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Rhodes Trevor - American credit repair: everything you need to know about raising your credit score

Here you can read online Rhodes Trevor - American credit repair: everything you need to know about raising your credit score full text of the book (entire story) in english for free. Download pdf and epub, get meaning, cover and reviews about this ebook. City: New York;United States, year: 2008, publisher: McGraw-Hill, genre: Romance novel. Description of the work, (preface) as well as reviews are available. Best literature library LitArk.com created for fans of good reading and offers a wide selection of genres:

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American credit repair: everything you need to know about raising your credit score: summary, description and annotation

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The basics of credit reporting, part I : the agencies and the laws -- The basics of credit reporting, part II : the data -- The basics of credit reporting, part III : who is entitled to see your credit file -- Your credit report : getting a free copy-- for real! -- Understanding your credit report : how to read the Big Three -- Repairing your credit report, part I : the dispute process -- Repairing your credit report, part II : the dispute letter -- Repairing your credit report, part III : when things dont go your way -- Collection agencies : how to deal with these bad guys -- How to deal with secured accounts : plus student loans & tax liens -- Bankruptcy : the pros and cons of filing -- Raising your credit score in 10 days : fast fixes when applying for a mortgage -- Marriage, divorce, and credit : being prepared -- Youve been served : what to do when a creditor sues you -- How to establish or re-establish credit : the building blocks.

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AMERICAN CREDIT REPAIR

Everything U Need to Know...
about
RAISING YOUR CREDIT SCORE

TREVOR RHODES & NADINE SMITH, ESQ.

Copyright 2008 EUNTK Corporation All rights reserved Except as permitted - photo 1

Copyright 2008 EUNTK Corporation All rights reserved Except as permitted - photo 2

Copyright 2008 EUNTK Corporation. All rights reserved. Except as permitted under the United States Copyright Act of 1976, no part of this publication may be reproduced or distributed in any form or by any means, or stored in a database or retrieval system, without the prior written permission of the publisher.

ISBN: 978-0-07-159067-9

MHID: 0-07-159067-6

The material in this eBook also appears in the print version of this title: ISBN: 978-0-07-159066-2, MHID: 0-07-159066-8.

All trademarks are trademarks of their respective owners. Rather than put a trademark symbol after every occurrence of a trademarked name, we use names in an editorial fashion only, and to the benefit of the trademark owner, with no intention of infringement of the trademark. Where such designations appear in this book, they have been printed with initial caps.

McGraw-Hill eBooks are available at special quantity discounts to use as premiums and sales promotions, or for use in corporate training programs. To contact a representative please visit the Contact Us page at www.mhprofessional.com.

Disclaimer: While the publisher and the author have used their best efforts in preparing this book, they make no representations or warranties with respect to the accuracy or completeness of the contents. Neither the publisher nor author shall be liable for any loss of profit or commercial damages, including but not limited to special, incidental, consequential or other damages. If legal advice or other expert assistance is required, it is strongly recommended that the services of a competent and experienced professional should be sought.

TERMS OF USE

This is a copyrighted work and The McGraw-Hill Companies, Inc. (McGraw-Hill) and its licensors reserve all rights in and to the work. Use of this work is subject to these terms. Except as permitted under the Copyright Act of 1976 and the right to store and retrieve one copy of the work, you may not decompile, disassemble, reverse engineer, reproduce, modify, create derivative works based upon, transmit, distribute, disseminate, sell, publish or sublicense the work or any part of it without McGraw-Hills prior consent. You may use the work for your own noncommercial and personal use; any other use of the work is strictly prohibited. Your right to use the work may be terminated if you fail to comply with these terms.

THE WORK IS PROVIDED AS IS. McGRAW-HILL AND ITS LICENSORS MAKE NO GUARANTEES OR WARRANTIES AS TO THE ACCURACY, ADEQUACY OR COMPLETENESS OF OR RESULTS TO BE OBTAINED FROM USING THE WORK, INCLUDING ANY INFORMATION THAT CAN BE ACCESSED THROUGH THE WORK VIA HYPERLINK OR OTHERWISE, AND EXPRESSLY DISCLAIM ANY WARRANTY, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. McGraw-Hill and its licensors do not warrant or guarantee that the functions contained in the work will meet your requirements or that its operation will be uninterrupted or error free. Neither McGraw-Hill nor its licensors shall be liable to you or anyone else for any inaccuracy, error or omission, regardless of cause, in the work or for any damages resulting therefrom. McGraw-Hill has no responsibility for the content of any information accessed through the work. Under no circumstances shall McGraw-Hill and/or its licensors be liable for any indirect, incidental, special, punitive, consequential or similar damages that result from the use of or inability to use the work, even if any of them has been advised of the possibility of such damages. This limitation of liability shall apply to any claim or cause whatsoever whether such claim or cause arises in contract, tort or otherwise.

For Grammy and Gramps
On behalf of Bennett, Brianna, Cameron, Jacob and Tyler

Acknowledgments

This American Credit Repair volume from Everything U Need to Know... (EUNTK) would not be possible without the support and assistance from the following companies and individuals: The National Association of Credit Counseling, Federal Debt Consolidation Services, AmerUSA Corporation (AmerUSA.net), Ronald and Mary Rhodes, Marc and Terry Banning.

Table of Contents Introduction STOP Before you do anything else regarding - photo 3

Table of Contents
Introduction

STOP! Before you do anything else regarding your personal credit, you should thoroughly read this entire book on American Credit Repair. This volume is not a late-night infomercial made up of false promises from someone whose main goal is to take your money and run. This book will cost you no more than its retail price and a modest amount of your time to empower you with Everything U Need to Know... about Raising Your Credit Score

It's a bold introduction but it's true. The American credit system is a game albeit a serious one but this guide will show you exactly how to play it without spending hundreds or thousands of hard-earned dollars on some credit repair sales gimmick or a so-called non-profit credit counseling organization that's really lining the pockets of its founders or executives.

In the meantime, set aside a portion of your time to give American Credit Repair your undivided attention, because you're about to see true story examples, copies of actual creditor correspondence, proven score-raising techniques and the whole enchilada... No book before this has ever provided the general public such an easily digestible discussion of what happens behind the scenes in the underworld of credit and how you can go about playing the game legally!

Yes, legally! Welcome to America where you can't go to jail for being in debt (fraud and tax evasion, maybe, but not for being broke). In fact (as you may know), being in debt is kind of "the American way." Ironically, when done right, you can accumulate wealth with debt, but unfortunately consumers aren't taught that approach. Instead, each person is encouraged to spend compulsively. Everywhere you look, there's always an advertisement trying to manipulate you into buying something you can't afford and it's amazing how you'll always be able to find a creditor to make sure you can stretch yourself thin enough to finance it.

Helping curb the compulsive shopper, however, is a topic beyond the scope of this guide. What this book can do is show you how to play the credit game so that you can achieve a higher credit score and be rewarded with lower interest rates and better financing terms! So, sit back, relax and grab a highlighter because you're about to learn everything the credit reporting agencies and your creditors don't want you to know...

And if you ever need further assistance with any of the EUNTK volumes,

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