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Foreman - Saving Money Tips Best Ways to Save Money and Get Rich How to Save Money fast

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Overview: This book contains helpful information about saving money, and how you can easily begin having more in your account at the end of each week.

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Saving Money Tips: Best Ways to Save Money and Get Rich (How to Save Money fast)

Richard Foreman

PUBLISHED BY:

Richard Foreman

Copyright 2015

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Table of Contents

Introduction

This book contains helpful information about saving money, and how you can easily begin having more in your account at the end of each week.

The majority of people in todays society struggle to save. We all seem to want the newest and the best, even if we cant afford it. Credit cards and loans are leading people to financial ruin, and even worse, schools arent teaching us how to save properly either.

In this book we will cover simple steps that will help you begin saving, and change your attitudes to money in the process. Money is an abundant resource, and we need to realize there is plenty to go around. Once you have some savings, its easy to turn it in to more and more money in a short time. Whether through a business, real-estate, stock market, or some other form of investing you can make a lot more money once you have some initial savings.

Here, you will learn the skills that will have you successfully saving, and if you follow the steps laid out in this book you will be one step closer to financial freedom.

This book will explain to you tips and techniques that will help you successfully reduce your expenses and save more of your hard earned cash. I hope this book is able to help you, please approach this subject with an open mind and I urge you to give these steps ago!

Chapter 1: What Makes Saving Seem Impossible

Its normal to spend money on a daily basis, but whats not normal is not noticing that some of these expenses are actually more impulsive than necessary. In this book, you will learn about the simplest ways to save money, what are the usual culprits for not being able to save, and further tips on cutting costs efficiently.

Why Do We End Up Wasting Money?

Nobody really likes to waste money. If given a clean chance to, you would really like to save or set aside money for more important things. What people have trouble with is finding that clean chance to start saving. Oftentimes there are small windows opening, giving way to a chance to save up. However, 90% of the time people fail to take it. Why do people fail to take the small and frequent chances to save up?

  1. Believing Theres Always Another Time for Saving

Its common for people to put off saving because they are either already in the middle of a financial crisis or simply caught up in a shopping spree. It could also be said that people dont feel financially secure, so they think that starting to save might just make things difficult. What happens is the development of this mindset I can start later. Sometimes, this later never comes, or when it does, there are emergencies and other more pressing financial matters need attention. In the end, theres really no better time to start saving than now.

  1. Letting Money Run its Own Course

Without organized finances and set goals, people end up buying things they want randomly and impulsively. Oftentimes, because people put off saving, they are unable to produce money to buy whatever they set out to purchase. It takes months, if not weeks, for them to produce the right amount to afford what they need. Sometimes, their goals are pushed so far from their expected deadline or, in some occasions, even entirely forgotten.

  1. Thinking Independence/ Not Being Tied Down Doesnt Require Saving

People with families are not the only ones who should think about saving money. At some point in your life, you will grow old, become obsolete in your career or simply experience financial difficulties. During these trying times, you will wish you had some backup stored up somewhere to help you survive. Aside from that, just because you are flying solo, it doesnt mean that the things you buy impulsively doesnt add up to much.

It might surprise you but most single not in a relationship individuals spend - photo 1

It might surprise you but most single (not in a relationship) individuals spend twice as much, if not equivalent, as a person who has children or a family. Weekly take-out dinners, designer clothes, exclusive DVD sets, and entertainment systems are infinitely more expensive than a months worth of diapers. Image from Flicker by Gary

Chapter 2: Investing in YOURSELF

So what should you spend money on? One of the first things that you should invest in is yourself because being able to save money starts with you . The better health you are in, physically and mentally, the better you can perform at anything! Besides health, you should also make it a priority to live in a good environment, have strong relationships, and have the willpower to get into some great habits, and that includes spending habits! You will learn more on how to sharpen your spending habits later on, but for now, I will share with you the importance of investing in self-improvement.

Self-Improvement

I believe that you can never improve yourself enough. There is always room to learn something new and there is always a way to get better at something you're really good at. When it comes to spending money, it is important to pay your bills, but the next thing that you should focus on is putting money towards self-improvement. This includes your physical health, mental health, and education.

Physical Health. The healthier you are physically, the less likely you are to develop illnesses and ailments and you'll also have a higher chance of living a longer, happier life. In a way, money can't buy that feeling of success, but if you pay attention to what you do put your money towards, your chances of reaching financial freedom can be much greater.

    • First things first, it is important to eat a healthy, balanced diet. Eating out sometimes as a treat or for a special occasion is okay, but if you do your own grocery shopping and learn how to cook, you can save money while spending money and improve your physical health all at the same time. Pay special attention to what you are buying and focus on getting plenty of fruits, vegetables, whole grains and protein.
    • Secondly, invest some time and money into exercise. You can purchase your own home gym equipment or get a gym membership. If you're not looking to invest money into exercise, you can simply exercise outdoors. Just 20-30 minutes of walking a day is great for you! Adding exercise to eating a healthy diet is key for maintaining a healthy weight and keeping your immune system in tip-top shape.
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