Christopher Kent - Budget and Invest to Financial Freedom: A Guide to Budgeting, Credit Card Churning, Risk-Free Investment, Low-Risk Investment, Being a Minimalist, Stocks, Bonds and Real Estate

Budget and Invest to Financial Freedom

A Guide to Budgeting, Credit Card Churning, Risk-Free Investment, Low-Risk Investment, Being a Minimalist, Stocks, Bonds and Real Estate

By Christopher Kent

Copyright 2019 - All rights reserved.

The contents of this book may not be reproduced, duplicated or transmitted without direct written permission from the author.

Under no circumstances will any legal responsibility or blame be held against the publisher for any reparation, damages, or monetary loss due to the information herein, either directly or indirectly.

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This book is copyright protected. This is only for personal use. You cannot amend, distribute, sell, use, quote or paraphrase any part or the content within this book without the consent of the author.

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Please note the information contained within this document is for educational and entertainment purposes only. Every attempt has been made to provide accurate, up to date and reliable complete information. No warranties of any kind are expressed or implied. Readers acknowledge that the author is not engaging in the rendering of legal, financial, medical or professional advice. The content of this book has been derived from various sources. Please consult a licensed professional before attempting any techniques outlined in this book.

By reading this document, the reader agrees that under no circumstances is the author responsible for any losses, direct or indirect, which are incurred as a result of the use of information contained within this document, including, but not limited to, errors, omissions, or inaccuracies.

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Introduction

I want to thank you for choosing this book, Budget and Invest to Financial Freedom - A Guide to Budgeting, Credit Card Churning, Risk-Free Investment, Low-Risk Investment, Being a Minimalist, Stocks, Bonds and Real Estate. I am sure you will have a completely different perspective about your finances once you have finished reading it.

Do you want to attain financial freedom, but arent sure where to start? If yes, then this is the perfect book for you. The reason you have chosen this book is either your finances are in terrible shape, or you foresee some financial difficulties and want to know how to prevent these or just plan for a hassle-free retired life. Either way, I am sure this book will help you.

In this book, you will learn about the basics of budgeting, steps to start budgeting, tips to attain financial freedom, setting your financial goals, understanding your financial position, steps to opt for a minimalistic lifestyle, and much more. Apart from this, you will also learn about the different types of investments according to the risks involved while investing in them. By using the information given in this book, you can see a positive change in your financial position.

So, if you are ready to learn more about all of this, then let us get started without further ado!

Chapter One: Who is this Book For?

Obtain Financial Freedom

F inancial freedom is something that everyone wants, and the good news is, anyone can attain it. I mean anyone; even those who have student debt can attain financial freedom. As is obvious from the phrase, financial freedom is about having sufficient funds and a dependable cash flow that lets you live the kind of life you want. Regardless of any financial troubles that you might have today, you can always work to attain financial freedom. You dont have to worry about paying any bills or bearing any sudden expenses. Also, your debt burden is non-existent once you attain financial freedom. In this section, you will learn about the different tips that you can follow to attain financial freedom.

Y ou cannot attain financial freedom if you are not aware of your existing financial position. Working out your finances, especially acknowledging your debt, your savings, and the money you need, might not be a pleasant activity. However, this is something that needs to be done to start working in the right direction. You need to make a list of all the debts you have like mortgages, car loans, credit card bills, student loans, or any other debts. You must also include any money you owe your friends or family members. Regardless of how small the debt might be, you must make a note of it. Please be realistic while estimating your debts.

Once you make a list of all your debts, take a deep breath. This is a step in the right direction. How much is your total debt? Dont worry even if the number seems to be slightly on the higher side. The next step is to look at your savings. Include all the different forms of savings you have like savings account in the bank, stocks, any retirement fund, insurance, and such. Then, you need to add your source of monthly income like salary and any additional income you receive. Keep these numbers handy as you go through the other steps discussed in this chapter.

Phew, thats one thing out of the way.

D ebt can make you feel disappointed and even discouraged. However, please remind yourself that money is a good thing, even if it does seem to place a lot of burden on you at this moment. You need to ensure that you maintain a positive attitude toward money. Keep reminding yourself that with the right investment strategy and savings, you can easily attain the financial freedom you want.