Tori Dunlap - Financial Feminist: Overcome the Patriarchys Bullsh*t to Master Your Money and Build a Life You Love

THESE ACKNOWLEDGMENTS ARENT just for this book but for all the support Ive received in my life and in the life of Her First $100K. If I missed you, my sincere apologiesI owe you a drinkbut know that I appreciate your kindness and friendship so much.

To my editor at Dey Street/HarperCollins, Rosy Tahan. Thank you for championing the hell out of this book, for being patient when I made a million changes, and for pushing me to be better. This book is ours. And to everyone behind the scenes at HarperCollins, who put their hard work and care into this bookAnna Montague, Danielle Finnegan, Julie Paulauski, Dale Rohrbaugh, Alison Bloomer, and Paul Miele-Herndonthank you.

To my literary agent, friend, and mentor, Jess dArbonne. Thank you for always answering my panicked texts and for your depth of knowledge and guidance.

To everyone who worked on this book, but especially to my research assistant, Ariel Johnson; my sensitivity reader and DEI consultant, Victoria Bell; Sarah Wolfe, for a gorgeous-as-always book photoshoot; and Mary Stratton, for her cover advice and consultation. To every person I counseled with and interviewed for this book, thank you for your vulnerability, knowledge, and insight. A massive thanks as well to the supportive community of personal finance creators, especially the incredible women who have offered me perspective and guidance as Ive grown my company. You inspire me deeply.

To my UTA team, especially Oren Rosenbaum and Shelby Schenkman. Thank you for believing in what were building as much as I do. To the team at AdLarge, yall are such a pleasure to work with. Thank you for supporting our mission of financial feminism.

To the Her First $100K team past and present: Ana Alexandra, Sophia Cohen, Jack Coning, Olivia Coning, Austin Fields, Kristen Fields, Caela Gray, Brie Haro, Alena Helzer, Paulina Isaac, Ariel Johnson, Zoe Major-McDowall, Valerie Oresko, Karina Patel, and Cherise Wade. In my wildest dreams, I never thought I would find people who cared as much about my lifes work as you do. I am forever grateful. Look at what weve built!!!! And to KP especially, thank you for co-parenting this company with me. I cannot tell you how much it means to have a friend and leader like you.

To the HFK community and Financial Feminists everywhere, your support of me, my team, and HFK are beyond humbling. This is my lifes work, and Im grateful for every second Ive gotten to realize that work. Im so honored to play a small part in making your life better. Everything I do, I do for you.

To my teachers, coaches, and mentors, past and present. To Kahlil Dumas and Nicole Booz, who championed HFK and my work from the beginning. For everyone who offered their advice, guidance, and perspective on my manuscript, especially Dan Sutter. (I thought of your mom with every single word I wrote.)

To Ivar Vong and Elias Rothblatt, true manifestations of the word ally . The professional and personal relationships I have with you make my life so much better. You are the kind of men I hope every single woman has in her life.

To all the Hype Squad members, your friendship, support, care, and bottomless champagne are such a gift. Emily and Strom, I love you both so much. You take such good care of me. Rodman: Who would have thought that a hopeless teenage crush would turn into one of the most important relationships of my life? Thank you for six-hour conversations about Nothing and Everything. Peppa: My mind still replays you saying, This is going to change your life, when I first told you about HFK. It meant more to me than youll ever know. Ill never stop putting my feet in. And to Rachel Lind, who celebrates my wins like theyre hers: So lucky to have you in my life.

Jonah, still my number one draft pick. You showed me what unconditional love looks like and changed my life in the process.

To my dear friends and collaborators Alexis Rockley and Mallory Rowan, I love the shit out of you.

To Cindi, my undying gratitude. I cannot imagine my life without you. Youve made me into the woman I am today and constantly push me into the woman Im becoming.

To Nana and John, for your love and support. Ill always wave back when Im onstage, even when Im not supposed to. To my extended familymy uncles, aunts, and cousinsthank you for your love and cheerleading.

Kristine, my favorite person on Earth. Ive never loved anyone like I love you. Of all the universes and timelines and alternate dimensions, I cannot believe I got lucky enough to be in the same one as you. Grow up; Ill see you at midnight.

And finally, as always, to Mom and Dad. What a cool life I have because you gave so much.

TORI DUNLAP is an internationally recognized money expert and podcast host. After saving $100,000 at age twenty-five, Tori quit her corporate job in marketing and founded Her First $100K to fight financial inequality by giving women actionable resources to better their money.

Host of the number one business podcast Financial Feminist, Tori has been featured on Good Morning America, the Today show, the New York Times, Entrepreneur, BuzzFeed, CNN, and more. Called the voice of financial confidence for women by CNBC, she has helped more than 3 million women negotiate their salaries, pay off debt, build savings, and invest.

Tori now travels the world writing and speaking about personal finance, entrepreneurship, and confidence for women. Based in Seattle, right now shes probably eating fried chicken and watching a Timothe Chalamet YouTube compilation.

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I Couldnt Get Her to Just Quit Her Fucking Job.

K ristine is my best friend and my absolute favorite person in the entire world. Weve traveled to a half dozen countries together, weve been in a car with each other for at least five hundred hours (we once tried to calculate it), and we feel each others wins and losses like theyre our own. We met at my first job out of schoola job that I fled after a year and a half because of its insane toxicity and hellish culture.

This particular evening, she was calling to complain about yet another horror story, because while I had gotten out, she hadnt. After seven years at the same company, she was still dealing with the same bullshit.

While I tried to stay present and listen, one thought kept going through my mind: I just need to convince her to leave. That will make her so much happier.

You probably know this scenario well. A friend calls, complaining about a problem, and you know that you could fix it. You could give them a detailed, step-by-step PowerPoint of what they should do now, because you want them to be okay and to feel less pain. But guess what? Thats not what your friend is coming to you forat least not yet. Theyre not coming for an action plan. They just need someone to rant to, someone who will listen, someone who can empathize and tell them, Man, that sucks, Im sorry. Lets work through it.