Avery Breyer - How to Be Debt Free: A simple plan for paying off debt: car loans, student loan repayment, credit card debt, mortgages and more. Debt-free living is within ... Finance Books) (Smart Money Blueprint)

How to Be Debt-Free

(Formerly published as Your Road to Wealth Starts Here)

by Avery Breyer

Copyright 2016 Avery Breyer Inc. All rights reserved worldwide.

A note from the author:Personally, I'd rather leave things to common sense, good ethics, and everyone having a sense of personal responsibility for their actions. And like any decent person should do, obviously I do my best to provide accurate information at all times. But the experts say it's better to put proper disclaimers in place, so here goes...

ALL RIGHTS RESERVED. No part of this material may be used, reproduced, distributed or transmitted in any form and by any means whatsoever, including without limitation photocopying, recording or other electronic or mechanical methods or by any information storage and retrieval system, without the prior written permission from the author, except for brief excepts in a review.

DISCLAIMER. This, and other books by Avery Breyer are intended to provide only general information on personal finance, credit scores, building wealth, real estate, lifestyle design, work from home opportunities, and other topics. No investment, tax, legal, or insurance advice is intended or given. Investment decisions are subject to certain risk factors that may not be discussed completely, or at all, in this book. Your Investment decisions and strategies should be determined solely by you in the exercise of your own judgment based on your unique investment objectives and financial circumstances. If you need professional advice, you should consult your own professional advisers. Neither the author, Avery Breyer Inc. nor publisher provide any legal or other professional advice. If you need professional advice, you should seek advice from the appropriate licensed professional. This book does not provide complete information on the subject matter covered. This book is not intended to address specific requirements, either for an individual or an organization. This book is intended to be used only as a general guide, and not as a sole source of information on the subject matter. While the author has undertaken diligent efforts to ensure accuracy, there is no guarantee of accuracy or of no errors, omissions or typographical errors. Any slights of people or organizations are unintentional. Any reference to any person or organization whether living or dead is purely coincidental. The author and publisher shall have no liability or responsibility to any person or entity and hereby disclaim all liability, including without limitation, liability for consequential damages regarding any claim, loss or damage that may be incurred, or alleged to have been incurred, directly or indirectly, arising out of the information provided in this book.

The information presented herein represents the view of the author as of the date of publication. Because of the rate with which conditions change, the author reserves the right to alter and/or update her opinion based on the new conditions, and the author is not obligated to update this information.

Anything written in this book that contains the views of others has either been submitted to the author (or Avery Breyer Inc.), or found on the Internet and published as a fair use. Any views expressed in this book by 3rd party authors or contributors are solely those of 3rd party authors or contributors and do not in any way reflect the views of the author or Avery Breyer Inc. This book is solely a provider of useful information and hereby disclaims all liability for any damages or injury or other harm arising from this book. The author and Avery Breyer Inc. are not obligated to update any information attributable to 3rd party authors or contributors.

READ THIS FIRST!

As thanks for buying my book, Id like to offer you FREE access to 3 special bonuses Ive prepared especially for you, that will help you on your journey.

Heres what you get:

1. Instant access to my Debt Destroyer Tool
2. One day after that, youll get access to my very informative video interview with debt destroying dynamo Melanie Lockert . This interview is jam-packed with actionable tips on handling the emotional highs and lows of dealing with debt, tips for the average person on how to get rid of it quicker, and so much more.
3. And a few days after that, youll get access to an info-packed interview with personal finance expert Michelle Schroeder-Gardner she has 2 undergrad degrees plus a Finance MBA , and paid off her debts in only 7 months . Listen to her interview and learn how to pull it off. She really knows her stuff!

Last, but not least, if I ever come across any other info that I think will be of use to you, Ill be sure to send it your way.

Youre not alone in your journey to destroy your debt and feel the freedom that comes with that. Others have walked this path before you and are here to help. Ready?

Get Access Now!

http://averybreyer.com/your-road-to-wealth-starts-here-1/

Contents

Introduction

A man in debt is so far a slave. Ralph Waldo Emerson

Do you owe too much money? Are your debts crushing your spirit, embarrassing you, and stressing you out? Youre not alone. The good news is that you can fix that. And this book will show you how.

Imagine this scenario.

Youre no longer a slave to bad debt. Student loans, your mortgage, car loans, and credit card debt are all in the past. Creditors arent bothering you. You finally have enough cash to pay for necessities every month, and can afford some fun stuff too. You can give money to causes that are important to you, and help out your loved ones when they need you. Your net worth is growing, and your sense of financial security gets better every day. You simply dont have to worry about money anymore.

Well guess what? All of that can be your reality. You have the power to make that happen.

And heres the thing. It isnt as hard to accomplish as you may think.

It begins here, with one simple thing that will completely transform your finances, now and forever. You get rid of your debts, transform your finances, and use the money thats been freed up to build your wealth.

Youre about to see simple ways to get rid of the bad debts that are ruining your cash flow. And, youll find out

• The seven big lies youve been told
• How to tell the difference between good and bad debt
• Whether your mortgage is good or bad (the answer may surprise you!)
• The Power Pay Off Plan to become debt-free (and how Sam saved 20 grand)
• The secrets to successfully get rid of debt
• Where to find the money to do all this
• How much you ought to be paying towards your debts
• The truth about debt consolidation (including pitfalls to avoid)
• How to use insurance to protect yourself from the unexpected
• What to do next

Youre about to learn time-tested strategies for winning your battles with debt. And Im also going to share with you some strategies for increasing your income, as well as some important precautions you can take to minimize the risk of unforeseen events ruining your plans.

My background

have no credit card debt (I pay them off in full each month), and no student loans either. I paid off my first (and only) $20,000+ car loan way ahead of schedule. And for good measure, we paid off the mortgage for our first home in less than five years. My credit score is excellent, a little under 800 (last I checked).

And Im going to show you how to do it too.

Who this book is for

If youre looking for a clear roadmap with a step-by-step plan thats simple for the average person to follow and implement, youre in the right place. You dont have to be rich to do this. All you need is to be willing to do the work, and be patient enough to wait for the right opportunities. And be ready to roll up your sleeves and get rid of debt with integrity and honesty. No shady tricks.