Konrad Bobilak - Australian Property Finance Made Simple
Here you can read online Konrad Bobilak - Australian Property Finance Made Simple full text of the book (entire story) in english for free. Download pdf and epub, get meaning, cover and reviews about this ebook. year: 2015, publisher: Global Publishing Group, genre: Romance novel. Description of the work, (preface) as well as reviews are available. Best literature library LitArk.com created for fans of good reading and offers a wide selection of genres:
Romance novel
Science fiction
Adventure
Detective
Science
History
Home and family
Prose
Art
Politics
Computer
Non-fiction
Religion
Business
Children
Humor
Choose a favorite category and find really read worthwhile books. Enjoy immersion in the world of imagination, feel the emotions of the characters or learn something new for yourself, make an fascinating discovery.
- Book:Australian Property Finance Made Simple
- Author:
- Publisher:Global Publishing Group
- Genre:
- Year:2015
- Rating:3 / 5
- Favourites:Add to favourites
- Your mark:
Australian Property Finance Made Simple: summary, description and annotation
We offer to read an annotation, description, summary or preface (depends on what the author of the book "Australian Property Finance Made Simple" wrote himself). If you haven't found the necessary information about the book — write in the comments, we will try to find it.
This book provides an insiders guide into the lending world, outlining the key players in the mortgage and banking industry, and a detailed breakdown of the main lending products available. It highlights the main loan structuring techniques used by the smartest and most successful Australian home owners and property investors. This book is relevant if:
1. You are a first home buyer wanting to understand the very best loans that are available and how to best structure your finances in order to repay your home in record time. This book will show you why its crucial to set up the correct loan structures before you buy your first investment property, and how to use the banks money at no cost to reduce the amount of interest being charged on your home loan.
2. You are an aspiring property investor wanting to buy your very first investment property, and are unsure on how to best structure your loans. This book explains the best way to optimize your property portfolio structure from day one, revealing many little known techniques that maximise your borrowing capacity, loan flexibility, future access to equity, as well as being tax effective and minimising risk.
3. You are an established property investor with between 1 and 5 investment properties, but have hit a financial brick wall or are just unsure how to go to the next level of sophistication. This book will teach you how to beat the banks at their own game, by understanding the exact formulas the banks use to work out how much money you can borrow, the Debt Servicing Ratio (DSR).
4. You are an established property investor and have realised that youve made some fundamental mistakes in the way that you have structured your property portfolio, due to poor advice, which has impeded you from aggressively acquiring more property. This book will give you an insight into the Industrys best practices that have been successfully applied by other accomplished property investors who have built and structured multi-million dollar property portfolios.
You will learn:
- How to best structure your first investment property acquisition
- How to beat the banks at their own game by understanding the exact formulas that the banks use to work out how much money you can borrow, (Debt Servicing Ratio (DSR), Net Surplus Ratio (NSR), and Net Debt to Income Ratio (NDI)
- 12 Powerful Ways to Super-Charge your borrowing capacity that will enable you to buy more property than you ever thought possible
- The 19 Crucial Questions to ask in order to choose the best Mortgage Broker in the industry
- The 12 Most Common and Deadly Property Finance Mistakes and How You Can Avoid Them
- The importance of balancing your property portfolio between Cash-Flow Positive properties and Negatively-Geared growth properties
- How to get 1% plus discounts off your standard variable loan rate, and save thousands of dollars in unnecessary interest payments and wipe off years of your loans...plus much more
This book is designed as a practical reference guide that will empower readers, illustrating why traditional home and investment loans are completely outdated and will take the average person decades to pay off, and how the banks have created this system that keeps them rich at your expense. This book will give you a step-by-step blue-print on how to pay off your home sooner than you could have ever imagined, and how you can place yourself a financial...
Konrad Bobilak: author's other books
Who wrote Australian Property Finance Made Simple? Find out the surname, the name of the author of the book and a list of all author's works by series.
Australian Property Finance Made Simple — read online for free the complete book (whole text) full work
Below is the text of the book, divided by pages. System saving the place of the last page read, allows you to conveniently read the book "Australian Property Finance Made Simple" online for free, without having to search again every time where you left off. Put a bookmark, and you can go to the page where you finished reading at any time.
Font size:
Interval:
Bookmark:
Free Online Resources
Over the years I have witnessed firsthand a plethora of web based resources and websites being developed and made available to anyone. This instant access to information at our fingertips has created a marketplace whereby private investors have virtual y the same access to information and resources as industry specialists. RP Data is perhaps the best example of this, as today, private investors have the same research and valuation tools as certified bank panel valuers.
With this ever growing volume of resources also comes confusion and an overwhelming feeling especial y for new investors to the market. This new maze of information, forums, property software, educational products and resources needs to be safely navigated through, as there are a lot of dodgy products and companies out there, just like before the age of the internet.
Whilst the fol owing directory is not all encompassing, it is designed to be used as a starting point of the main areas of property investing and the various products, forums and government bodies that are associated with it or may be of interest to you as a property investor.
BEST FINANCE APPS (TOP 10)
1. Tap Mortgage Australia
2. TrackMySpend ( www.moneysmart.gov.au)
3. Mobile Calculator (www.moneysmart.gov.au)
4. Money Health Check ( www.moneysmart.gov.au)
5. Home Budget
6. Pocket Money
7. Income Tax Calculator (Aussie & NZ)
8. Pocketbook
9. Mortgage Calculator Pro
10. Commbank Property Guide
REAL ESTATE SEARCH ENGINES (TOP 10)
1. www.RealEstate.com.au
2. www.Domain.com.au
3. www.househunter.com.au
4. www.homehound.com.au
5. www.property.com.au
6. www.myhome.com.au
7. www.realestateview.com.au
8. www.homeguru.com.au
9. www.homesales.com.au
10. www.realestate1.com.au
PROPERTY RESEARCH & STATISTICS (TOP 10)
1. www.myRPData.com.au
2. www.residex.com.au
3. www.apm.com.au
4. www.propertyoz.com.au
5. www.reia.asn.au
6. www.apn.brw.com.au
7. www.anz.com.au
8. www.abs.gov.au
9. www.htw.com.au
10. www.cordel .com.au
PROPERTY VALUERS (BANK PANEL) (TOP 10)
1. www.htw.com.au
2. www.charterkc.com.au
3. www.wbpproperty.com.au
4. www.nationalpropertyvaluers.com.au
5. www.opteonproperty.com.au
6. www.australianpropertyvaluations.com.au
7. www.nationalpropertyvaluers.com.au
8. www.cbre.com.au
9. www.allsuburbvaluers.com.au
10. www.propertyvaluermelbourne.com.au
REAL ESTATE AGENTS (VIC) (TOP 10)
1. www.hockingstuart.com.au
2. www.bigginscott.com.au
3. www.ljhooker.com.au
4. www.stockdaleleggo.com.au/Melbourne
5. www.tre.com.au
6. www.fletchers.net.au
7. www.knightfrank.com.au
8. www.barryplant.com.au
9. www.harcourts.com.au
10. www.raywhite.com.au
PROPERTY MANAGERS (VIC) (TOP 10)
1. www.ChangingPlaces.com.au
2. www.hockingstuart.com.au
3. www.bigginscott.com.au
4. www.ljhooker.com.au
5. www.stockdaleleggo.com.au/Melbourne
6. www.tre.com.au
7. www.fletchers.net.au
8. www.knightfrank.com.au
9. www.barryplant.com.au
10. www.raywhite.com.au
QUANTITY SURVEYORS (MY NO # 1)
1. www.bmtqs.com.au
PROPERTY LAWYERS (VIC) (MY NO # 1 AND NO # 2)
1. www.ceelaw.com.au
2. www.bazzaniscullypriddle.com.au
PROPERTY ACCOUNTANTS (VIC) (MY NO # 1)
1. www.brandico.com.au
PROPERTY PORTFOLIO TRACKING SOFTWARE (Australia Wide) (MY NO # 1)
1. www.somersoft.com.au/software.htm
LOANS AND LOAN CALCULATORS
1. www.Ratecity.com.au
LANDLORDS INSURANCE COMPANIES (TOP 10)
1. www.allianz.com.au/landlord-insurance
2. www.aami.com.au/home-insurance/landlord-insurance
3. www.cgu.com.au/cgu/personal/Pages/landlords-insurance.aspx
4. www.nrma.com.au/home-insurance/landlord/index.shtml
5. www.qbe.com.au/Personal/Landlords/Insurance.html
6. www.apia.com.au/apia/landlord-insurance
7. www.onepath.com.au/personal/insurance/landlord-insurance.aspx
8. www.anz.com/personal/insurance/home-insurance/anz-landlord-insurance
9. www.westpac.com.au/personal-banking/insurance/home-contents/landlord-insurance
10. www.hsbc.com.au/1/2/personal/insurance/landlord-insurance-quote
GOVERNMENT WEBSITES (TOP 10)
1. www.moneysmart.gov.au
2. www.abs.gov.au
3. www.dha.gov.au
4. www.firb.gov.au
5. www.ato.gov.au
6. www.fido.asic.gov.au
7. www.rba.gov.au
8. www.australia.gov.au
9. www.sro.vic.gov.au
10. www.consumer.vic.gov.au
Konrad Bobilak is one of Australias leading presenters on finance and property. I have had the privilege of attending some of his seminars and his depth of knowledge and attention to detail is second to none. He not only imparts this knowledge but provides the tools that people need to actively transfer information to action.
Igor Loutkovsky CEO Loutkovsky Insurances - Personal Insurance Specialists CPA, BCom (NSW), Dip. Fin. Serv. (Broking), QPIB
As a speaker, over the years I have been exposed to the education of many, many trainers. None come close to the comprehensive, down to earth, results based education that Konrad and his team provide. His clients are well serviced, well-educated and are making money.
Peter Bland Famous
Australian Explorer (South and North Pole),
Corporate Trainer,
Professional Speaker and Motivator
Director: www.LeadershipGroup.com.au
I have been involved in real estate for over 30 years and in that time I have seen numerous and many dubious real estate educators. Konrad is not typical of the mould, in fact he is quite the opposite. He shows a real understanding of real estate investment, providing his clients with all the know how to make an informed decision and Konrad is not one to rest on his laurels as he continues to educate himself to be the best in the business. Real Estate is his passion.
Cameron Fisher
Managing Director Changing Places Real Estate
Licensed Estate Agent, Auctioneer & Valuer
DISCLAIMER
All the information, techniques, skills and concepts contained within this publication are of the nature of general comment only and are not in any way recommended as individual advice. The intent is to offer a variety of information to provide a wider range of choices now and in the future, recognising that we all have widely diverse circumstances and viewpoints. Should any reader choose to make use of the information contained herein, this is their decision, and the contributors (and their companies), authors and publishers do not assume any responsibilities whatsoever under any condition or circumstances. It is recommended that the reader obtain their own independent advice.
Second Edition 2015
Copyright 2015 Konrad Bobilak
All rights are reserved. The material contained within this book is protected by copyright law, no part may be copied, reproduced, presented, stored, communicated or transmitted in any form by any means without prior written permission..
Next pageFont size:
Interval:
Bookmark:
Similar books «Australian Property Finance Made Simple»
Look at similar books to Australian Property Finance Made Simple. We have selected literature similar in name and meaning in the hope of providing readers with more options to find new, interesting, not yet read works.
Discussion, reviews of the book Australian Property Finance Made Simple and just readers' own opinions. Leave your comments, write what you think about the work, its meaning or the main characters. Specify what exactly you liked and what you didn't like, and why you think so.