Justin Pritchard - The Everything Improve Your Credit Book: Boost Your Score, Lower Your Interest Rates, and Save Money

Dear Reader,

Your credit is one of the most important things in your life. It is your reputation, and often the only thing that business partners judge you on. Because of this, you may get uneasy just thinking about credit.

Let's change that right now. By demystifying the world of credit, you'll know what is good and bad for your credit, much like you know what's good and bad for your health: if you feel like indulging yourself, you can decide if it's worth it; if you need to shape up, you'll know how.

While having good credit can help you get lower loan rates, credit is increasingly used for other purposes as well. Employers screen job candidates for responsible credit use. Insurance companies offer their best rates and products to people who have great credit. Without a doubt, we will see credit pop up in more and more personal areas of our lives.

This book is intended to ensure that you have strong and healthy credit. If your credit needs to be fixed, we'll teach you how to do that. If you're fortunate enough to have good credit, we'll build a fortress around your credit so that you can keep it that way. I'm excited and honored to help you manage this part of your life. Now, let's get started.

The Series

Visit the entire Everything Series at www.everything.com

Boost your score, lower your interest rates, and save money

Justin Pritchard, M.B.A.

Adams Media

Avon, Massachusetts

Copyright 2007, F+W Publications, Inc. All rights reserved.

This book, or parts thereof, may not be reproduced in any form without permission from the publisher; exceptions are made for brief excerpts used in published reviews.

An Everything Series Book.

Everything and everything.com are registered trademarks of F+W Publications, Inc.

Published by Adams Media, an F+W Publications Company 57 Littlefield Street, Avon, MA 02322 U.S.A.

www.adamsmedia.com

ISBN 10: 1-59869-155-4

ISBN 13: 978-1-59869-155-9

Printed in the United States of America.

J I H G F E D C B A

Library of Congress Cataloging-in-Publication Data available from publisher

This publication is designed to provide accurate and authoritative information with regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional advice. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.

From a Declaration of Principles jointly adopted by a Committee of the American Bar Association and a Committee of Publishers and Associations

Many of the designations used by manufacturers and sellers to distinguish their products are claimed as trademarks. Where those designations appear in this book and Adams Media was aware of a trademark claim, the designations have been printed with initial capital letters.

This book is available at quantity discounts for bulk purchases.

For information, please call 1-800-289-0963.