Jim Yih - Make Retirement The Best Years of Your Life: The Best of Retire Happy Blog

Think Box Consulting

Cover Design: Jim Yih

The Best of Retire Happy Blog

Copyright 2014 Think Box Consulting Inc. and Jim Yih

All rights reserved. Printed in Canada. No part of this work covered by copyrights herein may be reproduced or used in any form or by any means graphic, electronic or mechanical without the expressed prior written permission of the publisher.

For information address: Think Box, 7614-119 Street, Edmonton, Alberta Canada. T6G 1W3

www.RetireHappy.ca

Care has been taken to trace ownership of copyright material contained in this text. The publisher will gladly receive any information that will enable any reference or credit line to be rectified in subsequent editions.

This publication is specifically designed to provide accurate and authoritative information in regard to the subject material covered. It is sold with the understanding that the author, publisher, and Think Box Consulting Inc. are not engaged in rendering legal, accounting, investment planning or other professional advice. The reader should seek the services of a qualified professional for such advice. The author, publisher, and Think Box Consulting Inc. cannot be held responsible for any loss incurred as a result of specific investment planning decisions made by the reader.

SECOND EDITION

Printed in Canada

ISBN: 9781483518961

100% to Charity

For the past 20 years, my professional passion has been helping people make better decisions with money. My career has been sincerely gratifying because of all the people who have benefitted from my advice, articles, education and books.

In 2007, I was really fortunate to have sold my wonderful client practice to pursue more opportunities to put unique financial education programs into the workplace as opposed to product-oriented solutions.

At that time we started the YIH CHARITABLE GIVING FUND through the Edmonton Community Foundation (ECF). I am very proud that 100% of profits from this book will be donated to our giving fund through the ECF.

Your support will help support charities in our community that help children because they represent our future.

Thank you!

Jim

About Jim

Google Jim Yih and you will see that he has extensive media coverage and a significant web presence. As a professional financial speaker, best-selling author, syndicated columnist and financial expert, Jim is passionate about financial education and helping people make better decisions with money.

Jim uses his 20 years of experience in the financial industry to help people demystify investing, retirement and personal finance. His passion to educate is seen in his relentless development of financial education tools, resources and products including audio CDs and software programs.

Financial Speaker

Jim is one of Canada's leading experts on money, retirement, investing and personal finance. He has a passion for teaching and helping people make better decisions with money so they can all retire happy and achieve financial wellness.

As a well-known financial speaker, he has entertained audiences large and small with his common sense, 'to the point' approach. Audiences rave about Jim's ability to take complex matters and deliver them in a way that makes sense.

Jim has entertained, educated and inspired audiences all across the country. In every presentation, his goal is simple: To say something that makes people better, smarter, happier and wealthier. He believes that education can only exist if there is a connection between himself and his audience. He is passionate about combining stories, humour, creativity and inspiring messages to create the connection.

He believes that true success as a professional speaker comes not only from education, but also entertainment and inspiration. His use of humor and real life stories make Jim's presentations memorable and delightful. Jim is a consummate professional who strives to make a difference in the lives of the people he touches. His goal in every presentation is to share light bulb moments so his audience can achieve more success, wealth and happiness.

To hire Jim for your next function visit www.JimYih.com .

About RetireHappy.ca

RetireHappy.ca is an award-winning site that publishes top-quality, timeless financial planning information.

There are many other financial and investing sites that focus on minute-by-minute investment ideas, changing markets and fast paced trends. As the old saying goes, "Give a man a fish and he eats for a day. Teach a man to fish and he eats for a lifetime". RetireHappy.ca is a site that focuses on practical, timeless information that can make a lifetime difference instead of a five minute difference.

We understand the power of the reader and we want to make sure that we deliver information that people want to know. To achieve this we have created a site that is not only easy to use but we want to make sure the reader can find the information they want. We encourage interaction and comments because we all learn from each other.

RetireHappy.ca is about bringing experts and the people who want the information together. We strive to be the site that everyone thinks of if they need good quality financial planning information.

Acknowledgements

Back in February 2011, I celebrated 11 years of writing a personal finance column, so it was fitting that I launched my new blog www.RetireHappyBlog.ca , which replaced my old blog www.WealthWebGurus.com .

This book is simply a collection of some of my favourite and most popular articles on retirement. As a result, the book does not have to be read in order; just pick a chapter, read it and reflect.

Special thanks go out to Tom Drake of Canadian Finance Blog for helping me with the technology side of the site and transferring my articles over. He has been instrumental in the success of Retire Happy Blog as he continues to manage all of the technical aspects of the site.

Thanks also go out to Sarah Milton for re-editing this book on short notice. Every good book needs a good editor and I have the best! Thanks Sarah.

Running a blog is a labour of love, as it requires a lot of time and consistency. I am thankful that I have an understanding wife who allows me to bring my laptop everywhere I go (even on holidays) so I can keep up with the writing and posting.

I am thankful to many contributors of the RetireHappy.ca including Sarah, Donna, Scott, Wayne, Doug, and Sean.

Thanks to Darren Smith and Sid Swick of Clearpoint Benefit Solutions for their generous donation and for being a sponsor of this book.

Most importantly, I am thankful to my readers. A blog is only successful with an audience so I am very grateful to everyone who has read my blog.

What is Retirement?

When you hear the word retirement, what do you think? Is it closing one chapter of life, and then opening another? Some might call it the best days of your life and, in many cases, retirement can be the best days of your life. Unfortunately, for some retirement is disappointing. Really, retirement might be thought of as a continuum between two extremes: The best days of your life and the worst days of your life.