian Homebuyers Guide to help English speakers around the world learn what steps to take toward realizing their dream of owning Italian property. We hope you enjoy this guide as much as we enjoyed creating it. The Italian Homebuyers Guide is intended to be used as a reference for your situation, or to be read to understand the breadth of compliance regulations in the Italian real estate market.
Europes Sunny Peninsula is one of the best places in the world to become a homeowner. If you are looking for a permanent home, vacation home, or investment property, finding it in Italy will be a dream come true. Whether you like the seaside, high mountains, the immaculate countryside, crowded cities, or romantic islands, Italy has the perfect home for everyone, while also boasting a real estate market that is relatively cheap compared to most other destination countries around the world.
Furthermore, Italy is an ideal home for English speakers, as the entire countries thrives on tourism and welcoming people from around the world. Most Italians you interact with will speak proficient English and will greet you with a friendly smile, as they are eager to give you tips on how to best enjoy their home country. The public amenities and benefits are also apparent in Italy, as the country boasts efficient public transportation, clean cities and public utilities, and a healthcare system ranked among the best in the world, along with many other benefits.
The Italian lifestyle is punctuated by cultural traditions like aperitivo (Italian happy hour), long lunches, and morning espresso; traditions that are sure to make you slow down and appreciate the charm of life in Italy. In a country that has preserved its culture and history, possibly better than any other place in the world, being an Italian homeowner comes with a culturally-rich and relaxed pace of life.
The reasons for buying a home in Italy are obvious. What is not so obvious are the complicated Italian forms one must fill out and the various entities one must transact with to become an Italian homeowner. These challenges can be difficult to maneuverer, especially if you are not an Italian citizen. However, all the inevitable frustrations of the Italian housing market should not stop you from owning your dream home or becoming an Italian property investor.
There is always a solution, and if buying a home in Italy is your goal, you may be slowed down by some bureaucratic processes, but we encourage you not to let that stop you from achieving your goal. Follow along in this guide to understand the proper steps toward owning your Italian home!
This guide can be read from start to finish, like a book, if you seek to educate yourself on the nuances and intricacies of the Italian property market. However, if you have specific questions regarding your situation or a clients situation, we recommend that you refer to the Table of Contents at the beginning to hone in on the exact issue you may be dealing with. If you require further assistance in solving your Italian property buying issues, please feel free to contact us by phone or email, and we invite you to visit our website to discover our premium content regarding the Italian property market.
After the global financial crisis of 2008, real estate prices and GDP hit rock bottom. Since then, the Italian economy has begun a path of successful recovery, and the Italian housing market has strengthened along with that recovery.
Overall, Italy has a wide and diversified real estate market the cannot be defined in only one way.
The northern regions have seen a steady increase in house prices since 2014, as well as the cities of Florence and Rome. Meanwhile, other areas of Italy are still stagnating, and prices are significantly lower than in 2008. Some other clusters have never seen a downturn in their economy, as prices and transactions always scored positive results, despite the outlook of the national market and the results in other areas of Italy.
The real estate market, just like other markets in Italy, has a strong regional connection, which is why a local real estate agent is the best resource when looking for the right property for you.
Real estate transactions have increased in the last five years, despite being far away from the levels hit during 2008, where the overall number of property transaction almost reached one million units. In 2017, 850.000 transactions were recorded in public registrars.
At this moment, Italy can provide great opportunities for investors or for people wishing to move, as prices are not fully recovered. In all the areas of the country, most market analysts have predicted a steady growth of prices in the coming years.
Furthermore, Brexit is still undergoing, and Italy can be a top destination for all the UK citizen wishing to stay in the EU.
Finally, Italy is known for its high nominal tax rate, yet Italy provides interesting tax breaks on renovation and maintenance of property, making real estate investments more attractive. In order to exploit these benefit, all you have to do is to find a reliable English-speaking accountant.
As a non-Italian resident, there might be limitations for you to purchase property located in Italy based on your citizenship or your VISA status.
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