Daniel J. Cassidy - Last Minute College Financing: Its Never Too Late to Prepare for the Future
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Last Minute College Financing: Its Never Too Late to Prepare for the Future
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So, your child starts college in about 15 years, and youre thinking it might be time to get serious about putting some money aside. But how do you find the money to put aside? How much money will you need? And what is the best way to make it grow for you? Sound overwhelming? Last Minute College Financing to the rescue. Maybe its just a year or two till your children start college, and maybe youre just not financially ready. Should you panic? How can you possibly get the money together in time? How do you locate the quality low-cost colleges that dont sacrifice academic standards? How do you find sources of financial aid you might have overlooked? Last Minute College Financing offers some creative ways to make ends meet, do right by your kids, and not drive yourself totally crazy.
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Copyright 2000 by National Scholarship Research Service, a division of Cassidy Research Corporation
All rights reserved under the Pan-American and International Copy-right Conventions. This book may not be reproduced, in whole or in part, in any form or by any means electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system now known or hereafter invented, without written permission from the publisher, The Career Press.
LAST MINUTE COLLEGE FINANCING
Cover design by Foster & Foster Printed in the U.S.A. by Book-mart Press
To order this title, please call toll-free 1-800-CAREER-1 (NJ and Canada: 201-848-0310) to order using VISA or MasterCard, or for further information on books from Career Press.
The Career Press, Inc., 3 Tice Road, PO Box 687, Franklin Lakes, NJ 07417 www.careerpress.com
Library of Congress Cataloging in Publication Data
Cassidy, Daniel J., 1956 Last minute college financing: it's never too late to plan for the future / by Daniel J. Cassidy. p. cm. Includes index. ISBN 1-56414-468-2 (paper) 1. Student aid-United States. 2. Education, Higher-United States Finance. I. Title.
LB2337.4. C396 2000 378.3'0973-dc21 00-031212
Page 3
I wish to thank all of those who have made Last Minute College Financing possible. My sincere thanks and gratitude go to:
Shawn Lindstrom, Assistant Director of Financial Aid at Ithaca College in New York for the Government Aid section
and
the staff at NSRS, especially:
my wife, Deirdre Carlin Cassidy, Vice President/Controller
Research and Computer Engineering department heads Tammy M. Parnell and Richard E. Merwin
Administration and Public Relations department heads Jean E. Van Dyke and Joseph D. Gargiulo
A very special thank you to Jim Eason of ABC's KGO & KSFO Radio, San Francisco, the man who made NSRS possible
and Larry King for taking NSRS national!
Finally, my sincere thanks to the staff of Career Press, especially, Ron Fry, President and Publisher, for their hard work and support.
Page 5
CONTENTS
Preface
7
Introduction The National Scholarship Research Service (NSRS) Story
9
Part I The Private Sector
Chapter 1 Financial Aid and Scholarship Opportunities
17
Chapter 2 The Application Process
33
Chapter 3 Some Final Words on Private Sector Aid
57
Part II Government Aid
Chapter 4 Applying for Federal Financial Aid
61
Chapter 5 Applying for Institutional Aid
69
Page 6
Chapter 6 The Financial Aid Package
73
Chapter 7 Other Opportunities
85
Conclusion
97
Appendix A Financial Aid Resources on the Web
99
Appendix B Helpful Publications
103
Appendix C National Totals for All Financial Aid Sources
119
About the NSRS
121
Index
123
Page 7
PREFACE
The Last Minute Guide to College Financing is a how-to guide and information resource on paying for higher education. The world of financial aid is broken up into two main categories, the private sector, and the government. Because these two arenas are so different, this guide has a separate section devoted to each one. I hope that the information provided here will help enrich your understanding of the financial aid process and will guide you in your planning of a higher education. Good Luck!
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