Kathleen E. Bradley - Making Money Grow

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Kathleen E. Bradley

Consultants

Timothy Rasinski, Ph.D.

Kent State University

Lori Oczkus

Literacy Consultant

Rich Levitt,

Certified Public Accountant

Based on writing from

TIME For Kids. TIME For Kids and the TIME

For Kids logo are registered trademarks of

TIME Inc. Used under license.

Publishing Credits

Dona Herweck Rice , Editor-in-Chief

Lee Aucoin , Creative Director

Jamey Acosta , Senior Editor

Lexa Hoang , Designer

Stephanie Reid , Photo Editor

Shelly Buchanan , Contributing Author

Rachelle Cracchiolo , M.S.Ed., Publisher

Image Credits:

pp.19 (bottom), 55 (top)

Associated Press; p.18 Earl Wilson/The New York

Times/Redux; p.41 (left) Fabian Fernandez-Han;

pp.23, 49 Getty Images; pp.12 (left), 39, 51

iStockphoto; p.41 (right) Javier Fernandez-Han;

pp.5, 55 (bottom), 20 PhotoResearchers Inc.; p.25

(middle) ABACAUSA.COM/Newscom; pp.22, 25

(bottom) Newscom; p.53 (bottom) REUTERS/

Newscom; p.44 TORONTO STAR/Newscom; p.64

Photography by Greg Figge;

pp.1011, 1415,

45, 51 (illustrations) Timothy J. Bradley; All other

images from Shutterstock.

Teacher Created Materials

5301 Oceanus Drive

Huntington Beach, CA 92649-1030

http://www.tcmpub.com

ISBN 978-1-4333-4908-9

2013 Teacher Created Materials, Inc.

Teacher Created Materials

5301 Oceanus Drive

Huntington Beach, CA 92649-1030

http://www.tcmpub.com

2013 Teacher Created Materials, Inc.

Synched Read-Along Version by:

Triangle Interactive LLC

PO Box 573

Prior Lake, MN 55372

ISBN-13: 978-1-68444-971-2 (e-book)

Table of Contents

Working with Others ............

Building a Business ............ 18

Growing Your Funds ...........

Glossary .....................

Index .......................

Bibliography .................

More to Explore ...............

About the Author ..............

Working

with Others

Growing up has its advantages. At some point, you

will create a home of your own. Youll cook and eat the

food you love most, purchase some of the items you have

always wanted, and do many of the fun activities youve

dreamed of doing. You will become self-reliant . When

you work, you get paid for your labor , and with a

regular income, you can plan your future. There are lots

of ways to make money. But it wont matter how much

money you make if you dont know how to make your

money grow.

Why is it important to

earn money?

What are some ways

you can earn money?

How can you make the

money you have grow?

Allowance

Some children are given an allowance from their

Piggy Banks

Pig-shaped banks have been around for

a long time. Hundreds of years ago in

England, people kept their coins in a

small jar. It was made of a kind of clay

called pygg . Over time, the clay jars

were formed in the shape of a

pig as a joke.

parents. An allowance is a payment of a set amount.

Often, it depends on the child being responsible for

chores around the house. An allowance gives kids

an opportunity to learn how to manage money. Pay

attention to where and when you spend your allowance,

and keep track of what you save to manage your

money wisely!

The Good Old Days

The cost of things such as movie tickets has changed a

lot from when your grandparents were kids. In 1940, the

average price of a movie ticket was about $.30. Today,

the average movie ticket costs just under $8.00. Or you

can buy the DVD of the movie and watch it many times

for one low price.

Working from Home

Plan Ahead

Scheduling your time makes it

easier for you to get the job done and

have time for other things like sports,

homework, or just hanging out with

friends. You can use a planner or

cell phone app to keep track

of your schedule.

Have you ever heard your parents say, I wish I had

another hour in the day to get everything done? If you

have, then you may have found an opportunity to make

money . Think about what chores your parents usually do

that you could help with. Could you set the table or clean

up the kitchen after dinner? Maybe you could wash the

family car every Saturday. Make a list of chores you know

you can do and decide what payment you think is fair for

each job. Sit down and talk with your parents about taking

over a task or two from the list.

A Little of Each

Some kids like to divide their time on the weekends

between chores and fun . You might help with the

laundry for the first part of the day . Then , you might

spend the afternoon playing basketball with friends

or reading your favorite book

for fun . It feels great to help

out and to have fun , too!

Pitching In

Why not build on the chores you

already do? For example, if you

wash the cars on Saturdays,

offer to go the extra mile once a

month. For extra money, you can wipe

down the dashboards and vacuum. Going

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