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Ric Edelman - The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later

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    The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later
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New York Times bestselling author and legendary investment guru Ric Edelman reveals his forward-thinking guide on how technology and science will reshape the way we save, invest, and plan for the future.
Technology and science are evolving at a blistering, almost incomprehensible pace.
The Human Genome Project took eleven years and $2.7 billion dollars to complete. Today, it would take two days to finish, and cost less than getting a pizza delivered.
Its estimated that forty percent of the current Fortune 500 companies will no longer exist by 2025.
In 2005, half a billion devices were connected to the Internet. By 2030, that number will reach one trillion.
The traditional paradigms of how we live, learn, and invest are shifting under our feet. Ric Edelman has seen the future, and he explains how smart investors can adapt and thrive in todays changing marketplace. Using the same prophetic insight that has made him an iconic financial advisor, Edelman offers sound, practical investment advice through the lens of recent scientific and technological advancements. He illustrates how discoveries in robotics, nanotechnology, 3D printing, solar energy, biotechnology, and medicine will redefine our life expectancies, careers, and retirements. As we live and work longer, Edelman provides clear advice on how to recalibrate the way we save for college, invest during our careers, and plan for retirement.
The Truth About Your Future, featuring Edelmans proven advice and trademark humor, is a timely, must-have guide for anyone serious about successfully adapting to the ever-evolving financial landscape.

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Advance Praise for The Truth About Your Future

Brilliant! As Singularity Universitys Founding Track Chair of Finance and Economics, I am blown away by how completely Ric Edelman has nailed the essential lessons of Singularity University and applied them directly to everyday life. Filled with facts, but written in a breezy, conversational style, The Truth About Your Future is without question the best introduction yet written to the thundering changes that are right ahead of us. Its the first book to put exponential technological change into the context of todays life. If you want to understand why the world seems to be changing all around youand wonder how this will affect you in the next year, decade and centurylook no further than this monumentally important guide. The Truth About Your Future should be mandatory reading for everyone who plans to live longer than... tomorrow. An absolute must readit is an indispensable guide for living in the 21st century. The Truth About Your Future is more than just truth; it is gospel. Ric Edelmans The Truth About Your Future is a monumentally important book that should be read and reread by anyone who wants to know what the world of tomorrow will be like! You owe it to yourself, your spouse and your children to read this book cover to cover... and then read it again.

David S. Rose , New York Times bestselling author of Angel Investing and The Startup Checklist and Founding Track Chair for Finance, Entrepreneurship & Economics at Singularity University

In his highly approachable book, Ric Edelman provides deep insights into exponential technologies and the disruptions they cause as the exponential reaches the knee of the curve, which is now happening in one field after another. He provides outstanding, specific and actionable advice to be the beneficiary of our transformed future, and in particular in an era of ever faster change.

Ray Kurzweil , Inventor, author and futurist

Baby Boomers are facing a future no prior generation ever contemplated. Yesterdays model of retirement is being replaced with new opportunities and many new challenges. You can expect to live longer and healthier than you ever expected, with important implications for your finances. In Ric Edelmans profound new book, you not only get a glimpse of what the future holds, you get the insights you need to help you thrive in the 21st century. This visionary book is an essential aid to help you prepare for every aspect of your personal finances.

Ken Dychtwald , Ph.D., CEO of Age Wave, psychologist, gerontologist and author of Age Wave; A New Purpose: Redefining Money, Family, Work, Retirement and Success, Healthy Aging; and Gideons Dream: A Tale of New Beginnings *

If youre interested in taking control of your financial future, this book is a must-read. In his signature style, Ric Edelman expertly demystifies the unfamiliar topic of Exponential Technologies and the impact that advances in computing, big data and biotechnology will have on our lives. Ric sees a future where we live longer and heathier lives that break from the traditional path of college, career, marriage, kids and retirement. This book is a powerful tool to help you achieve the financial agility needed to navigate our ever-evolving world. Your future self will thank you.

Tom Nally, President, TD Ameritrade Institutional

Ric Edelmans breakthrough thinking in The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later gives us the gift of exploring how technology is changing the landscape of personal finance.

Bernie Clark , Executive Vice President, Schwab Advisor Services

At last, a financial guide to the singularity! This is the first book to explain how exponential technologies are dramatically changing our understanding of the future, and how to survive and thrive in this new era. Ric Edelman cuts through the technobabble and gives unique advice relevant to the future as it will actually be. He gives example after example of how the world is changing exponentially. Then he tells us the best strategies to take advantage of the coming changes. Unique, comprehensive, practical, and fun to read!

Robert A. Freitas Jr. , winner of the 2009 Feynman Prize in Nanotechnology for Theory, Senior Research Fellow, Institute for Molecular Manufacturing, and author of Nanomedicine

The Truth About Your Future gives you the specific, practical advice you need to put into place right now. This book is a must-read book. A true eye-opener!

Catheryne Nicholson , CEO and Cofounder, BlockCypher BlockCypher, and Lecturer on Cryptocurrency at Singularity University*

Rics new book is spot-on both in terms of timing and topic. From all the possible impact XT is gaining there is one that were all going to benefit from: health(care). As the ongoing enrollment of XTt is delocalizing, democratizing, digitizing health(care) and will be more and more about dollars (hence my 4D approach) as it is a growing market for many. At this very moment we see pre-paradigmshift signals coming up by the day, and Rics books touches many of them. A guide into society of the future!

Lucien Engelen , Head of the regional emergency healthcare network and Director of the REshape Center for health(care) innovation at Radboud University Medical Center Nijmegen, The Netherlands

Self-driving cars, 3D printing, genome engineering and other exponential technologies are rapidly changing the rules of transportation, manufacturing, medicineeven finance! Planning your financial investments without consideration for these seismic shifts is like navigating an unfamiliar metropolis without GPS. Ric Edelmans The Truth About Your Future dares to drink from the firehose of data on these technologies and distill it into understandable and actionable personal finance insights. Its an essential and timely read.

Andrew Hessel , Autodesk Distinguished Researcher, and Fellow at the University of Ottawa, Institute for Science, Society, and Policy

This is not only Ric Edelmans best book yet, its the most important book hes ever written. Everyone needs to read itnot just consumers, for whom he wrote this book, but the entire financial planning profession and financial services industry, as well as Washington policymakers. In The Truth About Your Future , Ric makes a convincing case for the importance of thinking about financial planning in a completely new wayall due to rapidly changing technological advances that few outside of Silicon Valley are aware of. Rics book is certain to start a national dialogue. And consumers who read this book now get a head start, helping them with their own situation. Indeed, Ric has created a new path that many would be wise to follow.

Chip Roame , Managing Partner, Tiburon Strategic Advisors.

Mr. Roame serves on the Edelman Financial Services board of directors.*

Exponential technologies will dramatically impact every facet of our society, perhaps none more so than the world of finance. Ric Edelmans latest book serves as the peoples financial sherpa guiding them on how 21st-century technologies will impact both their wallets and their families. Ric does an outstanding job of translating complex scientific topics into simple language we can all understand. The Truth About Your Future is an indispensable guide for those who want to know how rapidly emerging technologies will impact the global economy and personal finance. Read it todaythe future will be here quicker than you think.

Marc Goodman , founder, Future Crimes Institute, is a global strategist and consultant on cybercrime, cyberterrorism and information warfare, former Senior Advisor to INTERPOL, and former Senior Researcher for the United Nations Counter-Terrorism Task Force

A good financial advisor must be steeped in asset allocation, risk management, and goal setting, but for that advice to be truly useful, it must be tailored not only to the individual, but to the world that they will inhabit. In short, great financial advisors must be futurists, analyzing changes in technology, health care, and society in order to anticipate clients future needs. To that end, Ric Edelmans new guide will open many eyes to both the futures opportunities and its potential dark side.

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