Mattie Reynolds - Super-Smart Shopping

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cover

Super-Smart

Shopping

by Mattie Reynolds

An introduction to nancial literacy

Super-Smart Shopping

Publishers Cataloging-In-Publication Data

(Prepared by The Donohue Group, Inc.)

Reynolds, Mattie.

Super-smart shopping : an introduction to financial literacy / by Mattie Reynolds.

p. : col. ill. ; cm. -- (Start smart: money)

Issued also as an ebook.

Summary: Before spending money, smart shoppers save, budget, and compare. This

book will teach you words and ideas about spending.

Interest age group: 004-008.

Includes bibliographical references and index.

ISBN: 978-1-937529-43-7 (hardcover)

ISBN: 978-1-937529-39-0 (pbk.)

1. Shopping--Juvenile literature. 2. Consumer education--Juvenile literature.

3. Children--Finance, Personal--Juvenile literature. 4. Shopping. 5. Consumer

education. 6. Finance, Personal. I. Title. II. Title: Super smart shopping

TX335.5 .R49 2013

640.73 2012943328

Copyright 2013 Red Chair Press LLC

All rights reserved. No part of this book may be reproduced, stored in an information

or retrieval system, or transmitted in any form by any means, electronic, mechanical

including photocopying, recording, or otherwise without the prior written permission

from the Publisher. For permissions, contact info@redchairpress.com

Photo credits:

Dreamstime: pages front cover, 1, 7, 8, 14, 15, 20

iStockphoto LP: pages 6

Shutterstock Images LLC: 3, 4, 5, 9, 10, 11, 12, 13, 17, 18, 19, 21, back cover

Reading specialist: Linda Cornwell, Literacy Connections Consulting

This edition first published in 2013 by

Red Chair Press LLC PO Box 333 South Egremont, MA 01258-0333

Printed in The United States of America

1 2 3 4 5 17 16 15 14 13

Please visit our website at www.redchairpress.com .

Find a free catalog of all our high-quality products for young readers.

ISBN: 978-1-684526-09-3 (ebook)

CHAPTER 1

Why People Buy Things.............. 4

CHAPTER 2

Making Good Choices............... 10

CHAPTER 3

How People Shop.................. 16

GlossARy ......................... 22

FoR MoRE INFoRMATIoN ............ 23

INDEX ............................ 24

Words in bold type are defined in the glossary.

Table of Contents Table of Contents

CHAPTER

Why People

Buy Things

Why People

Buy Things

People buy things for many reasons. A person

may buy something they need such as food. A

person may also buy something they want like a

new backpack. Sometimes shopping can be a

fun activity.

But a smart shopper knows that spending money

to buy things is not a game. Smart shoppers think

about the cost of every item before buying.

Smart shoppers think about the cost of items.

Many adults work and earn money. Families

use money to buy things they need and want.

Families need a place to live. They need electricity

for their home. And they may want furniture for

the home.

Before buying a home, some people make a

budget. A budget lets a family know how much

money they can spend. The family may need a

house or apartment with two bedrooms, but they

may want four bedrooms. A budget helps them

know what they can afford.

Smart shoppers know how much money they

can spend for things they need and want before

they buy.

Saving, or putting money aside, is a smart way

to plan for buying things later. If a family buys a

home, they may want to shop for new tables or

chairs. If the family saves $50 each month for a

new sofa, they will have $200 after four months.

By going to different stores, the family can

compare the cost of items. One store sells a

sofa for $180. Another store sells a sofa for

$200. The difference is $20. A smart shopper

thinks about what is important to them before

buying. The money saved could be used to buy

something else the family wants.

CHAPTER

A family has many things to buy. Families buy

food and clothes. Some people make a list of

what to buy before they go shopping. Making a

list is one way to spend wisely. By buying items

only on the list, smart shoppers will not spend

money for things they do not need.

Kids can help their family make wise choices when

shopping, too. Before shopping, know how much

money can be spent. Make a list of items to buy.

And shop for what the family needs before buying

what someone wants.

Making Good

Choices

Making Good

Choices

Some people make a list before shopping.

Ellas mother shops for her familys food each

week. She makes a list of things she needs to

buy. But it is easy to buy items she does not

have on her list. When Ella goes shopping with

her mother, Ella marks items off the list as they

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