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Gerber - For $170 Worth of Groceries

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Gerber For $170 Worth of Groceries

For $170 Worth of Groceries: summary, description and annotation

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Have you ever handed over $8 to the check out clerk for $170 worth of groceries at the local supermarket?

I have. The clerk had to call in the manager, he came down and examined every single item on the receipt but in the end he confirmed that there was no mistake. Of course there was no mistake! It had taken a little bit of planning, but when opportunities like these presented themselves, I was ready to take advantage of it. Will you be ready if an opportunity like this presents itself again?

Whilst feats such as this may not be possible every time you shop, I estimate that ordinary Americans are throwing away many thousands of dollars each year on groceries, clothing, eating out, make up, toiletries, vitamins and more.

My name is Charmaine Gerber. I love coupons and I love saving money.
So much so that I have developed a savings system that can help you save thousands of dollars a year on everyday items in only 1-2 hours per week. I decided to let you know exactly how I did it (and continue to do it, week in, week out).

This system is not like many others that are advertised out there. It is about saving the most money on a range of essentials items in the least amount of time possible. This system can literally save you thousands of dollars a year.

In my system youll discover:

What online tools you can use to alert you when items you buy are on sale.

How to organize yourself so that you spend the least amount of time possible clipping coupons. I have 4 kids, so can only afford to spend 1-2 hours per week organizing myself. My grocery bill is around $500-$600 a month.

How my sister (with a family of six) spends a fraction over $200 per month on her groceries. Although she spends between 4-6 hours per week using my system.

How to save on healthy produce and organic products. Many people think coupons are only for junk food items. This is incorrect and I will show you many healthy and organic brands that offer coupons for their products.

Ill show you how to deal with kids and get them to fall into your new household plan for savings.

How to get them to enjoy their school lunches and not hassle you for canteen money

How to master the sales cycles and how to take advantage of seasonal discounting.

And many other ways to save money on electronics, travel, eating out, vitamins, bedding, linen, clothing and more.

If you are looking for a system to get organized and start saving. This is the book for you.

Pick up your copy today!

Please note. This book is targeted towards USA consumers only.

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Table of Contents Confessions of a Coupon Fashionista Copyright 2012 - photo 1


Table of Contents

Confessions of a Coupon Fashionista

Copyright 2012 Charmaine Gerber

All Rights Reserved. Reproducing any part of this book, by electronic, audio, print or other means, without prior written consent from the author is prohibited. While every effort has been made to provide correct information, author assumes no liability for errors, or for damages or injury resulting from use of the book or any information it contains.

Introduction:

Is the rising cost of living getting you down? Then couponing is for you. Millions of people have discovered the value of using coupons to save money, while living well. This short book explains the basic principles of using coupons, and offers time-saving strategies for organizing and managing them.

Additionally, youll find information on online resources, coupons, loyalty schemes and deals for almost everything your family needs. Imagine saving $500 or more each month on the products your family uses every day, including clothing, groceries, electronics, vitamins, toiletries and more. This book will show you how.

Chapter 1: Secrets of a Coupon Queen

Since the beginning of time, mothers (and fathers) have sought ways to maximize their resources to take care of their families through frugal, creative living. Certainly, I come from a long line of frugal homemakers. My great grandmother raised silk worms to make her own silk and managed a 40 acre farm largely on her own while my great grandfather worked in the coal mines.

I remember my grandmothers frugal homemaking skills firsthand. She made her own bread and scraped the last bits of butter from the wax paper wrappings when she made baked goods. She often commented scornfully on her wasteful neighbor, saying, She shovels money out the back door as fast as her husband can bring it in through the front door.

My own mother is a marvel of frugality and self-sufficiency. She still maintains a large vegetable garden and many fruit trees, sews her own clothes and puts up hundreds of bottles of food each fall. So whats my MO for saving money and continuing the long-standing family tradition of frugality? Well, I do grow a garden, but I have a small, suburban lot so I cant expect to feed my family solely from my garden.

I also have four kids with busy schedules and I work part-time, so raising silk worms and canning jar after jar of food is not realistic. And forget sewing. I have sewn curtains and throw pillows for my home, and even made the occasional Halloween costume, but I abhor every minute spent at a sewing machine. In fact, my husband jokes that if he walks in the house and Im swearing, its usually because Im sewing.

So, what does that leave me with? The earliest humans didnt grow their own food. No, they gathered berries, wild plants and other edibles or hunted down wild animals. Ive decided that like my prehistoric ancestors, my talents lie more within the realm of hunting and gathering. I am a master of hunting down the best deals at the grocery store and gathering stockpiles of food when its on sale. Yes, couponing is my contribution to the art of frugality. I am a coupon queen.

And, its not a bad gig. I spend about one hour each week organizing my coupons and checking sales fliers, and I typically save between $60 and $150 per week on food, toiletries and other items. When I factor in the amount of money I save on clothing, gifts and other items, the value goes up even more.

My sister Erin spends around six hours each week on couponing and her savings are even more impressive. She regularly feeds her family of six for less than $200 per month and her cupboards are bulging with food. She never has to make last minute dashes to the store for a forgotten ingredient because she has a small grocery store in her basement.

Why Couponing?

Think you dont have the time to coupon? Consider this: The average American household of four spends $1,126 per month on food, according to the USDA. The average shopper makes at least 1.4 trips to the grocery store each week. What if you could reduce your grocery bill by 50 or even 70 percent, while at the same time, reduce the number of trips you made to the store for last minute items? If you have a job that brings income into the home, you could possibly work fewer hours. If youre a stay-at-home mom, you could bring income into the home simply by saving money.

Think about it this way: If I spend one hour organizing coupons each week and I save between $60 and $150, Ive essentially got a job that pays me $60 to $150 per hour. How many work-at-home opportunities pay that well? For that matter, how many traditional jobs pay that well? This money is also after tax, meaning that I dont have the tax man tax me on the savings that I make through using coupons.

In addition to the time and money youll save, clipping coupons develops a sense of discipline and focus that trickles into other areas of your life. Carrie W. of Birmingham, Alabama says , I started clipping coupons to save a little money, but the whole thing sort of snowballed. When I saw how much money I saved on our grocery bill, I started looking for other areas in our life to save money. My husband got on board and within a year, we had paid off all our credit cards. Now, our cars are paid off and were working on paying off our mortgage early.

Another benefit of clipping coupons is becoming more self-reliant. Most people who clip coupons also use the practice of stockpiling, or setting aside three to six months of food. This practice not only saves money by reducing impulse buys, but it can become a real life saver in times of economic trouble.

Kim J. of Parker, Colorado says , When my husband was laid off, it took him six months to find another job. Because we had a good supply of food, I was able to reduce our grocery bills to less than $100 per month for our family of six. I went to the store for milk, eggs and produce, and that was it. Our food storage saved us because we were able to use what little money we had to pay for our bills and health insurance.

Couponing embodies a way of life that promotes self-sufficiency and frugality, but dont make the mistake of thinking that it means self-deprivation. No, couponing allows many families to eat much better than they otherwise would. Manufacturers often offer coupons for new, innovative products to entice consumers to buy them, so you can afford to buy foods that might otherwise be too expensive. Once you embrace the couponing lifestyle, youll find bargains on everything from clothing, to electronics, to travel that allow you to live better than you previously did.

And, couponing is just plain fun. Imagine going to the store and ringing up a grand total of $160 worth of groceries. Now hand over your coupons and watch your total shrink. I remember one time my grocery bill went from $170 down to $8. The store clerk called the manager to double check it and the people behind me gaped in wonder. Pure adrenaline coursed through my body. I wanted to cheer and do cartwheels. Of course, I maintained a sense of decorum and smiled demurely at the store clerk. But truly, this was better than winning at the slots!

Couponing Fact or Fiction

When I talk with other people about couponing, I often hear several common misconceptions about couponing. Lets dispel some of those myths right now.

Myth #1 Couponing is embarrassing or demeaning.

The high-wheeling, free-spending days of the 90s are over for all but the wealthiest. Everyone is trying to save money and frugality is no longer associated with being cheap. Being frugal is hip! Consider Hillary Swank who discussed her coupon clipping habit with Kelly Ripa on a recent episode of Live with Regis and Kelly. She quipped that newspaper coupons are like dollar bills staring you in the face. Sarah Michelle Gellar and Renee Zellweger have also publicly supported the coupon clipping lifestyle.

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