Tom Corson-Knowles - How to Reduce Your Debt Overnight: A Simple Solution to Eliminate Credit Card and Consumer Debt

How To Reduce Your Debt Overnight

A Simple System For Eliminating Credit Card And Consumer Debt

Tom Corson-Knowles

Copyright 2012, 2014 by Tom Corson-Knowles

All Rights Reserved.

No part of this book may be used or reproduced by any means, graphic, electronic, or mechanical, including photocopying, recording, taping or by any information storage retrieval system without the written permission of the publisher except in the case of brief quotations embodied in critical articles and reviews.

ISBN 978-0-9884336-1-8

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Published by TCK Publishing

www.TCKPublishing.com

When addressing financial matters in any of our books, sites, videos, newsletters or other content, weve taken every effort to ensure we accurately represent our products and services and their ability to improve your life or grow your business. However, there is no guarantee that you will get any results or earn any money using any of our ideas, tools, strategies or recommendations, and we do not purport any get rich schemes in any of our content. Nothing in this book is a promise or guarantee of earnings. Your level of success in attaining similar results is dependent upon a number of factors including your skill, knowledge, ability, dedication, business savvy, network, and financial situation, to name a few. Because these factors differ according to individuals, we cannot and do not guarantee your success, income level, or ability to earn revenue. You alone are responsible for your actions and results in life and business. Any forward-looking statements outlined in this book or on our Sites are simply our opinion and thus are not guarantees or promises for actual performance. It should be clear to you that by law we make no guarantees that you will achieve any results from our ideas or models presented in this book or on our Sites, and we offer no professional legal, medical, psychological or financial advice.

Youre not alone!

I remember the days when I would have to play the Credit Card Fandango you know, pay off one credit card with another.

Oooh, I got really good at it too! I knew how to change the due dates on each of my cards so that I could transfer balances without any late fees.

I knew just about every trick in the book for putting off my financial problems. And I was darn good at it too.

The problem was, I was still broke. I was still in debt. And I was still not earning enough money to have even a hope of paying off my debt.

But I turned it all around in a really weird way. And Im going to show you how in this book.

Today, the average household carries $10,679 in credit card debt. There are millions of Americans struggling to pay their bills. Many simply dont have enough incoming cash to pay for all of their bills so theyre left with a tough choice

Which bill should I pay this month, given that I cant pay them all? My mortgage? Credit cards? Utilities? Car payments?

If youre struggling to answer this question every month, know that youre not alone. There are millions of people walking in your shoes, just like you, who have this same problem. And the good news is there IS a solution to this problem!

In this book, youre going to discover some incredible facts and information about your personal finances, about your credit cards, about your credit score, and much, much more.

Im going to show you how you can settle your unpaid credit card loans at a discount of 40-80% or more!

Im also going to show you how you can raise your credit score, increase your income, reduce your tax liabilities and dramatically improve the quality of your financial life!

The first step is to understand EXACTLY where you are now financially and how you got there. So please answer the following questions to make sure you understand exactly where you are right now financially.

If you dont answer the questions, the rest of the information here will not be nearly as useful to you.

Why? Because you wont be sure if it applies to you or not.

You see, most people go their whole lives in denial of their financial problems. They say, Yeah, Ive got credit card debt but its not a big deal.

I ask, Well how much debt do you have.

They say, I dont know, maybe a few thousand.

But theyve never actually taken a look and added it all up! That few thousand over the years turns into $47,312 of credit card debt at an average 19.3% interest!

You MUST get clear on where you are RIGHT NOW if you want to improve your financial life and get rid of your debt once and for all. Are you ready for that?

Tony Robbins, a multi-millionaire author, businessman and business coach says,

The quality of your life is determined by the quality of your questions.

Ive compiled the MOST IMPORTANT FINANCIAL QUESTIONS IN THE WORLD and put them all in one easy place for you. Your job is to honestly ask and answer these questions and learn the lessons.

The simple truth of the matter is this most people who are behind on their bills and owe more than they can afford to pay are in that situation because of denial and procrastination.

You knew you should have stopped spending so much money on clothes and trinkets months ago

But you put it off.

You knew you should get a budget for your family and stick to it

But you put it off.

You knew you shouldnt take out that 2nd mortgage or buy a new car

But you did it anyway.

Why? Because you were in denial about your financial situation.

Its ok. The first step to financial recovery and financial growth is acceptance and facing the facts. As it says in the bible,

The Truth shall set you free!

Oh, how true it is! The truth WILL set you free if you will courageously face the truth and be wise enough to learn from it and take action NOW to improve your life. This book is your first step.

Congratulations on getting started!

Its time now to get your financial life back on track by answering these financial checkup questions!

Note: These questions are for your personal use ONLY and will not be shared with anyone. Please do not send me the answers to these questions or show them to anyone unless you trust them completely with your financial information.

I recommend you answer these questions in your own personal Financial Journal. Go out and buy a clean, crisp notebook and label it your Financial Journal.

In it, you will write information about your monthly income, expenses, debts, assets, goals, dreams, financial wisdom and ideas, and much, much more.

This financial checkup will change your life if you let the truth set you free!

Write down every source of income in detail.

Write down every expense in detail.

Go over your credit card statements, checkbook, and cash purchases youve made in the last 3 months and make sure you dont miss anything.

Remember, the truth will set you free! do you know the truth about your expenses?

Write down in detail every source of debt credit cards, mortgage, auto loans, lines of credit, personal loans, etc.

Assets are things that you own and can sell for cash. If you have $20,000 in equity in your home, that is an asset (assuming that you could sell your home).