Silver Lake Publishing - How to Insure Your Possessions: A Step-By-Step Guide for Buying the Coverage You Need at Prices You Can Afford (How to Insure... Series , No 5)
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How to Insure Your Possessions: A Step-By-Step Guide for Buying the Coverage You Need at Prices You Can Afford (How to Insure... Series , No 5)
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A consumers guide to buying insurance for jewelry, sporting goods, audio and video equipment, computers, home office equipment, art, collectibles...and anything else of particular value that you own. The book deals with complex technical issues in plain English.
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How to Insure Your Possessions : A Step By Step Guide to Buying the Coverage You Need At the Prices You Can Afford, Including Protection for Works of Art, Computer Hardware, Sports Equipment, Jewelry and Other Valuables
author
:
publisher
:
Silver Lake Publishing
isbn10 | asin
:
1563431564
print isbn13
:
9781563431562
ebook isbn13
:
9780585044217
language
:
English
subject
Insurance--United States, Consumers--United States.
publication date
:
1997
lcc
:
HG8051
ddc
:
368.1
subject
:
Insurance--United States, Consumers--United States.
Page i
How to Insure Your Possessions
A Step by Step Guide to Buying the Coverage You Need at the Prices You Can Afford for Works of Art Computer Hardware Sports Equipment Jewelry and Other Valuables
The Silver Lake Editors
SILVER LAKE PUBLISHING LOS ANGELES, CALIFORNIA
Page ii
How to Insure Your Possessions
First edition, 1999 Copyright 1999 by Silver Lake Publishing
Silver Lake Publishing 2025 Hyperion Avenue Los Angeles, California 90027
For a list of other publications or for more information, please call 1.888.663.3091. Outside the United States and in Alaska and Hawaii, please call 1.323.663.3082.
All rights reserved. No part of this book may be reproduced, stored in a retrieval system or transcribed in any form or by any means (electronic, mechanical, photocopy, recording or otherwise) without the prior written permission of Silver Lake Publishing.
Library of Congress Catalogue Number: Pending
The Silver Lake Editors How to Insure Your Possessions Includes index. Pages: 226
ISBN: 1-56343-156-4 Printed in the United States of America.
Page iii
Acknowledgements
Assembling a book that includes this much information on a subject that's changing every few months is tough. Explaining complex issues in simple terms takes a lot of work.
The Silver Lake Editors who contributed to this book include Megan Thorpe and Christina Schlank. Thanks also to Sander Alvarez, who helped with the early drafts and research.
This is the sixth title in Silver Lake Publishing's series of books on risk and its impact on insurance and other personal finance issues. Other titles in the series include: Hassle Free Health Coverage, How to Insure Your Life and How to Insure Your Income. Because these books are designed to make the concepts and theories of insurance understandable to ordinary consumers, the Silver Lake Editors welcome any feedback. Please fax us at 1.323.663.3084 or call at 1.888.663.3091 during ordinary business hours, Pacific time. More information from Silver Lake Publishing is available on the Internet at www.silverlakepub.com.
Chapter 9 Valuing Your Things and Buying Enough Coverage
155
Chapter 10 Key Definitions
173
Chapter 11 Making Claims
195
Index
221
Page 1
Chapter 1 Why You Need to Insure Your Possessions
If they think about the question at all, most people figure the things they own are covered by their homeowners insurance. But people should think about the question more than they do.
Even if you don't own a home, chances are you own other things. You may own a car, a boat, a set of nice golf clubs or a new computer. You probably have a bicycle, a stereo or other nice stuff. All of these items, no matter what they cost, are of some importance to you. They have insurable value.
Although the insurance industry of today is dominated by life, home and auto insurance, it's useful to remember that modern insurance got its start protecting people against the loss of things. Three hundred years ago, the informal exchange that became Lloyd's of London began pooling money among English merchants to insure against merchandise being lost at sea.
At various times for various reasons, the things you own might be destroyedby fire, automobile accident, earthquake, theft...and the list goes on, end-
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