Simone Janson - Understanding Money: Learn to handle investments & finances successfully, invest intelligently instead of saving, stock trading for beginners, ETF & index funds--win with assets

Learn to handle investments & finances successfully, invest intelligently instead of saving, stock trading for beginners, ETF & index funds - win with assets

Simone Janson (ed.)

Published by Best of HR - Berufebilder.de

The German National Library lists this publication in the Deutsche Nationalbibliografie; Detailed bibliographic data are available on the Internet at https://dnb.dnb.de.

ISBN of the German eBook edition: 9783965961005

ISBN of the English eBook edition: 9783965961012

German website of the publisher: https://berufebilder.de

English website of the publisher: https://best-of-hr.com

Understanding Money

2nd edition, 07.02.2022

2022 Publisher Simone Janson | Best of HR Berufebilder.de

Duesseldorf, Germany

Concept, editing, graphic design & layout: Simone Janson

Cover design with Canva

eMail:

We give you the information you really need and are committed to a better and ecological working world. As Publishing Company Best of HR - Berufebilder.de with a Unique Book Concept and eCourses, we offer over 20 Years of Experience in Corporate Publishing - with Clients such as Samsung, Otto, Government Institutions. Publisher Simone Janson also heads the Institut Berufebilder Yourweb, which awards scholarships, among other things, and was one of the top 20 German bloggers, referenced in ARD, ZEIT, WELT, Wikipedia.

Although every precaution has been taken in the preparation of this book, the publisher assumes no responsibility for errors or omissions or for damages resulting from the use of the information contained herein.

All books of the publishing house Simone Janson | Best of HR - Berufebilder.de are published in German and English. Please read the notes on translation at the end of the book.

All works of the publishing house Simone Janson | Best of HR - Berufebilder.de, including their parts, are protected by copyright. Any use outside the narrow limits of the copyright law is not permitted without the consent of the publisher and the author. This applies in particular to the electronic or other reproduction, translation, distribution and making publicly available.

Dear readers,

We are delighted that you bought this book and want to use it to help you find information and solve your specific problem - just like thousands of other readers before you.

Part of your book purchase are therefore also add-ons, working materials that you as a reader can download free of charge from https://best-of-hr.com/academy/ You can find out how to do this by reading on.

The FAZ, one of Germany's most well-known newspapers, certifies one of our titles Good tips, otherwise our work has been published by newspapers or specialist media such as ZEIT, Sddeutsche, personal magazine or Human Resources Management positive and customers like that Press and information office of the German federal government show gratitude. More reviews and information on free review copies can be found at https://best-of-hr.com/press/.

What this book can do for you: You support certified climate protection projects, you quickly receive compact information and checklists from experts (overview in the table of contents) as well as advice that has been tried and tested in practice and that leads step by step to success, also thanks to add-on. Because everyone wants to earn money, but very few people really know about investing. We all work too hard for our money to end up running our fingers through it. But on the one hand, we can save a lot of money in everyday life with the right financial planning, on the other hand everyone should urgently deal with the topic of investment and shares, after all, savings and thus the retirement savings that are important for retirement are only destroyed by inflation.

In addition, our unique offers you Publishing house concept Many best practice tips and examples from successful managers, entrepreneurs and other exciting personalities.

Various, possibly contradictory, facts of the topic are dealt with very deliberately. This enables you as a reader to examine and reflect on the various pros and cons aspects of the topic and to weigh them up in the event of a decision.

The clear structure and our special, very detailed table of contents will help you to find the information you require quickly and according to your needs and to put it directly into practice.

Under the motto Information as desired we will put together exactly the information you were looking for. For example, the book also includes an eCourse with worksheet to work through, which you as a reader in our academy under https://best-of-hr.com/academy/ received for free. You can find out how to do that in the end of the book.

Any book you can also as a member https://best-of-hr.com/member/ with 20 percent discount as a member issue directly on Best of HR Berufebilder.de purchase. All our book titles can be found under https://best-of-hr.com/publisher/, The registration takes place under https://best-of-hr.com/member/.

In addition to the membership discount, as a Premium Member you will even receive a flat rate for one year with all learning materials, downloads and premium content on our website for free.

You want an individual eBook or eCourse on a specific topic? You can also find that on our publisher-website under https://best-of-hr.com/publisher/.

In the academy of Best of HR - Berufebilder.de you find additional eMail courses with individual setting of tasks, personal support and certificate.

In the last financial crisis, people around the world demonstrated against the machinations of banks. Especially as a small investor, it is important to find out about the lousy tricks and persuasion skills of banks.

A WISO documentary entitled The Bank Always Wins was about the tricks that banks used to save unsuspecting people, especially pensioners, from their savings and assets. The video on YouTube was shortened by a few minutes because of a legal dispute between ZDF and Stadtsparkasse Bremen

But how can it happen that banks bring people for tens of thousands of euros by pushing them into an unsafe investment?

The answer is: clever sales tactics and targeted manipulation. In the following, I would like to demonstrate how such a conversation works and how the banks react to complaints using my own example.

For in March 2008, half a year before the Lehman crisis, I was forced into a doubtful investment in a consultation. Although it is only a small part of my money and also my losses will hopefully be limited.

A fact remains, however, that the investment turned out to be anything but the promised good business. A smooth lie, then! And: the trained bank adviser used targeted manipulation mechanisms that made me sign the conversation protocol as well as the contract.

But in turn: In March 2009, I received a letter from Citibank, now Targo Bank, asking me to give me a 50 Euro credit if I went for a consultation. That sounded good: 50 Euro - and I wanted to take care of my investments in times of high interest rates anyway.