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Ann Marie O’Phelan - How to Go to College on a Shoe String: The Insider’s Guide to Grants, Scholarships, Cheap Books, Fellowships, and Other Financial Aid Secrets

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Ann Marie O’Phelan How to Go to College on a Shoe String: The Insider’s Guide to Grants, Scholarships, Cheap Books, Fellowships, and Other Financial Aid Secrets
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How to Go to College on a Shoe String: The Insider’s Guide to Grants, Scholarships, Cheap Books, Fellowships, and Other Financial Aid Secrets: summary, description and annotation

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The average rate of tuition at four-year private colleges was about $21,235; four-year public universities average $5,491. Tuition costs, of course, are just the beginning now add room and board, the cost of attending a private college is $29,026 per year on average, and $12,127 at four-year public universities. Take a look at IVY league universities such as Princeton and the total fees will climb to nearly $37,000. An 8% college inflation rate means that the cost of college doubles every nine years. For a baby born today, this means that college costs will be more than three times current rates when the child is ready for college.The average debt for graduating college seniors who borrow to finance their undergraduate degree is just under $20,000. But there is good news. There is more financial aid available than ever before over $134 billion. And, despite all of these college cost increases, a college education remains an affordable choice for most families. Armed with the information detailed in this comprehensive new book you will be privy to the more than 2,200 programs that offer scholarships, internships, or loans to more than 1.7 million students each year.These are scholarships, grants, and loan programs that you have never heard of for example: The Millennium Scholarship Offers $10,000 to students who have lived in Nevada for at least two years before they graduate from high school. State-funded by Nevadas portion of the lawsuit settlement against national tobacco companies. Or the Patrick Kerr Skateboard Scholarship One $5,000 and three $1,000 scholarships to students who promote skateboarding, created by a Philadelphia mother after her 15-year-old son was killed while skateboarding. Are you tall? Then apply for the Tall Clubs International Scholarship, Males 62 or taller and females 510 or higher qualify for a $1000.00 scholarship.In addition to scholarships and grants you will learn hundreds of innovative ways to slash your college cost including: calculating your college budget, Ways to Reduce your college budget, buy your text books & supplies cheap, Earn college credit on an accelerated basis, CLEP, Earn college credit outside the traditional classroom, Make use of payment alternatives, Tax credits, Combine higher education and course-related employment, National and community service, Tuition prepayment plans, Federal Funds, State Aid, credit card use, Private Sector Aid, College Funds. Maybe saving money to you does not matter, perhaps you won the lottery, but if you want to learn hundreds of innovative ways to save thousands on your college costs than this book is for you.Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidents garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

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How to Go to College on a Shoe String The Insiders Guide to Grants - photo 1

How to Go to College on a Shoe String

The Insiders Guide to Grants, Scholarships, Cheap Books, Fellowships, and Other Financial Aid Secrets

By Ann Marie OPhelan, M.F.A.

How to go to college on a shoestring: the insiders guide to grants, scholarships, cheap books, fellowships, and other financial aid secrets.

Copyright 2008 by Atlantic Publishing Group, Inc.

1405 SW 6th Ave. Ocala, Florida 34471 800-814-1132 352-622-1875Fax

Web site:

SAN Number: 268-1250

No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without the prior written permission of the Publisher. Requests to the Publisher for permission should be sent to Atlantic Publishing Group, Inc., 1405 SW 6th Ave., Ocala, Florida 34471.

This publication is protected under the US Copyright Act of 1976 and all other applicable international, federal, state and local laws, and all rights are reserved, including resale rights: you are not allowed to give or sell this ebook to anyone else. If you received this publication from anyone other than an authorized seller you have received a pirated copy. Please contact us via e-mail at and notify us of the situation.

ISBN-13: 978-1-60138-020-3

ISBN-1-60138-020-8

Library of Congress Cataloging-in-Publication Data

OPhelan, Ann Marie, 1960

How to go to college on a shoe string : the insiders guide to grants, scholarships, cheap books, fellowships, and other financial aid secrets / by Ann Marie OPhelan.

p. cm.

Includes bibliographical references and index.

ISBN-13: 978-1-60138-020-3 (alk. paper)

ISBN-10: 1-60138-020-8 (alk. paper)

1. Student aid--United States--Handbooks, manuals, etc. 2. College costs--United States--Handbooks, manuals, etc. I. Title.

LB2337.4.O64 2008

378.3--dc22

2008007340

LIMIT OF LIABILITY/DISCLAIMER OF WARRANTY: The publisher and the author make no representations or warranties with respect to the accuracy or completeness of the contents of this work and specifically disclaim all warranties, including without limitation warranties of fitness for a particular purpose. No warranty may be created or extended by sales or promotional materials. The advice and strategies contained herein may not be suitable for every situation. This work is sold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional services. If professional assistance is required, the services of a competent professional should be sought. Neither the publisher nor the author shall be liable for damages arising herefrom. The fact that an organization or Web site is referred to in this work as a citation and/or a potential source of further information does not mean that the author or the publisher endorses the information the organization or Web site may provide or recommendations it may make. Further, readers should be aware that Internet Web sites listed in this work may have changed or disappeared between when this work was written and when it is read.

This Atlantic Publishing eBook was professionally written, edited, fact checked, proofed and designed. Over the years our books have won dozens of book awards for content, cover design and interior design including the prestigious Benjamin Franklin award for excellence in publishing. We are proud of the high quality of our books and hope you will enjoy this eBook version, which is the same content as the print version.

Table of Contents Dedication The book is dedicated to the one who keeps me - photo 2
Table of Contents Dedication The book is dedicated to the one who keeps me - photo 3

Table of Contents

Dedication The book is dedicated to the one who keeps me going my wonderful - photo 4

Dedication

The book is dedicated to the one who keeps me going, my wonderful son Justin. For W. Paul Brown for all his love and support. For my mother Mary Louise OPhelan for helping me start college in the first place. For brothers Michael, Daniel, Patrick. John, and sister Theresa who all made it through college. For my father, John, I know you would have been proud. To all of my extended family and loved ones.

Foreword By Alex Fisher When dreams of college are envisioned by parents - photo 5

Foreword

By Alex Fisher When dreams of college are envisioned by parents and students - photo 6

By Alex Fisher

When dreams of college are envisioned by parents and students alike, they often picture the intellectual adventure and engaging environment. These dreamers though are faced with the reality of the record-high expenses associated with higher education. The tuition is just one factor in the ever-growing list of expenses that no college student can be without. Parents must decide between the benefits of private versus public universities, housing, meal plans, technology purchases, and more. Students must also remember to be responsible with their parents investment and use their time wisely.

There is no good reason to overpay for anything when a little research and guidance can help make the burden of paying for college more manageable. This concept rings true whether you choose to pay out of pocket, compete for scholarships, or take out student loans. This book will serve as your guide for not just a frugal college education but one where a few simple tips can save hundreds if not thousands of dollars.

You can purchase new books from the college bookstore, or get the same used book on the Internet for up to 75% off sticker price. You can purchase a new laptop computer for $1800 from your local electronics store, or one on eBay for a thousand dollars less. You can pay the high fees for residence at a dormitory or share an apartment with friends. The financial benefits of all the latter choices far outweigh the minor sacrifice in comfort. Living on a shoestring budget means to watch your daily spending and making wise financial choices when the time arrives. There is no more excuse for losing out on free money because of a lack of knowledge. This book will be your personal guide.

I leave you with the suggestion to absorb the details of this book and innovate with your own ideas to make your college experience a thrifty yet unforgettable one.

Alex Fisher

Owner of Crown Tutoring, LLC

www.crowntutoring.com

215-825-8522

Alex Fisher is the owner and CEO of Crown Tutoring, LLC, a nationwide in-home tutoring agency. Mr. Fisher is also pursuing his medical degree at the University of Medicine and Dentistry of New Jerseys School of Osteopathic Medicine and he graduated Summa Cum Laude in Biology with Honors from Georgia State University. He balances his responsibilities as a medical student along with his role as the owner and chief decision-maker at Crown Tutoring, LLC. He began as a tutor throughout college and now employs local teachers to provide superior one-on-one tutoring in all subjects and grade levels throughout the U.S.

Preface By now we all know that the cost of getting an education is soaring - photo 7
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