Craig Curelop - The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom

The House-Hacking Strategy

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Praise for

THE HOUSE-HACKING STRATEGY

House hacking is a real estate strategy that every investor should know, especially those who want to become financially free as early as possible. If I had known about house hacking when I was getting started, I could have jump started my financial trajectory faster.

Joe Fairless, Co-founder of Ashcroft Capital and co-host ofThe Best Real Estate Investing Advice EverPodcast

House hacking has the power to forever change your financial position in life, and this book is your roadmap to getting there.

Brandon Turner, #1 bestselling author ofThe Book on Rental Property Investing

House hacking is simply the best tool available to middle-class Americans that want to drastically improve their financial futures. Craig just wrote THE book on this subject. If you purchase a house-hack by applying this books principles, you have an extraordinary probability of becoming a millionaire within the next ten years. Maybe five.

Scott Trench, CEO ofBiggerPockets.comand bestselling author ofSet for Life

There are many ways to make money in real estate, but one of the most simple and most profitable is often overlooked. Whether youre someone who wants nothing to do with real estate, someone who has been investing for decades, or are anywhere in between, house hacking is an opportunity for you to get paid to own your home! In The House-Hacking Strategy, Craig guides you through the journey of your first (or next) house hack in a way that anyone can understand and profitably put into practice. If youre wondering if this book is for you, it is.

J Scott, Co-host ofThe BiggerPockets Business Podcastand bestselling author ofThe Book on Flipping Houses

House hacking is the perfect first leap toward real estate success, and this book is the one-stop guide to all things house hacking. With pages of practical tips and actionable advice, Craig makes it easy to learn how to eliminate that pesky housing expense and use those savings to thrive early in life.

Mindy Jensen, co-host ofThe BiggerPockets Money Podcastand author ofHow to Sell Your Home

This publication is protected under the U.S. Copyright Act of 1976 and all other applicable international, federal, state, and local laws, and all rights are reserved, including resale rights: You are not allowed to reproduce, transmit, or sell this book in part or in full without the written permission of the publisher.

Limit of Liability: Although the author and publisher have made reasonable efforts to ensure that the contents of this book were correct at press time, the author and publisher do not make, and hereby disclaim, any representations and warranties regarding the content of the book, whether express or implied, including implied warranties of merchantability or fitness for a particular purpose. You use the contents in this book at your own risk. Author and publisher hereby disclaim any liability to any other party for any loss, damage, or cost arising from or related to the accuracy or completeness of the contents of the book, including any errors or omissions in this book, regardless of the cause. Neither the author nor the publisher shall be held liable or responsible to any person or entity with respect to any loss or incidental, indirect, or consequential damages caused, or alleged to have been caused, directly or indirectly, by the contents contained herein. The contents of this book are informational in nature and are not legal or tax advice, and the authors and publishers are not engaged in the provision of legal, tax or any other advice. You should seek your own advice from professional advisors, including lawyers and accountants, regarding the legal, tax, and financial implications of any real estate transaction you contemplate.

The House-Hacking Strategy:

How to Use Your Home to Achieve Financial Freedom

Craig Curelop

Published by BiggerPockets Publishing LLC, Denver, CO

Copyright 2019 by Craig Curelop

All Rights Reserved.

Publishers Cataloging-in-Publication Data

Names: Curelop, Craig, author.

Title: The House-hacking strategy : how to use your home to achieve financial freedom / by Craig Curelop.

Description: Denver, CO: BiggerPockets Publishing, 2019.

Identifiers: LCCN 2019942884 | 978-1-947200-30-2 (Hardcover) | 978-1-947200-15-9 (pbk.) | 978-1-947200-16-6 (ebook)

Subjects: LCSH Real estate investment. | Home ownership. | Rental housing. | House buying. | Personal finance. | BISAC BUSINESS & ECONOMICS / Real Estate / General

Classification: LCC HD1382.5 .C88 2019 | DDC 332.63/24--dc23

Published in the United States of America

Printed on recycled paper

10 9 8 7 6 5 4 3 2 1

Dedication

Nine years prior to writing this book, my grandfather passed away. I gave a eulogy at his funeral, which was my first public-speaking endeavor at age eighteen. After the speech, my grandmother, with her 4'1" stature and Armenian accent, thought it was so good that she repeatedly told me that I should become a writer. At the time, many of us laughed at this disillusioned woman. If you had known my writing abilities at that time, you would have laughed too.

I dedicate this book to the woman who helped raise me, to the woman who saw something in me that no one else did, to my Grammy Silvia (Silvia Ohanesian). I love you!

TABLE OF CONTENTS

FOREWORD

One moment can completely change the course of history.

Penicillin was discovered because a scientist accidentally left out a Petri dish infected with bacteria, and then discovered that the mold that grew seemed to fight the bacteria.

World War I started because of an assassination attempt that only succeeded because the driver of the targets caravan took a wrong turn.

The microwave was invented after an engineer melted a chocolate bar in his pocket while standing too close to radar equipment.

But moments are not only important for the fate of health, wars, and popcorn; one moment can forever alter the direction of a persons life.

Life typically continues along a fairly straightforward path, until one moment causes everything to change. Maybe its internal, or perhaps external, but these moments exist for each and every person. Its a ripple effect that spreads rapidly, and influences every action and reaction that proceeds that moment. That positive result on the pregnancy test. That pink slip delivered by the boss. That phone call from your doctor with the test results. That acceptance letter into a top college. Moments rock your world, and they redirect your path. Some positive, some negative. Some obvious, some subtle. Some cause a 180-degree turn and others just a one-degree alteration. In short, our lives can be transformed in moments.

In September 2008, I had one of those moments when I was handed $650 in crumpled small bills.