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James Walsh - Workers Comp for Employers : How to Cut Claims, Reduce Premiums, and Stay Out of Trouble (Taking Control Series) (Taking Control Series)

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Workers Comp for Employers : How to Cut Claims, Reduce Premiums, and Stay Out of Trouble (Taking Control Series) (Taking Control Series): summary, description and annotation

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Aimed at owners and managers of small businesses, this book remains the best-known title to help employers deal with the worker comp issue. It shows how to prevent workers comp problems from happening in the first place, detect fraud and abuse, get injured workers back on the job, and keep crooked lawyers and doctors at bay.

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Workers Comp for Employers How to Cut C - photo 1Workers Comp for Employers How to Cut Claims Reduce Premiums - photo 2
..Workers Comp for Employers How to Cut Claims Reduce Premiums and Stay - photo 3
Workers' Comp for Employers
How to Cut Claims, Reduce Premiums, and Stay Out of Trouble
James Walsh
MERRITT PUBLISHING A DIVISION OF THE MERRITT COMPANY SANTA MONICA CALIFORNIA - photo 4
MERRITT PUBLISHING, A DIVISION OF THE MERRITT COMPANY
SANTA MONICA, CALIFORNIA

title:Workers' Comp for Employers : How to Cut Claims, Reduce Premiums, and Stay Out of Trouble Taking Control Series
author:Walsh, James.
publisher:Silver Lake Publishing
isbn10 | asin:1563430665
print isbn13:9781563430664
ebook isbn13:9780585044071
language:English
subjectWorkers' compensation--United States.
publication date:1994
lcc:HD7103.65.U6W34 1994eb
ddc:658.3/254
subject:Workers' compensation--United States.
Page ii
Workers' Comp for Employers: Taking Control
Second edition, second printing
Copyright 1994 by Merritt Publishing
Merritt Publishing
401 Wilshire Boulevard, Suite 800
Santa Monica, California 90401
For a list of other publications or for more information, please call (800) 638-7597. In Alaska
and Hawaii, please call (310) 450-7234.
All rights reserved. No part of this book may be reproduced, stored in a retrieval system or transcribed in any form or by any means (electronic, mechanical, photocopy, recording or otherwise) without the prior written permission of the copyright owner.
Library of Congress Catalog Card Number: 93-078268
Walsh, James
Workers's Comp for EmployersTaking Control
How to cut claims, reduce premiums, and stay out of trouble.
Includes index.
Pages: 334
ISBN: 1-56343-066-5
Printed in the United States of America.
Page iii
Acknowledgements
This is one of the first in-depth treatments of the workers' compensation crisis written for employers across the country. It takes a broader view of insurance markets, legal precedents, regulators, and financial schemes than most similar works. It advocates reform in a way that should have more direct meaning for readers than most previous suggestions.
Of course, assembling this package required assistance from various sources. The author and editors have many thanks to make.
To start, the employee-owners of The Merritt Companyfrom the president to the sales support staffhave made this project possible. The spirit of the book reflects the creativity and activism of the company that has published it.
On a more mechanical level, we'd like to thank: California Insurance Commissioner John Garamendi's office; Liberty Mutual Insurance Co. in Boston; California Indemnity Insurance; the National Council of Self-Insurers; the chambers of commerce in California, Florida, Minnesota, Nevada, New Hampshire, New Jersey and Wisconsin; the compensation insurance boards (or analogous agencies) of Arkansas, California, Florida, Louisiana, Massachusetts, Minnesota, Missouri, Ohio, Oregon, Texas, Washington, Wisconsin; the National Council of Compensation Insurance in Boca Raton, Florida; the National Federation of Small Business; Annette B. Haag & Associates and more individuals than space allows us to name.
Not everyone who helped will supportor maybe even tolerateeverything discussed or suggested in these pages. But they all played a role in the process. We needed to understand different and often opposing views before we could thoroughly analyze this thorny subject.
This book should be thought of as a work in progress. The workers' compensation problem will continue to evolve in coming years. We hope to continue tracking and analyzing its evolution.
Page v
Table of Contents
Chapter 1: Introduction
1
Chapter 2: The Social Context
7
Chapter 3: The Mechanics
21
Chapter 4: Classifications
45
Chapter 5: Cost Containment
71
Chapter 6: Fraud and Abuse
95
Chapter 7: Stress and Soft-tissue Claims
113
Chapter 8: Vocational Rehabilitation
133
Chapter 9: Insurance
145
Chapter 10: Self-insurance
161
Chapter 11: Other Tools
177
Chapter 12: Regulation
189
Chapter 13: The Myth of Reform
201
Chapter 14: The Bottom Line
215
Appendices
225
Index
331

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