Financial Capability and Asset Building with
Diverse Populations
Global economic recovery in the aftermath of the Great Recession has not been experienced equally: while the share of wealth owned by the richest 3% has grown, the share owned by the poorest 90% continues to decline, as reported by Oxfam in 2016. This wealth divide disproportionately affects racial and ethnic minority communities.
This book underscores the importance of financial capability and asset building (FCAB) practice, policy and research during a period when vulnerable populations face increasingly difficult economic and financial realities. At the same time, retrenchment and privatization of government-sponsored social services have eroded the safety net available for families experiencing poverty or near-poverty conditions. The proliferation of products and services available from both formal and informal financial institutions highlights the need to promote FCAB to avoid and/or recover from financial difficulties, crises and poverty. The contributors to this book disseminate findings from interventions designed to increase financial knowledge, financial management and financial access across several vulnerable populations, including immigrant communities. Further, they demonstrate the need for culturally sensitive FCAB service delivery, considering opportunities and barriers posed by past and current life situations, experiences and environments experienced by different populations. The book is aimed at policymakers, researchers and practitioners who assist financially vulnerable people.
The chapters in this book were originally published as a special issue of the Journal of Community Practice.
Julie Birkenmaier is a Professor of Social Work at Saint Louis University, USA. Her current research focuses on financial capability and asset building, including financial access and financial inclusion.
Margaret Sherraden is Research Professor at Washington University in St. Louis and Emeritus Professor of Social Work at the University of Missouri-St. Louis, USA. Her current research focuses on adult and youth savings, financial capability and community economic development.
Jodi Jacobson Frey is Associate Professor of Social Work at the University of Maryland, USA. Her research focuses on workplace behavioral health, emphasizing mental health, substance use and suicide prevention.
Christine Callahan is Research Assistant Professor with the Financial Social Work Initiative at the University of Maryland, USA. Her research focuses on interventions that social workers can use to promote greater financial capability, especially in vulnerable, under-served populations.
Anna Maria Santiago is Professor of Social Work at Michigan State University, USA. Her research focuses on financial capability and asset building in low-income families, neighborhood effects on the health and well-being of low-income children, low-income housing and homeownership, foreclosures and predatory lending in the United States and international contexts.
Financial Capability and Asset
Building with Diverse Populations
Improving Financial Well-Being in Families and
Communities
Edited by
Julie Birkenmaier, Margaret Sherraden,
Jodi Jacobson Frey, Christine Callahan
and Anna Maria Santiago
First published 2018
by Routledge
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2018 Taylor & Francis
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ISBN13: 978-0-8153-8514-1
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Contents
Julie Birkenmaier, Margaret Sherraden, Jodi Jacobson Frey, Christine Callahan, and Anna Maria Santiago
David W. Rothwell, Mohammad N. Khan, and Katrina Cherney
Cynthia K. Sanders
Liza Barros Lane and Suzanne Pritzker
Larissa A. Padua and Joanna K. Doran
Yunju Nam, Jin Huang, and Eun Jeong Lee
Zibei Chen and Catherine M. Lemieux
The chapters in this book were originally published in the Journal of Community Practice, volume 24, issue 4 (OctoberDecember 2016). When citing this material, please use the original page numbering for each article, as follows:
Julie Birkenmaier, Margaret Sherraden, Jodi Jacobson Frey, Christine Callahan, and Anna Maria Santiago
Journal of Community Practice, volume 24, issue 4 (OctoberDecember 2016) pp. 357367
David W. Rothwell, Mohammad N. Khan, and Katrina Cherney
Journal of Community Practice, volume 24, issue 4 (OctoberDecember 2016) pp. 368388
Cynthia K. Sanders
Journal of Community Practice, volume 24, issue 4 (OctoberDecember 2016) pp. 389409
Liza Barros Lane and Suzanne Pritzker
Journal of Community Practice, volume 24, issue 4 (OctoberDecember 2016) pp. 410427
Larissa A. Padua and Joanna K. Doran
Journal of Community Practice, volume 24, issue 4 (OctoberDecember 2016) pp. 428444
Yunju Nam, Jin Huang, and Eun Jeong Lee
Journal of Community Practice, volume 24, issue 4 (OctoberDecember 2016) pp. 445461
Zibei Chen and Catherine M. Lemieux
Journal of Community Practice, volume 24, issue 4 (OctoberDecember 2016) pp. 462486
For any permission-related enquiries please visit:
http://www.tandfonline.com/page/help/permissions
Liza Barros Lane is a doctoral candidate in the Graduate College of Social Work at the University of Houston, USA. Her research is focused on the financial capability of documented and undocumented Latino immigrants with respect to how their financial knowledge and access to the financial system influence financial outcomes.
Julie Birkenmaier is a Professor of Social Work at Saint Louis University, USA. Her current research focuses on financial capability and asset building, including financial access and financial inclusion.
