The Silver Lake Editors - How to Insure Your Income: A Step by Step Guide to Buying the Coverage You Need at Prices You Can Afford (How to Insure...Series)
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How to Insure Your Income: A Step by Step Guide to Buying the Coverage You Need at Prices You Can Afford (How to Insure...Series)
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Provides important facts about disability insurance, the least known yet most often needed coverage.
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How to Insure Your Income : A Step By Step Guide to Buying the Coverage You Need At Prices You Can Afford Including Disability Income Insurance, Social Security, Workers' Compensation, Accelerated Benefits
author
:
publisher
:
Silver Lake Publishing
isbn10 | asin
:
1563431483
print isbn13
:
9781563431487
ebook isbn13
:
9780585044224
language
:
English
subject
Insurance, Disability--United States, Workers' compensation--United States.
publication date
:
1997
lcc
:
HD7105.25.U6 H69 1997eb
ddc
:
368.973
subject
:
Insurance, Disability--United States, Workers' compensation--United States.
Page i
How to Insure Your Income
A Step by Step Guide to Buying the Coverage You Need at Prices You Can Afford
Including: Disability Income Insurance Social Security Workers' Compensation Accelerated Benefits
The Merritt Editors
MERRITT PUBLISHING A DIVISION OF THE MERRIT COMPANY SANTA MONICA, CALIFORNIA
Page ii
How to Insure Your Income
First edition, 1997 Copyright 1997 by Merritt Publishing
Merritt Publishing 1661 Ninth Street Santa Monica, California 90406
For a list of other publications or for more information from Merritt Publishing, please call (800) 638-7597. Outside the United States and in Alaska and Hawaii, please call (310) 450-7234.
All rights reserved. No part of this book may be reproduced, stored in a retrieval system or transcribed in any form or by any means (electronic, mechanical, photocopy, recording or otherwise) without the prior written permission of Merritt Publishing.
Library of Congress Catalog Number: 97-075913
The Merritt Editors How to Insure Your Income A Step by Step Guide to Buying the Coverage You Need at Prices You Can Afford. Includes index. Pages: 274
ISBN: 1-56343-148-3 Printed in the United States of America.
Page iii
Acknowledgments
The Merritt Editors who contributed to this book include Sander Alvarez, Debora Chan, Cynthia Davidson, Sue Sink, Mimi Tennant, Megan Thorpe and James Walsh. Thanks to Kathy Franklin and Ginger McKelvey for their production assistance. Thanks also to Kimberly Baer Design Associates, Cynthia Chaillie and Chrissy Jessee.
Some of the material that appears in this book is based on information taken from Merritt Professional Publishing's 1996 Life & Health Sourcebook, a textbook for insurance agents.
How to Insure Your Income is the fourth book in Merritt Publishing's How to Insure... series.
The other titles in the series are:
How to Insure Your Car,
How to Insure Your Life, and
How to Insure Your Home.
Upcoming titles will include How to Insure Your Possessions and How to Insure Your Health.
Because these books are designed to make the concepts and theories of insurance understandable to ordinary consumers, the Merritt Editors welcome any feedback. Please fax us at (310) 396-4563 or call (800) 638-7597 during regular
Page iv
business hours, Pacific time. More information is available from Merritt Publishing on the Internet at http://www.merrittpub.com/.
Page v
Table of Contents
Chapter 1 Why You Need to Insure Your Income
1
Chapter 2 Figuring Out How Much Income Insurance You Need
17
Chapter 3 Key Concepts and Definitions
45
Chapter 4 The Mechanics of Disability Income Insurance
67
Chapter 5 How Insurance Companies Price Disability Coverage
85
Chapter 6 Social Security as Income Insurance
111
Chapter 7 Workers' Compensation as Income Insurance
139
Chapter 8 Long-Term Care and Life Insurance as Income Protection
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