Andy Raub - The Encore Curve

Praise forThe Encore Curve

With the right mind-set and planning, anyone can have a future that becomes increasingly more fascinating and motivating regardless of age. In this book, Andy Raub shows how creatively rethinking purpose and money can make retirement into an opportunity to build an exceptional life of growth and opportunity youll look forward to waking up to every day.

Dan Sullivan, founder of The Strategic Coach, Inc.

I am glad that there are people like Andy in the world who are bringing peace, abundance, and meaning into our lives. Andy is Americas Encore Coach!

Jack Canfield, Americas number-one success coach and cocreator of the Chicken Soup for the Soul series

The Encore Curve teaches us how to make our retirement encore better than our main performance. Having a plan ready that saves our best for last should excite us all. Heres to the encore!

Colleen Bowler, CFP, author of Generous Kids

Having written and spoken about relationships for years, I know how major life transitions like retirement can stress our bonds with others. The Encore Curve provides practical tools for navigating this time with meaning, a clearer direction, more predictable results, and stronger relationships.

Robert Hall, retired CEO of ActionSystems and author of This Land of Strangers: The Relationship Crisis That Imperils Home, Work, Politics, and Faith

Andy Raub has the process, tools, and expertise to help you design a compelling future. If youre looking for clarity and a process for laying out your next chapter, The Encore Curve will energize and equip you to determine your true north.

Daniel Allen, advisor to executive leaders and author of Summoned: Stepping Up to Live and Lead with Jesus

Andy Raub has penned a wise and engaging challenge to those of us facing retirement. The Encore Curve delivers on its promise to provide a reinvigorating life plan and a money plan that will calm your fears.

Dr. Reg Grant, chair and senior professor of media arts and worship at Dallas Theological Seminary

A great read if you are serious about taking charge of your life as you experience changes. The story carries you along, and the coaching instructions are easy to follow. This book can change the way you think about your future.

Clyde C. Jackson Jr., chairman and CEO of Wynne/Jackson, Inc.

The Encore Curve uses faith, optimism, and humor to help you traverse the slippery slope of financial security. It teaches you how to grow old with confidence and peace. Great read.

Suzie Humphreys, independent woman, humorist, and inspirational speaker

Retirement is a dream for many of us. But if you dont properly prepare for it, it can quickly turn into a nightmare. Andy Raubs book gives us the tools we need to retire with money, purpose, and pride. I love it!

Starlene Stringer, radio and TV personality and best-selling author

2017 Andy Raub

All rights reserved. No part of this book may be used or reproduced in any manner without written permission except in the case of brief quotations embodied in critical articles or reviews.

The Encore Curve
Retire with a Life Plan That Excites You

Brown Books Publishing Group
16250 Knoll Trail Drive, Suite 205
Dallas, Texas 75248
www.BrownBooks.com
(972) 381-0009

A New Era in Publishing

eISBN 978-1-61254-977-4
LCCN 2016954512

Printed in the United States
10 9 8 7 6 5 4 3 2 1

Publishers Cataloging-In-Publication Data
Names: Raub, Andy.

Title: The Encore Curve : retire with a life plan that excites you / Andy Raub.

Description: Dallas, Texas : Brown Books Publishing Group, [2017] | Includes bibliographical references.

Identifiers: LCCN 2016954512 | ISBN 978-1-61254-893-7 | ISBN 978-1-61254-977-4 (ebook)

Subjects: LCSH: Finance, Personal. | Retirement income. | Retirement--Planning.

Classification: LCC HG179 .R38 2017 (print) | LCC HG179 (ebook) | DDC 332.024/014--dc23

For more information or to contact the author, please go to
www.EncoreCurve.com.

To my wife, Jean:

You show me each day what Encore Curve living is all aboutusing your gifts and passions to impact the lives of those around you. Thanks for always inspiring me to be more than I can be by myself.

Acknowledgments

Even though my name is on the cover as author of this book, it is a product of the collective wisdom and hard work of a great team. Many of the ideas germinated from the genius of Dan Sullivan, my mentor for many years and the founder of Strategic Coach. Thank you, Dan, for teaching me new ways to package my wisdom.

All of the inspiration in the world is useless without perspiration. Kelli Sallman, my editor and cowriter, took my ideas and turned them into something workable. She is a great writer and an even better teacher and friend. Kelli, thanks for pushing me further down the trail than I thought I could go and for keeping this project on track.

Kristi Cole, marketer extraordinaire, has been the perfect guide to deal with all the intricacies of graphic art, web design, and social media. We make a great team, and I really appreciate your patience in teaching this tech-challenged soul the same lessons repeatedly.

I am blessed with an extraordinary team in my day job at Raub Capital Management. Sarah Crowe, Kim Parker, and Lynne Thurston have worked hard to keep our business moving forward and serve our clients as I wandered into the world of authorship. Thanks for your friendship and loyalty.

Thanks to Milli Brown and the great team at Brown Books. Milli, you have changed the paradigm of book publishing and have pulled together an amazing group of people, to whom Im indebted. Special thanks to Tom Reale and his team, who have guided the editing and publishing, and to Cathy Williams and her Agency at Brown Books colleagues, who are steering us along the rocky road of making a book successful.

In keeping with the spirit of the first shall be last, my wife Jean has been my greatest inspiration for over forty-nine years. Jean is the epitome of someone who maximizes her encore. She spends countless hours serving others and making their lives better. She challenges me by asking the hard questions, and she encourages me to chase my own Encore Curve visions. Jean also shows me every day what it means to faithfully follow Gods leading. Thank you for being my partner on this great roller-coaster ride we call life. I love you.

Introduction

I have never liked riding roller coasters. I prefer to stay in control and know where Im going next. Unfortunately, my grandchildren love them. Several years ago, my wife, Jean, and I took our two daughters and their families to Disney World to celebrate our anniversary. The biggest and baddest roller coastertype ride they could find was something called Expedition Everest. The whole family lined up to ride, but Jean and I stayed behind to guard all our stuff. After everyone had finished the ride, the conversation for the rest of the day was about how scary it had been: all the vertical climbs, the sudden drops in the dark, and especially the yeti monster that jumped out to frighten everyone.

The next day, my intrepid youngest grandson, Kyle, insisted on returning to the coaster and riding again. Kyle was six years old and couldnt convince any other adults to join him for the second go-round, so I volunteered. As we were standing in line awaiting our fate, Kyle, with his vast experience, went into great detail about what we were soon to encounter: the dark climbs, the gut-wrenching dives, and, of course, the leaping yeti creature. Finally, just before we were strapped into the car, Kyle looked up at me and said, Dandythats my grandpa nameyoure gonna scream like a little girl.