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Jeff Wuorio - Got Money?: Enjoy It, Manage It--Even Save Some of It--Financial Advice for Your Twenties and Thirties

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    Got Money?: Enjoy It, Manage It--Even Save Some of It--Financial Advice for Your Twenties and Thirties
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Got Money?: Enjoy It, Manage It--Even Save Some of It--Financial Advice for Your Twenties and Thirties: summary, description and annotation

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For all those young professionals who must now do more than manage their milk money. Theyre smart. Theyre talented. Theyre ambitious. Theyre the next generation of movers and shakers--destined to rule the new millennium. But when it comes to financial fitness, theyre clueless. Its sad, but true; many bright young professionals are completely in the dark about basic money matters.Which is exactly why they need to get GOT MONEY? This lively financial primer gives readers a genuine financial education (something most schools dont), taking the headaches out of money management, and providing guidance along the path to financial solvency. Broad in coverage and irreverent in style, GOT MONEY? goes far beyond the scope of the dry-as-dust, run-of-the-mill financial book. It shows readers how to: * Set up a budget thats realistic--not masochistic * Find an affordable--and livable--apartment * Shop for a mortgage * Shake off the shackles of student loan debt * Negotiate a salary * Actually find money to invest and then choose wise investments * Control their credit card spending--instead of letting it control them (or why plastic isnt so fantastic!) * Trim their tax bill--without resorting to tricks * Put their money where their technology is--tips for shopping, banking, and investing online (including a listing of web sites where readers can access reams of up-to-date information). As if thats not enough, GOT MONEY? tops it all off with a list of 10 financial follies that readers should absolutely never ever--under any circumstances--commit.

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title Got Money Enjoy It Manage It Even Save Some of It Financial - photo 1

title:Got Money? : Enjoy It! Manage It! Even Save Some of It! : Financial Advice for Your Twenties and Thirties
author:Wuorio, Jeff.
publisher:AMACOM Books
isbn10 | asin:0814480098
print isbn13:9780814480090
ebook isbn13:9780585069364
language:English
subjectFinance, Personal, Saving and investment.
publication date:1999
lcc:HG179.W86 1999eb
ddc:332.024
subject:Finance, Personal, Saving and investment.
Page iii
got money?
Enjoy It! Manage It!
Even Save Some of It!
Financial Advice for Your
Twenties and Thirties
Jeff Wuorio
AMACOM
American Management Association
New York Atlanta Boston Chicago Kansas City San Francisco
Washington, D.C. Brussels Mexico City Tokyo Toronto
Page iv
Special discounts on bulk quantities of AMACOM books are available to corporations, professional associations, and other organizations. For details, contact Special Sales Department, AMACOM, an imprint of AMA Publications, a division of American Management Association, 1601 Broadway, New York, NY 10019. Tel: 212-903-8316 Fax: 212-903-8083
This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.
Library of Congress Cataloging-in-Publication Data
Wuorio, Jeff
Got money?: enjoy it! manage it! even save
some of it! / Jeff Wuorio.
p. cm.
Includes index.
ISBN 0-8144-8009-8
1. Finance, Personal. 2. Saving and investment.
l. Title.
HG 179. W86 1999
332.024dc21
9930975
CIP
1999 Jeffrey J. Wuorio.
All rights reserved.
Printed in the United States of America.
This publication may not be reproduced, stored in a retrieval system, or transmitted in whole or in part, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of AMACOM, an imprint of AMA Publications, a division of American Management Association, 1601 Broadway, New York, NY 10019.
Printing number
10 9 8 7 6 5 4 3 2 1
Page v
For Judy, Meghan and Nathan, for putting up
with more nonsense than
anyone could humanly deserve.
Page vii
Contents
Acknowledgements
xi
Introduction
xiii
Chapter OneSome Basics
1
Picture 2
Set Up a (Groan) Budget
1
Picture 3
Shop for Cost-Effective Banking Services
6
Picture 4
Record What You Need to Record
9
Picture 5
Save, and Ye Shall Be Saved
12
Picture 6
Set Up an Emergency Fund
14
Picture 7
The Last Word - Inflation
14
Chapter TwoFinancial Death via Debt
17
Picture 8
The ExpansiveBut Not Entirely DestructiveWorld of Student Loans
18
Picture 9
Joe Plastic Lives
23
Chapter ThreeInvesting for Long-Term Success with Stock Mutual Funds
32
Picture 10
Just What the #@*&!!! Is Investing?
34
Picture 11
Stock Funds, Not Just Stocks
36
Picture 12
The Case for Long-Term Investing
37
Picture 13
A Mutually Beneficial Approach
40
Picture 14
Choosing a Mutual Fund
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