Bola Sokunbi - Grow Your Money: Learn How Investing Works, Grow Your Money

Bola Sokunbi

Copyright 2021 by Bola Sokunbi. All rights reserved.

Published by John Wiley & Sons, Inc., Hoboken, New Jersey.
Published simultaneously in Canada.

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Library of Congress Cataloging-in-Publication Data

Names: Sokunbi, Bola, 1981- author.

Title: Clever girl finance : learn how investing works, grow your money / Bola Sokunbi.

Description: Hoboken, New Jersey : John Wiley & Sons, Inc., [2020] | Includes index.

Identifiers: LCCN 2020021966 (print) | LCCN 2020021967 (ebook) | ISBN 9781119696735 (paperback) | ISBN 9781119696759 (adobe pdf) | ISBN 9781119696742 (epub)

Subjects: LCSH: WomenFinance, Personal. | Investments.

Classification: LCC HG179 .S55236 2020 (print) | LCC HG179 (ebook) | DDC 332.0240082dc23

LC record available at https://lccn.loc.gov/2020021966

LC ebook record available at https://lccn.loc.gov/2020021967

Cover Design: Wiley

Cover Image: Clever Girl Finance Inc.

This book is dedicated to all the clever girls who are prioritizing their financial wellness and are focused on building real wealth.

Bola Sokunbi is a Certified Financial Education Instructor (CFEI), investor, finance expert, speaker, podcaster, influencer, and the founder and CEO of Clever Girl Finance, a personal finance platform that empowers women to achieve real wealth and live life on their own terms.

She started Clever Girl Finance in 2015 to provide women with the tools and resources she wished she had when she began her financial journey.

Bola is also the author of the book Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth.

Today, she lives with her husband and twins in New Jersey.

To my dear husband and children, for cheering me on while I spent late nights and early mornings working on this book.

To my parents, Tunji and Emily, for all your support and advice on this journey.

To team CGF, Esther Bangura, Yazmir Torres, Anita Wikina, and Stacy Jeffries. Thank you for being part of the village helping to make Clever Girl Finance a success.

To the women who have contributed to this bookJenny Coombs, Adeola Omole, Faneisha Fo Alexander, Jamila Souffrant, Jully Alma Taveras, Cindy Zuniga, Regina Byrd, Yezmin Thomas, Kalyn Chandler, Nicole Hatcher, and Sheryl Hickersonthank you for empowering other women to achieve success by using your voices and allowing me to share your stories.

An extra-special thank you to Adeola Omole for supporting my research into the Canadian resources mentioned in this book and to Kate Braun for working with me through my edits.

To the incredible team at Wiley for working tirelessly to make this book a success, and to all the clever girls ready to build real, long-term wealth, who inspired me to write my second book.

Thank you so much.

Bola

You probably picked up this book because you've heard about investing time and time again. It's what the wealthy do to get and stay wealthy. It's that thing that you've heard you should be doingbasically, if you want to build long-term wealth, you need to invest.

It's the advice you hear consistently in the media, in books, and from various other sources. But perhaps the more you hear people talk about investing, the more overwhelmed you get.

It might be confusing to you. You might be wondering how others have done it. You may have even thought at one point that maybe it's just not for you because, well, you just don't understand how it works and the only thing you hear friends say about investing is how much money they've lost.

But you are still curious. Somewhere in the back of your mind, you've imagined what it would be like to become a successful investor gazing proudly over your portfolio and the wealth you've built.

You've imagined how you can leverage that wealth to pursue your dreams, live life on your own terms, pass down generational wealth, give back to your community, help others, and have financial peace of mind. All while your investments are continuously working for you.

You may have also picked up this book because you've read my first book, Clever Girl Finance: Ditch debt, save money and build real wealth, and are ready to level up your investing game now that you've built a solid foundation to achieve financial success.

Either way, you, clever girl, have made an excellent decision to put your money to work for you and you are in the right place.

Investing is how the wealthy build and maintain real wealth. It essentially puts your money to work for you, lets you reap the returns of a flourishing economy, and in turn helps you accomplish your financial goals. However, in order to become that successful investor, you need to first understand how investing works so you can make informed decisions. You also need to have a solid plan along with clear objectives and strategies so you can achieve that success.

Keep in mind that when I say