Douglas R. Andrew - Missed Fortune 101: A Starter Kit to Becoming a Millionaire

Copyright 2005 by Douglas Andrew

All rights reserved.

No part of this book may be reproduced in any form, or by any means whatsoever, without written permission from Douglas R. Andrew of Paramount Financial Services, Inc.

Perpetual Life of Asset Nurturance(TM) (P.L.A.N.) is a trademark of Paramount Financial Services, Inc.

Empowered Wealth, The Empowered Wealth System, Empowered Wealth Living(TM), the Empowered Wealth Quadrants, and The Family Empowered Bank are trademarks of Empowered Wealth, LLC. Any reference to these terms or concepts related to True Wealth contained within the book is the intellectual property of Lee Brower and/or Empowered Wealth, LLC. No part of the Empowered Wealth concepts may be reproduced in any form, or by any means whatsoever, without written permission from both Douglas R. Andrew of Paramount Financial Services, Inc., and Lee Brower of Empowered Wealth, LLC.

For more information on how to optimize your human, intellectual, financial, and civic assets, visit www.missedfortune.com or www.empoweredwealth.com. You may contact Douglas Andrew via email at info@pfs-inc.org or call toll free, 1-888-987-5665.

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First eBook Edition: April 2008

ISBN: 978-0-446-53962-3

ALSO BY DOUGLAS R. ANDREW

MISSED FORTUNE: Dispel the Money Myth-ConceptionsIsnt It Time You Became Wealthy?

To my family and posterity

Who will be the Successor Trustees of

Our Family Empowered Bank

Where all of our

Human, Intellectual and Financial Assets

Are deposited for the

Enrichment of each Family Members

Health, Happiness and Well-being

Into Perpetuity

May the principles and insights

Contained in this book

Bring you

Clarity, Balance, Focus and Confidence

To help you accomplish

Your Greatest Dreams

An authors work can only be unique in the expression of ideas, which rarely, if ever, claim just one originator. Ideas are the result of countless interactions with people who influence the path one takes.

I wish to express sincere gratitude for the wonderful people who have helped and inspired me to create Missed Fortune 101.

To my incredible literary agent, Jillian Manus, I express sincere gratitude for your encouragement and confidence in my communication abilities. You are one of the most well-connected persons I know. You have a wonderful heart. Thank you for your good will.

I offer special thanks to my chief editor at Warner Books, Mr. Rick Wolff, for a great working relationship. And thanks to all of your team, especially Bob Castillo and Bill Betts, for their great contribution to the refinement of the final work.

I also offer thanks and deep appreciation to Lee Brower, founder and president of Empowered Wealth, LC, who has inspired me and co-authored those sections of this work that deal with the Empowered Wealth concepts. Also, I appreciate Marshall Thurber for his insights and encouragement in the development of this book.

I am extremely grateful for Heather Beers, a wonderful friend and talented editor. You are a delight to work with. I sincerely appreciate your special skills and your encouragement.

I wish to extend special thanks to Toni Lock at tmdesigns for the great relationship that has contributed to the layout and design of the illustrations in this work. Thanks also to Kristin Varner for your unique and professional artwork. You both have extraordinary talent and always come through beautifully.

I am especially grateful for the many teachers and mentors in my life: Thank you Dan Sullivan, Lee Brower, Adrienne Duffy, and Leo Weidner, my coaches. Thanks to John Unice, Craig Collins, Jerry Davis, Don Blanton, Todd Ballenger, Jack Tilton, Paul Barton, Marv Neumann, and Scott Bodine for the brainstorming during our careers that has contributed to this work. I express appreciation to my fellow entrepreneurs in The Strategic Coach program for their encouragement. Thanks to all of my TEAM members for the sharing of countless ideas to perfect the way the message of this book is communicated.

I express special appreciation to Mark Victor Hansen and Pat Burns for your encouragement, inspiration, and advice. Thank you for connecting me with some wonderful people.

I express gratitude to my talented and dedicated unique ability team comprised of Patrese Burke, Geoff Meyers, and my six children and their spouses for the countless hours of help and assistance you render in our mutual endeavors: Mailee, Adrea and Scott, Emron and Harmony, Aaron, Mindy and Brian, and Ashley. Thanks to all of my extended family for your understanding and encouragement while I focused on the completion of this work. May we build a million more memories together to deposit in our family bank.

Finally, to my wife and sweetheart, Sharee, thank you for thirty wonderful years of life together. Your support and encouragement have been incredible. Thanks for the countless hours of help in pursuit of all our endeavors. I love you!

Have you ever attempted to walk for an extended period of time into a strong wind? To move forward in this environment one has to constantly stay focused and exert continuous effort. Frequently, traditional approaches to wealth creation create this type of experience.

This book asks you to turn around and allow the wind of success to support you. With the wind at your back, wealth creation becomes easier. Doug Andrew provides provocative observations, methods, predictions, and strategies that, when followed, will make you financially wealthy.

I have known and worked with Doug for many years. Most recently he has served as an advisory board member of Empowered Wealth, LLC, an intellectual capital firm that specializes in intergenerational wealth transfer. Dougs mastery of wealth creation and retention tools is extraordinary. Like the sun burning off the early-morning mist, Missed Fortune 101 dispels many money-making myths.

Empowered Wealth focuses on the Empowered Wealths Quadrant System. It teaches that sustainable wealth requires Quadrant Living, which is the integration of your human, intellectual, civic, and financial assets.

Doug conveys his convictions that peace of mind comes through the optimization of all of your assetsnot just your financial assets. Financial wealth by itself is not sustainable without integrating the other quadrants. It is like a balloon with many holes in it.

I congratulate Doug for his book, which takes direct aim at the financial asset quadrant. His thorough evaluation explores the secrets utilized by many of the financially rich. You must, of course, use the tools and concepts provided in this book. The greatest pencil in the world, regardless of its elegance, has never written a single line of poetry by itself.

Many self-made wealth creators have systematically followed Dougs predictable path. I encourage you to do the same.

Lee Brower, President

Empowered Wealth, LLC

In front of you is an empowering starter kit to becoming a millionaire, stocked with insights and opportunities you may not have known existed. Missed Fortune 101 contains a collection of common money myths, or what I call money myth-conceptions, systematically dispelled by wealth-enhancement strategies.

Missed Fortune 101 is a simplified offering of wealth-enhancement principles that are explained in greater detail in my more comprehensive original work,