Christine Dugan - From Rags to Riches

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Christine Dugan

Consultants

Timothy Rasinski, Ph.D.

Kent State University

Lori Oczkus

Literacy Consultant

Rich Levitt

Certified Public Accountant

Based on writing from

TIME For Kids. TIME For Kids and the TIME

For Kids logo are registered trademarks of

TIME Inc. Used under license.

Publishing Credits

Dona Herweck Rice , Editor-in-Chief

Lee Aucoin , Creative Director

Jamey Acosta , Senior Editor

Lexa Hoang , Designer

Stephanie Reid , Photo Editor

Rachelle Cracchiolo , M.S.Ed., Publisher

Image Credits: pp.23, 28 (right) Alamy;

p.10 Associated Press; p.46 The Bridgeman

Art Library; pp.8 (left), 53 Corbis; pp.21,

56, 61 Getty Images; pp.8 (right), 23

(bottom), 31 iStockphoto; p.7 Official

White House Photo by Pete Souza; p.36

LOC [LC-USZ62-123825]; p.34 Alison Wright/

National Geographic Stock; pp.35, 40

AFP/Getty Images/Newscom; p.11 EPA/

Newscom; p.9 Kathy Hutchins/Newscom;

p.49 Kyodo/Newscom; p.13 MCT/Newscom;

p.41 Newscom; p.27 (top) PacificCoastNews/

Newscom; pp.30, 37, 47 REUTERS/Newscom;

p.27 (bottom) Toronto Star/ZUMA Press/

Newscom; p.12 UPI/Newscom; pp.11, 47

ZUMA Press/Newscom; pp.4445 Timothy J.

Bradley; All other images from Shutterstock.

Teacher Created Materials

5301 Oceanus Drive

Huntington Beach, CA 92649-1030

http://www.tcmpub.com

ISBN 978-1-4333-4910-2

2013 Teacher Created Materials, Inc.

Teacher Created Materials

5301 Oceanus Drive

Huntington Beach, CA 92649-1030

http://www.tcmpub.com

2013 Teacher Created Materials, Inc.

Synched Read-Along Version by:

Triangle Interactive LLC

PO Box 573

Prior Lake, MN 55372

ISBN-13: 978-1-68444-963-7 (e-book)

Rich Rewards ..................

The Power of Planning ..........

Millionaires Wanted ............

True Wealth ..................

Glossary .....................

Index .......................

Bibliography .................

More to Explore ...............

About the Author ..............

Table of Contents

Rich Rewards

Its a classic story. A poor family faces hunger and

fear every day. Their clothes may be as thin as rags. But

in time, their hard work pays off and they grow richer

than they ever imagined. There are many books and

movies that share this rags to riches theme. Success

stories like this are rare. But they do happen. Often these

stories include years of working hard and making smart

decisions. Many people set goals early on and work hard

to achieve them. Others are born during difficult times.

They must make their way forward. The ways in which

people earn their riches may vary. But one thing is for

sure. Going from rags to riches always makes for a

good tale.

t What is a rags-to-riches story?

t How does planning help

people

grow richer?

t What would you do if you

were a millionaire?

The American Dream

Many people consider the American Dream to be a

rags-to-riches story. They believe that if you live in this

country and work hard, good things can happen to you.

You may even make a lot of money. This idea is rooted

in the United States Declaration of Independence. It says

all men are created equal. Everyone has the right to

life, liberty, and the pursuit of happiness. Success is

open to all Americans.

Lots of Zeros

So how rich is rich? You may know

someone who has $1,000, $10,000, or even

$100,000. But do you know someone

who has $1,000,000? Or

$1,000,000,000?

A BILLION = A THOUSAND MILLIONS = (1,000 x 1,000,000)

A MILLION = A THOUSAND THOUSANDS = (1,000 x 1,000)

Presidential Trials

President Barack Obamas life is an example of a

true rags-to-riches story. He was raised by a single

mother and lived a very simple life. He was a good

kid who worked hard at school. His hard work paid

off. Obama went on to attend Harvard Law School.

He became a United States senator before the nation

elected him to the presidency. As the president, he

makes $400,000 a year. He donates a portion of his

salary to charities each year.

Hard Times

Many rags-to-riches stories begin with sadness.

People fall on hard times. They must find a way to

live with very little money. When someone loses a job

suddenly, it can cause money to be very tight. If a city is

struggling economically , it can be hard to find another

job right away. People may also struggle when they have

a health crisis. Getting very sick can mean that a person

is unable to work. Bills from doctors or hospitals can be

unexpected. This may cause a person to quickly have

financial problems.

Facing Bankruptcy

When people are unable to pay their

bills, they may have to file for bankruptcy .

Bankruptcy is a legal process in which a person

gets help with his or her debts. One major reason

that people face bankruptcy is because of medical

bills. Some experts estimate that more than

percent of all bankruptcies are due to

health costs.

From Welfare to Wealthy

Welfare is a way for the government to help

out people who cannot make it on their own. J.K.

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