Copyright 2015 by ABC-CLIO, LLC
All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, except for the inclusion of brief quotations in a review, without prior permission in writing from the publisher.
Library of Congress Cataloging-in-Publication Data
Personal finance : an encyclopedia of modern money management / Barbara Friedberg, editor.
pages cm
ISBN 978-1-4408-3031-0 (hardback) ISBN 978-1-4408-3032-7 (ebook) 1. Finance, Personal. I. Friedberg, Barbara, 1954
HG179.P3747 2015
332.024003dc23 2014042011
ISBN: 978-1-4408-3031-0
EISBN: 978-1-4408-3032-7
19 18 17 16 15 1 2 3 4 5
This book is also available on the World Wide Web as an eBook.
Visit www.abc-clio.com for details.
Greenwood
An Imprint of ABC-CLIO, LLC
ABC-CLIO, LLC
130 Cremona Drive, P.O. Box 1911
Santa Barbara, California 93116-1911
This book is printed on acid-free paper
Manufactured in the United States of America
This encyclopedia is dedicated to Bob, who encouraged me to share my knowledge through writing. His unwavering support and encouragement is an underpinning to the creation of this important financial education resource.
Contents
Guide to Related Topics
Banking
Banking
Bernanke, Ben S., 14th Chair of the U.S. Federal Reserve Board
Cash
Certificate of Deposit
Checking Account
Consumer Credit/Debt
Credit Card
Credit Union
Currency
Digital CurrencyBitcoin
Federal Reserve Bank
Flexible Saving Account
Geithner, Timothy F., 75th Secretary of the U.S. Treasury
Greenspan, Alan, 13th Chair of the U.S. Federal Reserve Board
Identity Theft
Interest Rates
Lagarde, Christine, Managing Director, International Monetary Fund
Liquidity
Loans
Money Market Account
Mortgage
Net Worth
Paulson Jr., Henry M., 74th U.S. Secretary of the Treasury
Risk
Risk Premium
Rubin, Robert E., 70th U.S. Secretary of the Treasury
Savings Account
Schapiro, Mary, 29th Chair of the U.S. Securities and Exchange Commission
Siebert, Muriel, First Woman to Own a Seat on the New York Stock Exchange
Social Lending or Peer-to-Peer Lending
Time Value of Money
Treasury Securities
Volcker, Paul A., 12th Chair of the U.S. Federal Reserve Board
Warren, Elizabeth, Former Special Advisor for the Consumer Financial Protection Bureau
Year 1930s: The Great Depression
Year 1944: Creation of the International Monetary Fund and the World Bank at the Bretton Woods International Conference
Year 1970s to 1980s: Economic Problems and the United States
Year 1987: Stock Market Crash
Year 19891991: U.S. Savings and Loan Crisis
Year 1999: Introduction of the Euro to World Financial Markets
Year 2002: Sarbanes-Oxley Act
Year 2005: Growth of China and India as World Economic Powers
Year 20072008: Subprime Housing Crisis and Mortgage Meltdown
Year 20072009: Global Recession and Breakdown of Major Wall Street Institutions
Year 2010: Dodd-Frank Wall Street Reform and Consumer Protection Act
Year 20112012: European Debt Crisis
Yellen, Janet, 15th Chair of the U.S. Federal Reserve Board
Business
Accountant
Banking
Bankruptcy
Bernanke, Ben S., 14th Chair of the U.S. Federal Reserve Board
Bloomberg, Michael R., American Politician and Businessperson
Bonds
Budget
Buffett, Warren, Owner of Berkshire Hathaway Inc.
Cash
Credit (or Bond) Rating Agency
Credit Report and Reporting Agencies
Debt
Debt Collection
Deficit
Deflation
Delinquency
Digital CurrencyBitcoin
Dividend Income
Flexible Saving Account
Geithner, Timothy F., 75th Secretary of the U.S. Treasury
Greenspan, Alan, 13th Chair of the U.S. Federal Reserve Board
Health Insurance
Hedge Funds
Identity Theft
Inflation
Interest Income and Payments
Interest Rates
Liabilities
Liquidity
Loans
Obama, Barack, President of the United States
Pension Plans
Power of Attorney
Risk
Schapiro, Mary, 29th Chair of the U.S. Securities and Exchange Commission
Shiller, Robert J., 2013 Nobel Laureate in Economics
Siebert, Muriel, First Woman to Own a Seat on the New York Stock Exchange
Social Lending or Peer-to-Peer Lending
Social Security
Stock Market
Stocks
Systematic Market Risk
Tax Return, Federal
Time Value of Money
Umbrella Insurance
Unemployment
U.S. Federal Tax System Overview
Year 1970s to 1980s: Economic Problems and the United States
Year 1994: North American Free Trade Agreement between Mexico, Canada, and the United States
Year 19971998: Asian Financial Crisis
Year 1999: Introduction of the Euro to World Financial Markets
Year 2000: Bursting of the DotCom Technology Bubble
Year 2001: Enron, the Failure of Corporate Finance and Governance
Year 2002: Sarbanes-Oxley Act
Year 20032011: Iraq Wars Impact on the U.S. Economy
Year 2005: Growth of China and India as World Economic Powers
Year 20072008: Subprime Housing Crisis and Mortgage Meltdown
Year 20072009: Global Recession and Breakdown of Major Wall Street Institutions
Year 2010: Dodd-Frank Wall Street Reform and Consumer Protection Act
Yellen, Janet, 15th Chair of the U.S. Federal Reserve Board
Consumers
Accountant
Alimony
Banking
Bankruptcy
Behavioral Finance
Budget
Cash
Checking Account
Compound Interest/Return
Consumer Credit/Debt
Credit Card
Credit Report and Reporting Agencies
Credit Union
Debt
Debt Collection
Debt/Credit Counseling
Delinquency
Digital CurrencyBitcoin
Disability insurance
Financial Advisor
Flexible Saving Account
Health Insurance
Homeowners and Renters Insurance
Identity Theft
Interest Income and Payments
Interest Rates
Investing
Life Insurance
Liquidity
Loans
Medicare
Mortgage
Net Worth
Obama, Barack, President of the United States
Pension Plans
Portfolio Management
Real Estate
Rent to Own
Retirement
Risk
Savings Account
Schapiro, Mary, 29th Chair of the U.S. Securities and Exchange Commission
Shiller, Robert J., 2013 Nobel Laureate in Economics
Siebert, Muriel, First Woman to Own a Seat on the New York Stock Exchange
Social Lending or Peer-to-Peer Lending
Social Security
Tax Return, Federal
Treasury Securities
Umbrella Insurance
Unemployment
U.S. Federal Tax System Overview
Warren, Elizabeth, Former Special Advisor for the Consumer Financial Protection Bureau
Wills and Trusts
Year 1970s to 1980s: Economic Problems and the United States
Year 1994: North American Free Trade Agreement between Mexico, Canada, and the United States
Year 2000: Bursting of the Dot-Com Technology Bubble
Year 2001: Enron, the Failure of Corporate Finance and Governance
Year 20032011: Iraq Wars Impact on the U.S. Economy
Next page