Suze Orman - The Money Class: How to Stand in Your Truth and Create the Future You Deserve

A one-woman financial-advice powerhouse

At heart, Orman is a personal-finance cheerleader who motivates people to take control of their money life. Shes playing a vital role in the financial education of many people.

USA Today

Suze Orman cant let a stranger walk by without asking, Do you have credit card debt? She needs to know so she can help. So she can change a life. And not later or a little bit. But now, profoundly. Her optimism comes from a belief that all of us have the power within us to improve how we save and spend our money and thus the power to forge lives that are better, fuller and richer in every way.

Time, The 2009 Time 100

She possesses an encyclopedic command of financial planning.

Money

Ms. Orman is a success because she knows how to reach many people, and shows some sympathetic understanding of their concrete problems.

The Wall Street Journal

Theres an enormous number of Americans who dont know anybody earning more than $250,000 a year; Suze Orman can speak to these Americansand especially the women among themlike no one else in or out of government. When she does so, she gives good advice. That advice might not always be followed to the letter, but thanks to Orman, there are now millions of Americans who have a very good idea what they should be doing, financially.

Portfolio.com

Orman can be a fierce critic with exacting standards. But what clearly animates her is creating new possibilities in the lives of her viewers. Ormans emotion and energy peak when shes knee-deep in the challenge of helping people get out of their own way. Orman doesnt trade empathy for expectations, or expectations for empathy. She reveals both in almost every interaction she has with her audience.

Harvard Business Review

ALSO BY SUZE ORMAN

Youve Earned It, Dont Lose It

The 9 Steps to Financial Freedom

Suze Ormans Financial Guidebook

The Courage to Be Rich

The Road to Wealth

The Laws of Money, the Lessons of Life

The Money Book for the Young, Fabulous & Broke

Women & Money

Suze Ormans Action Plan

This book is designed to provide accurate and authoritative information about personal finances. Neither the author nor the publisher is engaged in rendering legal, accounting, or other professional services, by publishing this book. If any such assistance is required, the services of a qualified financial professional should be sought. The author and publisher will not be responsible for any liability, loss, or risk incurred as a result of the use and application of any of the information contained in this book.

While the author has made every effort to provide accurate telephone numbers and Internet addresses at the time of publication, neither the publisher nor the author assumes any responsibility for errors or for changes that occur after publication.

A Certified Financial Planner is a federally registered mark owned by the Certified Financial Planner Board of Standards, Inc.

2012 Spiegel & Grau Trade Paperback Edition

Copyright 2011 by Suze Orman, a Trustee of the Suze Orman Revocable Trust Introduction copyright 2012 by Suze Orman, a Trustee of the Suze Orman Revocable Trust

All rights reserved.

Published in the United States by Spiegel & Grau, an imprint of The Random House Publishing Group, a division of Random House, Inc., New York.

S PIEGEL & G RAU and Design is a registered trademark of Random House, Inc.

Originally published in hardcover in the United States by Spiegel & Grau, an imprint of The Random House Publishing Group, a division of Random House, Inc., in 2011.

Library of Congress Cataloging-in-Publication Data

Orman, Suze.
The money class: how to stand in your truth and create the future you deserve / Suze Orman.
p. cm.
eISBN: 978-0-679-60470-9
1. Finance, PersonalUnited States. 2. WealthUnited States. I. Title.
HG179.O75764 2011
332.02401dc22 2011001394

www.spiegelandgrau.com

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To all the great teachers whove taught me everything I know