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Silver Lake Publishing - Insuring the Bottom Line: How to Protect Your Company From Liabilities, Catastrophes and Other Business Risks (Taking Control Series)

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A valuable source to buying the most cost-effective business insurance. Part of the Merritt Taking Control Series.

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title Insuring the Bottom Line How to Protect Your Business From - photo 1

title:Insuring the Bottom Line : How to Protect Your Business From Liabilities, Catastrophes, and Other Business Risks Taking Control Series
author:Russell, David.
publisher:Silver Lake Publishing
isbn10 | asin:1563431157
print isbn13:9781563431159
ebook isbn13:9780585044132
language:English
subjectInsurance, Liability--Policies--United States.
publication date:1996
lcc:KF1215.R87 1996eb
ddc:368.973
subject:Insurance, Liability--Policies--United States.
Insuring the Bottom Line
How To Protect Your Company From Liabilities, Catastrophes and Other Business Risks
David Russell
MERRITT PUBLISHING A DIVISION OF THE MERRITT COMPANY SANTA MONICA CALIFORNIA - photo 2
MERRITT PUBLISHING, A DIVISION OF THE MERRITT COMPANY
SANTA MONICA, CALIFORNIA
Insuring the Bottom Line
How To Protect Your Company From Liabilities, Catastrophes and Other Business Risks
First edition, 1996
Copyright 1996 by Merritt Publishing and David Russell
Merritt Publishing
1661 Ninth Street
Santa Monica, California 90406
For a list of other publications or for more information, please call (800) 638-7597. Outside the United States and in Alaska and Hawaii, please call (310) 450-7234.
All rights reserved. No part of this book may be reproduced, stored in a retrieval system or transcribed in any form or by any means (electronic, mechanical, photocopy, recording or otherwise) without the prior written permission of Merritt Publishing.
Library of Congress Catalogue Number: 96-079501
Russell, David
Insuring the Bottom Line
How To Protect Your Company From Liabilities, Catastrophes and Other Business Risks
Includes index.
Pages: 424
ISBN: 1-56343-115-7
Printed in the United States of America.
Acknowledgments
From its infancy in 1994 to the finished product that follows, Insuring the Bottom Line represents the efforts of many people. The information and skills accumulated by Merritt Publishing have been brought to bear on every aspect of this project.
First and foremost, I want to thank Jim Walsh for helping bring this book to fruition. Without his help, Insuring the Bottom Line would never have made it this far. Other people at Merritt who helped in putting together the book were Cynthia Chaillie, Ginger McKelvey, Mimi Tennant and Megan Thorpe.
I also want to thank Catherine Schneider, Jim Carson, Jerry Olson, and Mona Gardner for the support they have providedperhaps unknowinglytoward this project as well as my professional development.
Finally, I want to dedicate this book to the Risk Management students at Illinois Wesleyan University, past, present and future. They have provided and will continue to provide me with the motivation to expand what I know and pass it on.
Picture 3
David Russell
Bloomington, Illinois
April 1996
Insuring the Bottom Line is the sixth title in Merritt Publishing's "Taking Control" series, which seeks to help business owners deal with the host of extraordinary risks facing the modern business enterprise. Upcoming titles will cover employee compensation, customer service, making presentations to bankers or investors and other topics. To keep these projectsand the series as a wholewell focused, the editors at Merritt Publishing welcome feedback from readers.
Page i
Insuring the Bottom Line
Table of Contents
Introduction: Why Businesses Insure
1
Chapter One:
Part OneBuilding and Personal Property
11
Part TwoCommercial Property Causes of Loss
57
Chapter Two:
Business Interruption
95
Chapter Three:
Boiler and Machinery
113
Chapter Four:
Business Auto
129
Chapter Five:
Workers Compensation and Employers Liability
173
Chapter Six:
Crime, Theft and Employee Dishonesty
209
Chapter Seven:
Inland Marine
255
Chapter Eight:
General Liability and Product Liability
281
Chapter Nine:
Professional Liability and Directors and Officers' Liability
349
Page ii
Chapter Ten:
Businessowners Policies
377
Chapter Eleven:
Common Policy Conditions
405
Conclusion:
How to Buy Business Insurance Well
411
Index
419
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