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Ramit Sethi - I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

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I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.: summary, description and annotation

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The groundbreakingNEW YORK TIMESandWALL STREET JOURNALBESTSELLER that taught a generation how to earn more, save more, and live a rich lifenow in a revised 2nd edition.
Buy as many lattes as you want. Choose the right accounts and investments so your money grows for youautomatically. Best of all, spend guilt-free on the things you love.
Personal finance expert Ramit Sethi has been called a wealth wizard byForbesand the new guru on the block byFortune. Now hes updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works.
I Will Teach You to Be Richwill show you:
How to crush your debt and student loans faster than you thought possible
How to set up no-fee, high-interest bank accounts that wont gouge you for every penny
How Ramit automates his finances so his money goes exactly where he wants it toand how you can do it too
How to talk your way out of late fees (with word-for-word scripts)
How to save hundreds or even thousands per month (and still buy what you love)
A set-it-and-forget-it investment strategy thats dead simple and beats financial advisors at their own game
How to handle buying a car or a house, paying for a wedding, having kids, and other big expensesstress free
The exact words to use to negotiate a big raise at work
Plus, this 10th anniversary edition features over 80 new pages, including:
New tools
New insights on money and psychology
Amazing stories of how previous readers used the book to create their rich lives
Master your moneyand then get on with your life.

Ramit Sethi: author's other books


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Additional Praise for Ramit Sethi and I Will Teach You to Be Rich

Ramit Sethi is a rising star in the world of personal finance writing... one singularly attuned to the sensibilities of his generation.... His style is part frat boy and part Silicon Valley geek, with a little bit of San Francisco hipster thrown in.

San Francisco Chronicle

... one of our favorite personal finance sites.

Lifehacker

The easiest way to get rich is to inherit. This is the second best wayknowledge and some discipline. If youre bold enough to do the right thing, Ramit will show you how. Highly recommended.

Seth Godin , author of This is marketing

The common perception about personal finance books is that the advice is loaded with technical terms and jargon. On this front, I Will Teach You to Be Rich comes as a complete surprise. It is written in an extremely breezy style, but it doesnt mean that it contains frivolous advice. On the contrary, it packs useful information for beginners on how they can manage their money.

Economic Times

... particularly appealing to the younger generation with its easy-to-read, no-holds-barred language.

Business Insider

Real Reader Results

Ramits teaching that frugality isnt about spending nothing but rather about - photo 1

Ramits teaching that frugality isnt about spending nothing but rather about spending extravagantly on the things we love changed our outlook on life. My wife and I retired from full-time work at ages 33 and 35, respectively, and adventure around the country in an Airstream RV. We wake up every morning excited and energetic because we control every minute of our day.

Steve Adcock

When I was 30 I had no 401k and a student loan of 16000 Now Im 35 I have - photo 2

When I was 30, I had no 401k and a student loan of $16,000. Now Im 35, I have no student-loan debt, a healthy 401k, an IRA, an additional investment account, and one secured credit card which I use to pay my monthly bills. I used IWT to do all of this and now spend most of my money on what I love, which is my kids, food, and ebooks.

Ariel Stewart

Since implementing a fully automated system in 2011 my net worth went from - photo 3

Since implementing a fully automated system in 2011, my net worth went from zero to close to $450k. I never have to worry about moneyI have enough for bills, any indulgence, and maxing out retirement accounts (Roth and 401k).

Ross Fletcher

I read your book in 2010 when I was a 25-year-old executive assistant at a tiny - photo 4

I read your book in 2010 when I was a 25-year-old executive assistant at a tiny book publisher making $28,000. Im now leading a full team of writers in San Francisco and making $155,000.

Claire Peacock

After reading your book I negotiated a 175 monthly reduction in apartment - photo 5

After reading your book, I negotiated a $175 monthly reduction in apartment rent by offering a long-term extended lease and putting the apartment as a preferred vendor. Landlord agreed immediately, and that saved me over $3,500!

Sameer Desai

Ive got over 100000 growing for retirement 8000 in the personal investment - photo 6

Ive got over $100,000 growing for retirement, $8,000 in the personal investment account, and have next years Roth contribution already set aside in an interest-bearing account.

David Chambers

I used the advice from IWT to set up my Schwab IRA a personal investment - photo 7

I used the advice from IWT to set up my Schwab IRA, a personal investment account, and a checking account prior to starting my first job when I was 24. Im now 30 and have over $300k saved between my personal investment account, 401k, and IRA.

Hilary Buuck

At first your chapter on debt freaked me outyou cant just get out of debt so - photo 8

At first your chapter on debt freaked me outyou cant just get out of debt so fast! Then I realized making more money was not scary or daunting, but very doable. I went from making around $4,000 a month to $8,000 a month from my company. I had 4,500 in debt that is now down to $900 (soon itll be at $0).

Reena Bhansali

Ive used the IWT principles to pay down 40000 in debt inside two years by - photo 9

Ive used the IWT principles to pay down $40,000 in debt inside two years by negotiating a raise and taking on my first side-gig projects with the 1K on the Side project. And with the automation principles, and paying ourselves first, my wife and I built close to $200,000 in savings in the last two years.

Sean Wilkins

I took this book on a Caribbean cruise and couldnt put it down It led me to - photo 10

I took this book on a Caribbean cruise and couldnt put it down. It led me to getting a $20,000 salary increase in my day job and starting a side business as a career coach, earning thousands each month. It helped me negotiate down bills and fees, increase my credit limit, grow a healthy retirement fund and savings, and fundamentally change my mindset about earning money.

Mary Grace Gardner

I went from having nothing in my investment accounts to having over 55000 to - photo 11

I went from having nothing in my investment accounts to having over $55,000 to date.

Alex Craig

I didnt have any credit card debt so I was able to implement the whole book in - photo 12

I didnt have any credit card debt so I was able to implement the whole book in about three weeks. After that, I kind of forgot about it. Eight years later I was worth close to $200,000 with no debt as a retail employee.

Daniel Lee Reifenberger

I changed my student loans from 20-year loans to 10-year loans I had no idea - photo 13

I changed my student loans from 20-year loans to 10-year loans. I had no idea the difference, and it ended up saving me over $10k.... Just by paying an extra $50 a month.

Lyla Nutt

When I was 25 I had 8500 of credit card debt and 3000 of other debt IWT - photo 14

When I was 25, I had $8,500 of credit card debt, and $3,000 of other debt. IWT gave me the manageable steps to get out of my hole, better use my credit cards, not live check to check, pay off what I owed, and start saving. At 28, I have $50,000 in savings, am debt-free, have automated my finances, and I am going to buy a house this year.

Allison Reynolds

In four years after I read IWT Ive saved 40000 using dollar cost averaging - photo 15

In four years after I read IWT, Ive saved $40,000 using dollar cost averaging to contribute to my $20,000 index tracking fund. I received one promotion and four raises, increasing my earning potential by 70 percent :)

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